Apply HDFC Biz Black using C2C or ITR?

[cc_newbie]

I have qualifying ITR but the CC agent in branch insisted I apply using my ICICI CC of 4 lakh limit since that results in lower verification and assured it won't be matched with lower variant card

Based on my reading here seems credit limit + ICICI Bank card would mean HDFC will reject application but this branch isn't in tier 1 city

Should I go ahead with C2C or apply using my ITR?

I used 44ADA, meaning paid tax on 50% of my income. Acknowledgment form only shows this 50% number, while Tax Computation form shows the actual number (which qualifies ITR criteria of Biz Black), will this be a problem? I assume most business holders use similar tax benefits

 

[Tejo]

I think hdfc won't consider icici bank for c2c in limit consideration

Best of luck

If cc depart irritated seeing your application, they will send you moneyback even you are eligible and all ....

 

[Satish5]

Is there a way a salaried person can get HDFC Biz card ? Planning to get this card primarly to pay income tax.

 

[BVCBVC is verified member.]

Is there a way a salaried person can get HDFC Biz card ? Planning to get this card primarly to pay income tax.

No not for salaried persons. Only for Self Employed.

 

[isthisme]

No not for salaried persons. Only for Self Employed.

An HDFC agent is offering me this card on C2C basis. I hold SBI CB card 1Lakh+ limit. He told me that it'll get upgraded to millenia, Should I go for it? Does C2C require any income docs etc?

 

[TechnoFi]

View attachment 66693
An HDFC agent is offering me this card on C2C basis. I hold SBI CB card 1Lakh+ limit. He told me that it'll get upgraded to millenia, Should I go for it? Does C2C require any income docs etc?

Are you salaried or self-employed person ?