Only Premium & Super Premium Cards Discussion

[seekndestroy99]

I have Magnus CC as well as Burgundy Account. I was asking for Select CC as my 4th Card since it's complimentary with Burgundy a/c. But the RM says the approval for 4th Credit Card has stopped. Says he tried for a few clients but wasn't able to get the approval. Anyone got the approval for 4th Credit Card in the last couple of months? Please share any insights.

 

[cardwizard]

I have Magnus CC as well as Burgundy Account. I was asking for Select CC as my 4th Card since it's complimentary with Burgundy a/c. But the RM says the approval for 4th Credit Card has stopped. Says he tried for a few clients but wasn't able to get the approval. Anyone got the approval for 4th Credit Card in the last couple of months? Please share any insights.

Have heard max 3 credit cards from Axis at a time, what other cards do you have besides Magnus? Get one of those upgraded to Select LTF which comes with Burgundy account.

 

[seekndestroy99]

Have heard max 3 credit cards from Axis at a time, what other cards do you have besides Magnus? Get one of those upgraded to Select LTF which comes with Burgundy account.

Magnus, ACE & Flipkart. Flipkart is LTF. So wanted to upgrade ACE, they are saying can't upgrade ACE as there is no upgrade offer. The customer agent only asked to approach RM for 4th credit card approval as you are a Burgundy Customer. The RM isn't of much help.

 

[cardwizard]

Magnus, ACE & Flipkart. Flipkart is LTF. So wanted to upgrade ACE, they are saying can't upgrade ACE as there is no upgrade offer. The customer agent only asked to approach RM for 4th credit card approval as you are a Burgundy Customer. The RM isn't of much help.

If RM not helping then the best option is to close ACE and apply for Select LTF

 

[seekndestroy99]

If RM not helping then the best option is to close ACE and apply for Select LTF

I mean I know that. I wanted to know if anyone has got the 4th approval recently or has there been a policy change?

 

[shubhamosy]

I mean I know that. I wanted to know if anyone has got the 4th approval recently or has there been a policy change?

Apply online from the pre-approved section.

 

[Salvo08]

Ya Select is LTF with Burgundy but think with other good cards in your line up you'll hardly use it and reward structure is useless to say the least. The worthwhile benefits are ₹200/- off twice in a month on swiggy and Priority Pass which comes with a validity of one year only. You have to spend 3Lakhs in a calender year to get the Priority Pass and even to avail the swiggy benefit for the next year. Don't know why Axis treats Select as a premium card.

 

[anirban.choudhuryanirban.choudhury is verified member.]

I mean I know that. I wanted to know if anyone has got the 4th approval recently or has there been a policy change?

I have taken 4 cards from axis recently .
The approval if any was managed by my local BM

 

[D7162]

I have taken 4 cards from axis recently .
The approval if any was managed by my local BM

Which Account do you hold with Axis ? I only hold current account and most of the works carried out digitally so once a year visit to branch only, recently they approached for 15 lakh business loan with hefty interest rate and i declined

 

[TheMentalist]

Magnus, ACE & Flipkart. Flipkart is LTF. So wanted to upgrade ACE, they are saying can't upgrade ACE as there is no upgrade offer. The customer agent only asked to approach RM for 4th credit card approval as you are a Burgundy Customer. The RM isn't of much help.

What's the purpose of applying for Select, other than it being LTF? Does it have an edge over Magnus?
Flipkart also seems redundant in your portfolio.
Better to apply Privilege + Samsung combo to get free/discounted RP and then switch these to other cards

 

[jack333]

No need to get any approval for fourth card. Apply offline through any agent and it will get approved. Better apply card to card. I also have 4 cards ace, flipkart, airtel and magnus. If your 4th card is HNI card like magnus it will easily get approved if you apply offline through any agent

 

[raniphore]

I have Magnus CC as well as Burgundy Account. I was asking for Select CC as my 4th Card since it's complimentary with Burgundy a/c. But the RM says the approval for 4th Credit Card has stopped. Says he tried for a few clients but wasn't able to get the approval. Anyone got the approval for 4th Credit Card in the last couple of months? Please share any insights.

I have 4 axis cards, and the 4th card is Magnus which I got around May starting. 3rd card is Axis Indian Oil which I took on Feb probably.

 

[seekndestroy99]

What's the purpose of applying for Select, other than it being LTF? Does it have an edge over Magnus?
Flipkart also seems redundant in your portfolio.
Better to apply Privilege + Samsung combo to get free/discounted RP and then switch these to other cards

• Select will give better reward rate at 8% Airmiles (vs 4.8% Airmiles from Magnus) in spends like Grocery and Clothing/Apparel Stores.
• 20 ER per 200 on these categories, since ERs is pooled you will get the airmiles conversion ratio of Magnus.
• Extremely beneficial if you shop at BigBasket as you can buy BigBasket Voucher at 20% off + 8% Airmiles.
• I use Swiggy extensively, so discount of 40% upto 200 is great too, and the discount at least until a few months ago was working more than 2 times if used in multiple Swiggy Accounts. (could have been plugged now)
  
  

Privilege+Samsung sounds good. I can consider closing Flipkart but have kept it around since it's LTF, but yeah I barely use it.

 

[seekndestroy99]

No need to get any approval for fourth card. Apply offline through any agent and it will get approved. Better apply card to card. I also have 4 cards ace, flipkart, airtel and magnus. If your 4th card is HNI card like magnus it will easily get approved if you apply offline through any agent

Yeah but since I want to apply for Select, it's not an HNI Card right? So rejection chances are high I guess :/

 

[seekndestroy99]

I have taken 4 cards from axis recently .
The approval if any was managed by my local BM

Okay, I have the contact number of my local BM. I'll try asking him. Did you have to visit the branch for this?

 

[jack333]

Yeah but since I want to apply for Select, it's not an HNI Card right? So rejection chances are high I guess :/

You can try offline through agent. Most likely it will get approved if you apply card to card.

 

[anirban.choudhuryanirban.choudhury is verified member.]

You can try offline through agent. Most likely it will get approved if you apply card to card.

There is a 95% chance , 4th card application will get rejected , if there are no pre-approved offer or without any approval .
Rejection reason will be “ Customer recently took an card “ .

 

[rj_arora]

There is a 95% chance , 4th card application will get rejected , if there are no pre-approved offer or without any approval .
Rejection reason will be “ Customer recently took an card “ .

I recently got Magnus a month back. Now, I want to close FK and apply for samsung card. When can I do so?

 

[RewardsAlert]

There is a 95% chance , 4th card application will get rejected , if there are no pre-approved offer or without any approval .
Rejection reason will be “ Customer recently took an card “ .

Well said, even this has happened to me.
I have tried applying online as well as airport for 4th card, but everytime rejected saying card availed recently.

Better to take RM/BM approval for 4th card.

I was not in a mood to follow up and take approvals, so did not bother.

 

[venkateshr]

Well said, even this has happened to me.
I have tried applying online as well as airport for 4th card, but everytime rejected saying card availed recently.

Better to take RM/BM approval for 4th card.

I was not in a mood to follow up and take approvals, so did not bother.

I really wanted a Reserve for my int'l trip. Despite being a Burgundy Salary holder both my RM and the Axis gentleman here refused to apply saying 4th card will not be approved. I hold Magnus, Select and Atlas. This 3 card rule is very stupid when any which ways they are distributing their overall customer limit across the cards. One can't spend beyond capacity. I am surprised reading this thread on 4th card being processed. Don't know what tier to get into to get a Reserve or a Samsung card if needed without disturbing the other cards.