Anyone with SBI Aurum as 2nd SBI card?

[NikunjP]

Have anyone got SBI AURUM who already have a SBI card.

Currently I have SBI Prime & want to apply for AURUM. Is it possible without closing SBI Prime?

 

[BhaiyaJi]

Should be possible as SBI allows multiple cards. Why do you think its not possible to hold any other card along with SBI aurum?

 

[Pavan]

First tell me what is use of aurum seems all benefit are only applicable for first year only

 

[NikunjP]

First tell me what is use of aurum seems all benefit are only applicable for first year only

I am closing Magnus. So Visa infinite offer on bookmyshow (300 off on ticket & 200 on food once a month) will be gone. Aurum is on Visa infinite platform which will serve the purpose.

I am planning to use it for a year only. Currently not eligible for HDFC infinia Or DCB.

 

[Pavan]

THnaks to answer your question you can maximum 2 core cards
Even i have approval and Aurum manager is behind me

But till now am unable to get best use of this card
I hold DCB so thinking if i need to upgrade

 

[sv004]

Whats criteria for aurum

 

[NikunjP]

THnaks to answer your question you can maximum 2 core cards
Even i have approval and Aurum manager is behind me

But till now am unable to get best use of this card
I hold DCB so thinking if i need to upgrade

Ok.
I will think again.

Let me write what I have considered:
1. Card feels 10,000+GST=11, 800
2. I am planning to convert 40,000 welcome rewards into 10,000 Rs Amazon voucher. So card cost me 11800-10000= 1800 rs from my pocket.
3. I live in tire 3 city so monthly 4 tickets of 250 rs will be more than sufficient.

So by paying 1800 rs, I can have 4 movie tickets per month for a year.

Am I missing something?

 

[Pavan]

Ok.
I will think again.

Let me write what I have considered:
1. Card feels 10,000+GST=11, 800
2. I am planning to convert 40,000 welcome rewards into 10,000 Rs Amazon voucher. So card cost me 11800-10000= 1800 rs from my pocket.
3. I live in tire 3 city so monthly 4 tickets of 250 rs will be more than sufficient.

So by paying 1800 rs, I can have 4 movie tickets per month for a year.

Am I missing something?

Second year are you closing this ?

 

[NikunjP]

Should be possible as SBI allows multiple cards. Why do you think its not possible to hold any other card along with SBI aurum?

One of my friend was asked to close SBI elite while approving Aurum.

 

[Pavan]

Whats criteria for aurum

There is no criteria if you show interest some one will call you
++ if you know some one using aurum he can refer you (i got this way)
But am unable to get the USP of the card

Remember from 2nd year there is ZERO benifit not even marriot and mint

 

[RAMESH BABU N]

So by paying 1800 rs, I can have 4 movie tickets per month for a year.

Am I missing something?

Without the CC, how many times you really go to movies in a tier 3 city per year ?

If you go 2-3 times max in a year, then calculating the so-called benefit on 12 times a year - is only trying to ratify the decision to take this card.

Factor convenience, comfort and such other parameters.... to justify your decision.

 

[Akashn]

Ok.
I will think again.

Let me write what I have considered:
1. Card feels 10,000+GST=11, 800
2. I am planning to convert 40,000 welcome rewards into 10,000 Rs Amazon voucher. So card cost me 11800-10000= 1800 rs from my pocket.
3. I live in tire 3 city so monthly 4 tickets of 250 rs will be more than sufficient.

So by paying 1800 rs, I can have 4 movie tickets per month for a year.

Am I missing something?

If its just for movies then why not visa signature cards?

 

[NikunjP]

Without the CC, how many times you really go to movies in a tier 3 city per year ?

If you go 2-3 times max in a year, then calculating the so-called benefit on 12 times a year - is only trying to ratify the decision to take this card.

Factor convenience, comfort and such other parameters.... to justify your decision.

You are right.

 

[shashankrt]

THnaks to answer your question you can maximum 2 core cards
Even i have approval and Aurum manager is behind me

But till now am unable to get best use of this card
I hold DCB so thinking if i need to upgrade

Aurum is currently seriously useless card with wierd product placement. It tries to be a super premium exclusive card without any super premium benefits.

From 2nd year it's actually a liability as recovering the fees is a challenge as even lounge access is limited for domestic.

This year I will downgrade unless they offer me fee waiver.

 

[Pavan]

Aurum is currently seriously useless card with wierd product placement. It tries to be a super premium exclusive card without any super premium benefits.

From 2nd year it's actually a liability as recovering the fees is a challenge as even lounge access is limited for domestic.

This year I will downgrade unless they offer me fee waiver.

Do they offer retention for 2nd year
I feel even Arum Rm is useless

He was worst then my HDFC RM

 

[V360]

Do they offer retention for 2nd year
I feel even Arum Rm is useless

He was worst then my HDFC RM

No you wont get any retention unless your spends are too high.

2nd year onwards this card is useless. Closed mine

 

[Pavan]

No you wont get any retention unless your spends are too high.

2nd year onwards this card is useless. Closed mine

Thanks sir feels like i took good decision
Since i was closing my SBI LTF card for ugrade

 

[shashankrt]

Thanks sir feels like i took good decision
Since i was closing my SBI LTF card for ugrade

Aurum is not worth closing any ltf sbi card. Stay with your existing card or change to SBi cashback

 

[Pavan]

Aurum is not worth closing any ltf sbi card. Stay with your existing card or change to SBi cashback

Sure yes
Even Cashback is LTF i own two LTF from SBI

 

[Cashif]

Surprisingly got message of upgrade to Aurum card from SimplyClick. Applied and received mail that my card will be dispatched in 7 days. No document submitted.


PS: SBI Cashback rejected 3 times so far with last one just a week back but they have approved their super premium card