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Any way to upgrade Indus Legend to Pinnacle without joining fees?

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Ram1

Ram1

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Have Indusind Legend card with 3L limit and zero balance savings account.
How to upgrade legend to Pinnacle without fees? As I want to have zero bal exclusive account.
15k fee with Amazon gv brings big loss of 3k+2700
 
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I have legend card and recently open delight account, how can I upgrade to select account
4uziaul said:
You can easily open a Select account using your Legend Credit Card, and there is hardly any difference between the Select and Exclusive accounts. However, if you require a Zero Forex Markup Debit Card or a bank locker, it is recommended to opt for the Exclusive account. Apart from those factors, there are no differences between the two.
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chandra.prakash said:
I have legend card and recently open delight account, how can I upgrade to select account
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By now, I have replied so many times about the Legend Card and using it as a surrogate to open a Select account, which effectively has Zero MAB. A quick search would have provided you with the answer. I guess I'll have to make a thread about it soon! 😂

Anyway, the best way is to visit your nearest branch and open a Select account. The reason I suggest opening an account offline is that it allows you to build a relationship with your RM, who can genuinely help you with your issues. Otherwise, their customer care is pathetic and useless, and it will only create more problems for you. 😂 If you ask them to upgrade your Delight account to a Select account, they will refuse, stating that it was opened online and they can't upgrade it. So, it's better to open a new account with them and do the initial funding. Depending on your branch location, the initial funding requirement could be anywhere between 50k to 100k. If, by chance, they agree to upgrade your existing account, go ahead and do the initial funding. Don't even ask them about the Zero MAB feature because, as usual, they are either clueless or pretend to be clueless. Open your account and simply ask your RM to help link your Savings account with your Legend card. If all goes well, hopefully within 6-7 working days, your account will be fully operational.
 
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4uziaul said:
By now, I have replied so many times about the Legend Card and using it as a surrogate to open a Select account, which effectively has Zero MAB. A quick search would have provided you with the answer. I guess I'll have to make a thread about it soon! 😂

Anyway, the best way is to visit your nearest branch and open a Select account. The reason I suggest opening an account offline is that it allows you to build a relationship with your RM, who can genuinely help you with your issues. Otherwise, their customer care is pathetic and useless, and it will only create more problems for you. 😂 If you ask them to upgrade your Delight account to a Select account, they will refuse, stating that it was opened online and they can't upgrade it. So, it's better to open a new account with them and do the initial funding. Depending on your branch location, the initial funding requirement could be anywhere between 50k to 100k. If, by chance, they agree to upgrade your existing account, go ahead and do the initial funding. Don't even ask them about the Zero MAB feature because, as usual, they are either clueless or pretend to be clueless. Open your account and simply ask your RM to help link your Savings account with your Legend card. If all goes well, hopefully within 6-7 working days, your account will be fully operational.
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Template save krlo bhai!
Le new comers: ctrl C ctrl V😂
 
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4uziaul said:
By now, I have replied so many times about the Legend Card and using it as a surrogate to open a Select account, which effectively has Zero MAB. A quick search would have provided you with the answer. I guess I'll have to make a thread about it soon! 😂

Anyway, the best way is to visit your nearest branch and open a Select account. The reason I suggest opening an account offline is that it allows you to build a relationship with your RM, who can genuinely help you with your issues. Otherwise, their customer care is pathetic and useless, and it will only create more problems for you. 😂 If you ask them to upgrade your Delight account to a Select account, they will refuse, stating that it was opened online and they can't upgrade it. So, it's better to open a new account with them and do the initial funding. Depending on your branch location, the initial funding requirement could be anywhere between 50k to 100k. If, by chance, they agree to upgrade your existing account, go ahead and do the initial funding. Don't even ask them about the Zero MAB feature because, as usual, they are either clueless or pretend to be clueless. Open your account and simply ask your RM to help link your Savings account with your Legend card. If all goes well, hopefully within 6-7 working days, your account will be fully operational.
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Is it possible to close old account and open new account instantly?
 
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Ram1 said:
Is it possible to close old account and open new account instantly?
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You can certainly try doing that, but be prepared for them to cite some obscure terms and conditions. For example, they might mention that if you close one account now, you won't be able to open another one too soon. 🤣 Another option is to open a joint account and then, after a few days, remove the other joint account holder and operate it as a single account. However, if the upgrade option is available and they allow it, it's best to go with that.
 
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Ram1 said:
Is it? Both select and Exclusive debit cards have same reward rate and limit?
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Reward structure is slightly different for domestic shopping you get 5x on select DC and 6X in Exclusive DC, that’s the major difference rest all are mostly same.
You can refer the complete reward structure of IndusInd DC here
 
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imvshaal said:
I successfully upgraded my Legend credit card to the Pinnacle LTF version without incurring any joining fee. The process involved two months of persistent communication and negotiations, but eventually, they conceded to my request.
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Can you elaborate the process so members like me can also give it a try..
 
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pprakash11 said:
Anyone hold locker in IndusInd under Exclusive Account?
What are the charges??
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For Exclusive account holders, it's absolutely free. You can check the rates here.

Safe Deposit Lockers - Keep Your Valuables Safe with IndusInd Bank Safe Lockers

Enjoy the benefits of IndusInd Bank’s safe deposit lockers. Choose from a range of sizes, nominate beneficiaries, and pay online. Reserve your safe deposit locker by paying charges online.
www.indusind.com www.indusind.com

And you can book the locker through the mobile app.
 
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4uziaul said:
For Exclusive account holders, it's absolutely free. You can check the rates here.
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Are you sure ?
In SOC, it's written only 1st Year Free and 50% discount from next year onwards?
4uziaul said:

Safe Deposit Lockers - Keep Your Valuables Safe with IndusInd Bank Safe Lockers

Enjoy the benefits of IndusInd Bank’s safe deposit lockers. Choose from a range of sizes, nominate beneficiaries, and pay online. Reserve your safe deposit locker by paying charges online.
www.indusind.com www.indusind.com

And you can book the locker through the mobile app.
Click to expand...
 
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