sivarock
TF Buzz
Hi fellow hunters,
I have gone through the axis bank credit card section of this community and didn't find any working theory for my case. which is why I creating this discussion. pls, provide one.
I have been trying to get one axis card for almost 2.5 years.
About me: I hold 8 bank credit cards except for axis bank. Self-employed. Cibil score 770 @ 24th Jan, My ITR 3L.
I applied 4th of august 2022 last time through their online portal. The portal shows I am eligible for fk, myzone. I selected myzone and proceeded it got instantly rejected in the eligibility check without asking ITR or any income proof. I didn't understand what happened at that time. 🤔
Now, on Jan 24th I went to a nearby branch and met with a credit card executive to tell my story. I also inquired about the c2c process due to low ITR. I have a 2.3L apay card and showed my statement. He got the confidence that he can process the same for axis select credit card and explained like, this select card is the best chance approval rate based on c2c because of 3k charges. I had doubts about that but still, I went for that because I need to try the offline method (That's my mistake 😎 ). So, I gave him all the details and he applied for it. but got rejected the next morning on the eligibility check as usual. I informed him and he told me like will check with SM. He called back and told me that there is a system issue, that's why it happened. Further, he comes up with a solution that there is one more proper offline channel and we can go for that.
I doubt that he applied through the customer portal for the first time and the second time only he going to do it in proper offline mode. Bank executives nowadays. 🙄
I express my concern that if we apply again now it will affect my cibil and approval chances may go low 🙁
He convinced me as this application will be tied in with the last one and there will be no new application, it definitely got approved (My second mistake 😎). So, I tried with no hope and got the same usual result. Now cibil has two enquiries in 5 days.
I properly want to know what's happening with my profile. What is an eligibility check in axis bank before asking for income proof? Any axis bank executives pls guide here.
I want to know if there are any tricks for my case.
Share your C2C offline experience if any
I hope many of them here are facing a similar situation on this in axis 😆🤣. Pls help us guys. ✌️
I have gone through the axis bank credit card section of this community and didn't find any working theory for my case. which is why I creating this discussion. pls, provide one.
I have been trying to get one axis card for almost 2.5 years.
About me: I hold 8 bank credit cards except for axis bank. Self-employed. Cibil score 770 @ 24th Jan, My ITR 3L.
I applied 4th of august 2022 last time through their online portal. The portal shows I am eligible for fk, myzone. I selected myzone and proceeded it got instantly rejected in the eligibility check without asking ITR or any income proof. I didn't understand what happened at that time. 🤔
Now, on Jan 24th I went to a nearby branch and met with a credit card executive to tell my story. I also inquired about the c2c process due to low ITR. I have a 2.3L apay card and showed my statement. He got the confidence that he can process the same for axis select credit card and explained like, this select card is the best chance approval rate based on c2c because of 3k charges. I had doubts about that but still, I went for that because I need to try the offline method (That's my mistake 😎 ). So, I gave him all the details and he applied for it. but got rejected the next morning on the eligibility check as usual. I informed him and he told me like will check with SM. He called back and told me that there is a system issue, that's why it happened. Further, he comes up with a solution that there is one more proper offline channel and we can go for that.
I doubt that he applied through the customer portal for the first time and the second time only he going to do it in proper offline mode. Bank executives nowadays. 🙄
I express my concern that if we apply again now it will affect my cibil and approval chances may go low 🙁
He convinced me as this application will be tied in with the last one and there will be no new application, it definitely got approved (My second mistake 😎). So, I tried with no hope and got the same usual result. Now cibil has two enquiries in 5 days.
I properly want to know what's happening with my profile. What is an eligibility check in axis bank before asking for income proof? Any axis bank executives pls guide here.
I want to know if there are any tricks for my case.
Share your C2C offline experience if any
I hope many of them here are facing a similar situation on this in axis 😆🤣. Pls help us guys. ✌️
