Apple Watch & Zopper Wellness Program Worth It? (Series 10/Ultra/SE) - offline only

[stech18]

Looks like HDFC Ergo is regretting its decision by launching this program and seems people are completing 15k steps and added a new warning as below. Not sure if genuine users like us will be impacted 🤔
How we will prove that we are not cheating!!!

 

[Avinash.Mishra]

Looks like HDFC Ergo is regretting its decision by launching this program and seems people are completing 15k steps and added a new warning as below. Not sure if genuine users like us will be impacted 🤔
How we will prove that we are not cheating!!!
View attachment 78982

They are asking for more permissions and giving warnings.

 

[Sanskar]

They are asking for more permissions and giving warnings.

Are those permission are mandatory?

 

[Avinash.Mishra]

Today i was driving and road was broken and patchy and watch counted some steps now I’m not sure if hdfc will make issue during claim

 

[Avinash.Mishra]

Are those permission are mandatory?

Didn’t take the risk and gave the permission as i walk regularly even before buying the watch i used to walk so i was not worried about giving permission

 

[stech18]

Today i was driving and road was broken and patchy and watch counted some steps now I’m not sure if hdfc will make issue during claim

This is true. I have also experienced the same if you ride on two wheelers but it shouldn’t as far as you have good amount of total distance and calories. For me weights 85, my 15k steps competes with 10.5km and around 800 calories.

 

[Sanskar]

Didn’t take the risk and gave the permission as i walk regularly even before buying the watch i used to walk so i was not worried about giving permission

Giving permission for heart rate, sleep data respiratory breath is bit concerning

And at the starting of the policy, they did not required all this thing, but now there making this mandatory, then it’s not good thing

 

[Avinash.Mishra]

This is true. I have also experienced the same if you ride on two wheelers but it shouldn’t as far as you have good amount of total distance and calories. For me weights 85, my 15k steps competes with 10.5km and around 800 calories.

I’m 185cm and weigh 76KG. I used to weigh 93KG and by walking I have lost 17KG.
It takes me around 12KM to complete 15K but my daily steps ranges between 20-30K.

 

[stech18]

Giving permission for heart rate, sleep data respiratory breath is bit concerning

And at the starting of the policy, they did not required all this thing, but now there making this mandatory, then it’s not good thing

True it’s fishy why they need so much information. They can simply rely on apple for steps and maximum active energy. Rest are unnecessary

 

[stech18]

I’m 185cm and weigh 76KG. I used to weigh 93KG and by walking I have lost 17KG.
It takes me around 12KM to complete 15K but my daily steps ranges between 20-30K.

That’s impressive. I am a bit concerned since most need 12km for 15k steps but for me it’s 10km. Not sure if Apple calculates less and hdfc might flag

 

[Sanskar]

That’s impressive. I am a bit concerned since most need 12km for 15k steps but for me it’s 10km. Not sure if Apple calculates less and hdfc might flag

Have you updated your HDFC Here app?

 

[stech18]

Have you updated your HDFC Here app?

Yes and concerned by noticing they are asking lot of permission including distance

 

[Sanskar]

Yes and concerned by noticing they are asking lot of permission including distance

Could you please share a screenshot of what all permission they are asking?

And are these permission mandatory?

 

[stech18]

Looks like here app asking for more information from Apple Health. Assuming these are for fraud detection. Did anyone else receive it?

View attachment 78904

@Sanskar refer this.. I doubt anyone can answer if mandatory

 

[Avinash.Mishra]

@Sanskar refer this..

List of permissions

 

[Crafty]

View attachment 79011
List of permissions

I was also asked to give permission before accessing the India gets moving page. This is actually concerning. Why do they want how much do I sleep or my respiratory rate?

 

[Avinash.Mishra]

I was also asked to give permission before accessing the India gets moving page. This is actually concerning. Why do they want how much do I sleep or my respiratory rate?

Respiratory rate is understandable as respiratory rate goes up during walking and workouts but sleep is totally unrelated

 

[stech18]

Can we do something jointly by sending emails but not sure whom to escalate

 

[Crafty]

Respiratory rate is understandable as respiratory rate goes up during walking and workouts but sleep is totally unrelated

god knows what all next will be coming in future if this is situation just after a month of program. Also have noticed that first they used to say redemption will take 5-7 business days now that has been updated to upto 30 days to process claims

 

[stech18]

Respiratory rate is understandable as respiratory rate goes up during walking and workouts but sleep is totally unrelated

Looks like respiratory rate is only captured during sleep, just checked mine. Let me know if thats not the case for others