Apply ICICI Coral Rupay LTF or wait for Sapphiro

[shashankjain]

I am already holding ICICI Sapphiro Mastercard + Amex on LTF basis. I am an ICICI WM customer
I now have LTF offer for Coral Rupay but not Rubyx Rupay.



Should I apply for Coral Rupay of wait for Rubyx Rupay LTF offer / Sapphiro Rupay to be released ?

 

[cardio_guy]

Luckily I got sapphiro LTF. But visa variant. Should I change to amex +mc ? Any major benefits as such?

 

[ahmedshaikh__]

Luckily I got sapphiro LTF. But visa variant. Should I change to amex +mc ? Any major benefits as such?

How did u got LTF for me it’s showing 6500 joining + annual fee I have pre approved offer but it’s paid

 

[optimus_prime]

How did u got LTF for me it’s showing 6500 joining + annual fee I have pre approved offer but it’s paid

try using the alumni offer. youll get ltf sapphito

 

[cardio_guy]

How did u got LTF for me it’s showing 6500 joining + annual fee I have pre approved offer but it’s paid

I hold salary account with them. And they told me they will give me rubyx LTF. I was adamant. I told them give me emerald LTF or atleast sapphiro LTF. Otherwise I will close the account. After some days they called and told ok we will give you sapphiro now. Emerald we will see later. I told ok.

 

[shrewdoc]

Luckily I got sapphiro LTF. But visa variant. Should I change to amex +mc ? Any major benefits as such?

Visa is good. No any additional benefits on the dual.

If you're into carrying multiple cards, go for dual

 

[shrirang]

I have a similar question as original post.

I hold Rubyx Visa LTF and have offer for Coral Rupay LTF?

Is it possible to have and worth waiting for a Rubyx Rupay LTF?

 

[shrewdoc]

Is it possible to have and worth waiting for a Rubyx Rupay LTF?

Just change your network via X (former Twitter) route.

Your VISA will be converted to Rupay with same LTF status.

But since many merchants are not accepting UPI on CC, Rupay card is not worth the hype now.

Also, both Coral and Rubyx Rupay come on Rupay Platinum, so not much benefit there.

 

[shrirang]

Just change your network via X (former Twitter) route.

Your VISA will be converted to Rupay with same LTF status.

But since many merchants are not accepting UPI on CC, Rupay card is not worth the hype now.

Also, both Coral and Rubyx Rupay come on Rupay Platinum, so not much benefit there.

Is it possible to have both Rubyx Visa and Coral/Rubyx Rupay cards simultaneously?

If I link Rupay CC on Gpay, are merchants still limited? I believe they ultimately receive through Gpay so it shouldn't bother them, but not sure.

 

[shrewdoc]

Is it possible to have both Rubyx Visa and Coral/Rubyx Rupay cards simultaneously?

You can try, it was possible earlier but don't know current status.

If I link Rupay CC on Gpay, are merchants still limited? I believe they ultimately receive through Gpay so it shouldn't bother them, but not sure.

Merchants can choose to disable accepting CC on UPI.

 

[cardio_guy]

Looks like ICICI Sapphiro visa variant is devalued to visa platinum. I just got it approved now and in the imobile app it shows as visa platinum instead of visa signature.

 

[shrewdoc]

Looks like ICICI Sapphiro visa variant is devalued to visa platinum. I just got it approved now and in the imobile app it shows as visa platinum instead of visa signature.

In iMobile, it'll show Platinum only.
You'll get a Visa Signature.

 

[Deleted member 11974]

Looks like ICICI Sapphiro visa variant is devalued to visa platinum. I just got it approved now and in the imobile app it shows as visa platinum instead of visa signature.

there is nothing left in this card to be devalued

 

[cardio_guy]

there is nothing left in this card to be devalued

Exactly. Pakka waste card. And they are showing off too much as if it is a premium card. and 6500 rs joining fee.

 

[aayusharyan]

try using the alumni offer. youll get ltf sapphito

I have been fighting with them over weeks for this. They rejected my application. So, YMMW.

ICICI Sapphiro under Alumni LTF:

 

[hks789]

In May 2023, I cancelled all of my icici cards(Platinum & Apay) and SB accounts.
They were not willing to upgrade to a wealth account, and I never received any preapproved card offers during the last 10 years.

I opened a new wealth account with 1L IP the same week, and MAB kept was mostly 20k after two months.
A manual check after few months showed Rubyx LTF and Paid Sapphiro with 7.3L limit (old ICICI card limit)
After 7 months, I got the pre-approved LTF Sapphiro dual variant with a 10.5L limit.

 

[insight]

In May 2023, I cancelled all of my icici cards(Platinum & Apay) and SB accounts.
They were not willing to upgrade to a wealth account, and I never received any preapproved card offers during the last 10 years.

I opened a new wealth account with 1L IP the same week, and MAB kept was mostly 20k after two months.
A manual check after few months showed Rubyx LTF and Paid Sapphiro with 7.3L limit (old ICICI card limit)
After 7 months, I got the pre-approved LTF Sapphiro dual variant with a 10.5L limit.

Old Cust None, New Cust.. a lot? Hmm..

 

[anarchyisfun]

Is Coral rupay card eligible in Amazon sales?

 

[BVCBVC is verified member.]

Is Coral rupay card eligible in Amazon sales?

Yes for ICICI bank offer on Amazon Sales.

 

[anarchyisfun]

Yes for ICICI bank offer on Amazon Sales.

Thanks a Lot @bvc19296

 

[Himanshuch]

Hello, any update regarding sapphiro rupay variant ?