AU Bank Credit Card - How To Get Lifetime Free Credit Card From AU Bank - Lifetime Free Company List

Hello everyone,
AU Bank offers lifetime free credit card to government employees & a few MNC employees. If you work for a company that comes under AU Bank's lifetime free credit card list, you can get a lifetime free credit card from AU Bank (Any credit card/Unconditional LTF).
Check if your company comes under the LTF offer list-
(PDF Attached)

How to get AU Bank credit card lifetime (Steps) —
1. Apply for any AU bank credit card (All AU bank cards are being issued LTF to Gov & a few MNC employees - check LTF list).

Apply For AU Bank Credit Card Using This Link- Click Here​

2. Select your company name carefully
3. Wait for card approval
4. After card approval & delivery, you have to confirm your card pricing (LTF or Chargeable) from AU bank customer care.
If it's LTF... then enjoy.
If they inform you, your credit card is chargeable... then you have to request AU bank to provide you LTF card by sending them your proof of employment.
Send an email to creditcard.priority@aubank.in request them to convert your chargeable credit card to a LTF credit card & attach your last month salary slip & ID card.



Done! They will convert your card within 3 business days.

 

[souvikdey2002]

TBH it's really sad to see that major banks don't have Kolkata in their list.

TBH from personal experience, I can say that Bangalore has way more opportunities for using CC as compared to Kolkata, but well.

Anirban I'm sorry to differ with you but AU is not a major bank, they just started.
All the major banks have services here in Kolkata to be very specific, StanC, HSBC & Citi these are the 3-4 banks which requires a metro city to be eligible for their credit cards & Kolkata is eligible for that.

 

[sahil624]

they'll only offer you card on the basis of your CIBIL (in case of online application). if you need specific card, try applying offline 🙂

I tried applying offline through c2c basis, but in that too when the agent tried to apply through their tab the highest card offered to me was Vetta. Is there something I am missing in applying offline?

 

[sahil624]

I guess atleast in range of 10-15L if not more. I believe it's 15L+

Even with that salary they are not giving Zenith.

 

[chinmay]

I tried applying offline through c2c basis, but in that too when the agent tried to apply through their tab the highest card offered to me was Vetta. Is there something I am missing in applying offline?

Even with that salary they are not giving Zenith.

Even similar thing happend to me while applying online.

Maybe it’s not worth trying for their card; Vetta seems not at all beneficial

 

[rooneyforggmu]

Even similar thing happend to me while applying online.

Maybe it’s not worth trying for their card; Vetta seems not at all beneficial

Do you get to know the card variant while applying online? Like before a cibil enquiry is made?

 

[chinmay]

Do you get to know the card variant while applying online? Like before a cibil enquiry is made?

Nope; AU bank does the CIBIL check in the very first step, and after filing all the details is when it shows the card offered and limit on the last screen.

I was offered Vetta with 2.6L as highest variant.

Dunno why AU does CIBIL check at start 😞

 

[sahil624]

Well, they get basic info, Cibil score, CC portfolio of application so they have something to work with.

When I see my credit score on Cred app I see score above 800. Is there any mechanism to check CIBIL score without registering with them?

 

[prc1990]

When I see my credit score on Cred app I see score above 800. Is there any mechanism to check CIBIL score without registering with them?

Yes go via HDFC, you will get one refresh/month.

 

[Cryptopsycho]

It shows my office address Chennai pincode as unserviceable! Though my home address as per Aadhaar is Delhi... How to proceed in such cases?

 

[TechnoFinoTechnoFino is verified member.]

It shows my office address Chennai pincode as unserviceable! Though my home address as per Aadhaar is Delhi... How to proceed in such cases?

put your company's delhi address

 

[Cryptopsycho]

put your company's delhi address

Will there be any issue or verification for office address in that case?? Anyways currently when i enter phone no. & PAN, it simply says your area not serviceable based on my earlier entry! What to do to reset it?

 

[TechnoFinoTechnoFino is verified member.]

Will there be any issue or verification for office address in that case?? Anyways currently when i enter phone no. & PAN, it simply says your area not serviceable based on my earlier entry! What to do to reset it?

after 30 days you can apply again.
if it's your company's office ... no problem.

 

[Cryptopsycho]

after 30 days you can apply again.
if it's your company's office ... no problem.

Thanx... Will try this way now!!

 

[DISHANT]

Hellow everyone. Sab ne Au Zenith LTF apne portfolio me mentioned kiya hua hai. Par AU vala banda ghar aake bolta hai spend bas offer 1st year only hai. LTF nahi. To sab kya MNC list vale hi hai. Ya koi tarika hai Zenith LTF karneka.. esa jaruri nahi k zenith agar VETTA bhi LTF Mil sake to chalega. Au vala har sal spend hoga to hi free hoga koi bhi card one time spend vale nahi hai esa bol raha hai. Koi help mil sakti hai.. @TechnoFino @himesh8924 @anirbanm @Skh27

 

[souvikdey2002]

@souvikdey2002

As per my last communication the list shared by Sumanta is the one where they are providing the Credit Cards on LTF basis.
Outside that they are not offering.

 

[Cryptopsycho]

Is there any official link of AU Bank, where we can fid the LTF company list? It is needed for communicating AU Bank for converting my card to LTF...

 

[Cryptopsycho]

Which CC do you have

Zenith

 

[TechnoFinoTechnoFino is verified member.]

Hellow everyone. Sab ne Au Zenith LTF apne portfolio me mentioned kiya hua hai. Par AU vala banda ghar aake bolta hai spend bas offer 1st year only hai. LTF nahi. To sab kya MNC list vale hi hai. Ya koi tarika hai Zenith LTF karneka.. esa jaruri nahi k zenith agar VETTA bhi LTF Mil sake to chalega. Au vala har sal spend hoga to hi free hoga koi bhi card one time spend vale nahi hai esa bol raha hai. Koi help mil sakti hai.. @TechnoFino @himesh8924 @anirbanm @Skh27

Aur koi tarika nahi hai

 

[souvikdey2002]

@TechnoFino any news of AU started the services in Kolkata for Credit Card?

 

[Amitt Aryan]

Credit card statement will work address proof for AU bank credit card apply?