Anyone tried for upgrading Alumni DCB LTF -> Infinia LTF upgrade within 1 year?

[ULTRA-MAGNUS]

Hello, my lovely community,

I was curious to know if anyone who received DCB as LTF under the Alumni offer tried to apply for upgrade to Infinia LTF as well. What was the response from grievance.redressalcc@hdfc.com on this request? Did you succeed or was there a milestone given to fulfill this condition?

Thanks

 

[CMGCMG is verified member.]

Hello, my lovely community,

I was curious to know if anyone who received DCB as LTF under the Alumni offer tried to apply for upgrade to Infinia LTF as well. What was the response from grievance.redressalcc@hdfc.com on this request? Did you succeed or was there a milestone given to fulfill this condition?

Thanks

Metal infinia is not issued as LTF. Plastic infinia(which was offered as LTF) discontinued.

 

[sd.ac]

Hello, my lovely community,

I was curious to know if anyone who received DCB as LTF under the Alumni offer tried to apply for upgrade to Infinia LTF as well. What was the response from grievance.redressalcc@hdfc.com on this request? Did you succeed or was there a milestone given to fulfill this condition?

Thanks

The two are somewhat unrelated. If you have a 5L CL and are an alumnus from an institute 'on their list', you can ask for the LTF DCB - this is usually straightforward (exception being that some people have run into problems when trying to convert a paid DCB to a LTF one under this offer). For an Infinia upgrade, you would need a 8L CL and somewhere ~ 7L spends in the last 6 months. If you have that, they typically offer an Infinia upgrade as well (as mentioned already, I don't think the metal Infinia - the only one on offer now - is available LTF).

 

[Infiniti]

I highlighted acceptance issues on the DCB (LTF) and they offered an upgrade to Infinia but paid. staying with the DCB LTF.

 

[viveksingh1005]

I highlighted acceptance issues on the DCB (LTF) and they offered an upgrade to Infinia but paid. staying with the DCB LTF.

what was your limit?

 

[Infiniti]

what was your limit?

7L

 

[mojo_jojo123]

Is it wise to take DCB LTF +Millenia Visa CC LTF [ Limit split] or just take DCB LTF .. for someone whose ultimate gole would be LTF Infinia ?

 

[dhshankar]

Is it wise to take DCB LTF +Millenia Visa CC LTF [ Limit split] or just take DCB LTF .. for someone whose ultimate gole would be LTF Infinia ?

When DCB issued to me , it was limit split between DCB and Regalia .. It looks like CL enhancement offers are unlikely to be happen for limit split cases (as per experience shared in Twitter spaces)

However , if DCB limit not sufficient for Infinia then entire limit can be merged to DCB by cancelling the other card ( this info shared by HDFC CC person)

 

[Max]

I had a LTF DCB under the alumni program, issued in Aug 2020, with CL 5L.

Over the last 2 years, was offered CLE to 10.8L, and my last 6 months spend on card was Rs 8L+

I wrote to grievance.redressalcc@hdfc.com a couple of weeks back, requesting an upgrade to Infinia along with my salary slips showing I met the income criteria - was offered a FYF Infinia, i.e. Joining Fee : Nil, Renewal Fee: Rs. 12,500 + GST, renewal fee will be waived off upon spends of 10 lakhs+ in previous membership year.

I accepted the upgrade, and received the card today - hope this helps, happy to provide details if you need.

 

[Max]

The two are somewhat unrelated. If you have a 5L CL and are an alumnus from an institute 'on their list', you can ask for the LTF DCB - this is usually straightforward (exception being that some people have run into problems when trying to convert a paid DCB to a LTF one under this offer). For an Infinia upgrade, you would need a 8L CL and somewhere ~ 7L spends in the last 6 months. If you have that, they typically offer an Infinia upgrade as well (as mentioned already, I don't think the metal Infinia - the only one on offer now - is available LTF).

The 8L CL seems to have moved to a 10L CL for eligibility for an upgrade to Infinia, based on what I have read across the forum.

 

[mojo_jojo123]

When DCB issued to me , it was limit split between DCB and Regalia .. It looks like CL enhancement offers are unlikely to be happen for limit split cases (as per experience shared in Twitter spaces)

However , if DCB limit not sufficient for Infinia then entire limit can be merged to DCB by cancelling the other card ( this info shared by HDFC CC person)

Are you still holding DCB+ Regalia ? how is the experience so far .. did any CL enhancement happened ?

 

[shaktiman]

My college is on the ‘list’ but I currently hold a Regalia LTF with a CL of 300000 for the last which I got 9 months back, how can I upgrade? Can I?

 

[demigox]

The 8L CL seems to have moved to a 10L CL for eligibility for an upgrade to Infinia, based on what I have read across the forum.

Just yesterday I had confirmed with customer care that a CL of 8L and past 6 months spend of 7.5L makes DCB upgradable to Infinia. I had asked them for a floater card because of troubles in DCB acceptance and they offered me Infinia, but unfortunately it was not LTF.

 

[viveksingh1005]

Just yesterday I had confirmed with customer care that a CL of 8L and past 6 months spend of 7.5L makes DCB upgradable to Infinia. I had asked them for a floater card because of troubles in DCB acceptance and they offered me Infinia, but unfortunately it was not LTF.

u got floater card as Infania ?

Did u spend 7.5 lakh in last 6 months ?

 

[Max]

Just yesterday I had confirmed with customer care that a CL of 8L and past 6 months spend of 7.5L makes DCB upgradable to Infinia. I had asked them for a floater card because of troubles in DCB acceptance and they offered me Infinia, but unfortunately it was not LTF.

Thanks for that information - different folks have heard different things from CC, having information from your case will help other folks make a case if they meet the 8L CL criteria but not the 10L CL.

 

[Max]

My college is on the ‘list’ but I currently hold a Regalia LTF with a CL of 300000 for the last which I got 9 months back, how can I upgrade? Can I?

For an upgrade to DCB via the Alumni Program, there is an income criteria >1.75L per month or 5L limit on existing HDFC card. If you meet the income criteria, write to grievance.redressalcc@hdfc.com.

If not, I'd suggest try writing to them asking for a CL increase on your Regalia right now, and then after 6 months write again to request an upgrade to DCB.

 

[shaktiman]

For an upgrade to DCB via the Alumni Program, there is an income criteria >1.75L per month or 5L limit on existing HDFC card. If you meet the income criteria, write to grievance.redressalcc@hdfc.com.

If not, I'd suggest try writing to them asking for a CL increase on your Regalia right now, and then after 6 months write again to request an upgrade to DCB.

Thanks for the info man. I’m on it, I spent 8L in the last 8L in the last 7 months, hence I have requested for a CL, hope it happens by next week.

Any clue on the validity of the campaign?

 

[Joker]

exception being that some people have run into problems when trying to convert a paid DCB to a LTF one under this offer

Do you know anyone who successfully did it? I found couple of examples & raised it to HDFC as a case to do the same for me & they still rejected. Raised it to RBI saying HDFC treating different customers differently and they still rejected saying people who got paid converted to LTF were done on exception basis & they can't do it for me. Pathetic !!!

 

[sd.ac]

Do you know anyone who successfully did it? I found couple of examples & raised it to HDFC as a case to do the same for me & they still rejected. Raised it to RBI saying HDFC treating different customers differently and they still rejected saying people who got paid converted to LTF were done on exception basis & they can't do it for me. Pathetic !!!

My impression is that paid --> LTF is fairly uncommon and very much on a case-by-case basis. I've seen posts in this forum describing both outcomes (yes to LTF and no to LTF, starting from a paid DCB). I do know that they are consistent if you are upgrading or downgrading to a DCB - so from a Regalia or Infinia, they offer a LTF DCB, with little fuss, if your institution is on 'the' list.

 

[jack333]

Hdfc are very vague in terms of rules. They can convert your dcb to LTF even if your college is not part of the list but your spending is good