Applied BOB card from Rupay website but BOB approved Visa Card

[Sreedev]

I have changed my BoB Premier's card network from Visa to RuPay. Changing card networks within the same card does not change LTF card to a paid card. I already had a conversation with BoB customer care executive on a call regarding card network change and he said that the card will retain LTF status post network change.

when i ask them they told after 1 year only they can change

 

[Sreedev]

I had applied bob credit card from rupay website but bob approved Visa credit card. I only need rupay Premier . They give visa Premier.

Applied from https://www.rupay.co.in/our-cards/rupay-credit/explore-the-credit-card-range

When i contact BOB customer customer they told me to use for atleast 1 year after that only they can convert

 

[ashwinkashwink is verified member.]

I had applied bob credit card from rupay website but bob approved Visa credit card. I only need rupay Premier . please convert My card to Rupay .

Applied from https://www.rupay.co.in/our-cards/rupay-credit/explore-the-credit-card-range

When i contact BOB customer customer they told me to use for atleast 1 year after that only they can convert

You can't directly apply from RuPay site as it redirect to official BOB site hence you can't apply for network change request within a year.

Use the current card and soon you will get pre approved virtual additional RuPay card offer within few months ( virtual Snapdeal recommended )

 

[Sreedev]

You can't directly apply from RuPay site as it redirect to official BOB site hence you can't apply for network change request.

Use the current card and get virtual additional RuPay card offer ( virtual Snapdeal recommended )

I have an Kotak card league platinum ( not using regularly keeping as LTF ) . When i ask them they are ready to change it to rupay . I don't have any other rupay card also not interested to increase number of credit card . Is it a good choice to convert Kotak league pl to rupay . will it affects in any future LE ?

any negative? any positive other than UPI payment

 

[pprakash11]

I have an Kotak card league platinum ( not using regularly keeping as LTF ) . When i ask them they are ready to change it to rupay . I don't have any other rupay card also not interested to increase number of credit card . Is it a good choice to convert Kotak league pl to rupay . will it affects in any future LE ?

any negative? any positive other than UPI payment

Yes it will affect your future LE

Rupay Cards in Kotak don't get frequent LEs and upgrades

 

[Sreedev]

Yes it will affect your future LE

Rupay Cards in Kotak don't get frequent LEs and upgrades

Know any one using Rupay kotak CC .

Feeling Traped 😂🫠

 

[ashwinkashwink is verified member.]

any negative?

Majority of the merchants have already stopped accepting CC UPI payments

 

[pprakash11]

Majority of the merchants have already stopped accepting CC UPI payments

Yes correct.
Payment declines every time.

 

[Sreedev]

Majority of the merchants have already stopped accepting CC UPI payments

will converting visa to rupay LP stops future pre approved LE?

 

[ashwinkashwink is verified member.]

Know any one using Rupay kotak CC .

Feeling Traped 😂🫠

You also request Kotak RuPay Virtual CC

Without converting existing one

 

[pprakash11]

Know any one using Rupay kotak CC .

Feeling Traped 😂🫠

I'm sharing my own experience bro

 

[ashwinkashwink is verified member.]

will converting visa to rupay LP stops future pre approved LE?

Yes majority of the users suffering this problem.

 

[Sreedev]

I'm sharing my own experience bro

OK bro . When i take kotak Virtual card will it add new account to cibil ?

 

[Sreedev]

Yes it will affect your future LE

Rupay Cards in Kotak don't get frequent LEs and upgrades

If i convert BOB visa Premier to Rupay will it affect in any future LE?

 

[ashwinkashwink is verified member.]

If i convert BOB visa Premier to Rupay will it affect in any future LE?

BOB hardly provides LE that too not a huge just 10 -15% 😅

 

[Sreedev]

BOB hardly provides LE that too not a huge just 10 -15% 😅

So better to convert bob card compare to Kotak . 😂 Right?

 

[ashwinkashwink is verified member.]

So better to convert bob card compare to Kotak . 😂 Right?

If you get additional virtual offer why need to convert?

 

[Sreedev]

If you get additional virtual offer why need to convert?

Additional card will add new account to cibil right?

 

[ashwinkashwink is verified member.]

Additional card will add new account to cibil right?

For BOB yes , not sure about Kotak.

 

[Sreedev]

For BOB yes , not sure about Kotak.

the bob card approved today only it will take min 6 months to get 2nd card . right? .