Devaluation AU LIT Credit Card Devaluation 2025

[2025]

First devaluation of 2025.

AU LIT Credit Card has suddenly reduced the benefits of four very important features by about 50%.

1. Apparel Spends 199/- +GST (90 days) now onwards will earn maximum cashback of Rs. 500/- per 30 days cycle. (Earlier it was Rs. 1000/- per 30 days cycle)
2. Also, Grocery Spends 299/- + GST (90 days) now onwards will earn a maximum cashback of Rs. 500/- per 30 days cycle. (Earlier it was Rs. 1000/- per 30 days cycle)
3. Milestone cashback 2% 199/- + GST (90 days) now require a minimum spends of Rs. 15,000/- in each 30 days cycle. (Earlier minimum spend requirement was Rs. 10,000/-)
4. Milestone cashback 5% 299/- +GST (90 days) now require a minimum spends of Rs. 10,000/- in each cycle. (Earlier minimum spend requirement was Rs. 7,500/-)

Just last month, in December 2024, AU LIT has restricted the monthly wallet load limit to 10% of the credit limit.

AU has not yet informed it's customers regarding the devaluation.

Those who have active features please activate to auto renewal.

 

[b4bhar]

Guys, what's the best option to redeem the reward points?

 

[2025]

Guys, what's the best option to redeem the reward points?

Chalo bata deta hun.
DTH recharge karlo advance mein. Nehi toh mobile recharge kardo daddy ka, mummy ka, bhai ka, biwi ka, paroshi ka, aur v banche to public ka.

Rupay convert hone k baad updte kariyega.

 

[IndieCorner:)]

u

Chalo bata deta hun.
DTH recharge karlo advance mein. Nehi toh mobile recharge kardo daddy ka, mummy ka, bhai ka, biwi ka, paroshi ka, aur v banche to public ka.

Rupay convert hone k baad updte kariyega.

upi pe rp/cb milega na?

 

[Daunt]

u

upi pe rp/cb milega na?

Bhai abhi to btaya h last page me. Thoda to padh lete 😶

 

[2025]

Bhai abhi to btaya h last page me. Thoda to padh lete 😶

Ha ha ha...

@IndieCorner:) ka question dekh kar sayad @drsel ne apna msg delete kar diya. Taki log DM na karne lag jaye.

Que: upi pe rp/cb milega na?
Ans: Milega Bhai milega. tension not. bindass le lo.

 

[IndieCorner:)]

Bhai abhi to btaya h last page me. Thoda to padh lete 😶

padha tha bhai.. confirm kr rha bas ekbar.. aur online ki offline konse m count hoga wo bhi puch rha

 

[IndieCorner:)]

Ha ha ha...

@IndieCorner:) ka question dekh kar sayad @drsel ne apna msg delete kar diya. Taki log DM na karne lag jaye.

Que: upi pe rp/cb milega na?
Ans: Milega Bhai milega. tension not. bindass le lo.

tyy bhai !

 

[IndieCorner:)]

Correct, give advice and get lot of DMs

wasn't going to dm n annoy but fair enough

 

[2025]

padha tha bhai.. confirm kr rha bas ekbar.. aur online ki offline konse m count hoga wo bhi puch rha

wasn't going to dm n annoy but fair enough

U seems to be a gentleman.
Koi nehi.
Thoda logic apply karlo answer mil jayega.
Online payment karoge where upi as a payment method toh online hona chahiye. Offline QR scan karke upi karoge toh offline isme kya confirm karna hay?

Another hint for perfection. Read some post here and onwards.
https://www.technofino.in/community...s-of-the-au-lit-credit-card.32495/post-860299 @Credit_Cards

 

[Credit_Cards]

Correct, give advice and get lot of DMs

@drsel you should share your wisdom with us the new folks

 

[IndieCorner:)]

U seems to be a gentleman.
Koi nehi.
Thoda logic apply karlo answer mil jayega.
Online payment karoge where upi as a payment method toh online hona chahiye. Offline QR scan karke upi karoge toh offline isme kya confirm karna hay?

Another hint for perfection. Read some post here and onwards.
https://www.technofino.in/community...s-of-the-au-lit-credit-card.32495/post-860299 @Credit_Cards

logic lagate toh yhi hona chahiye, but in some other thread it was written offline upi thru qr also counted as online, thus the confusion

 

[chuckzspadina]

Today is the last day of my 5% milestone achivement and I am still sort of 4300 for 10000, any trick to achieve it. As I tried it at few known places but the transaction is getting failed.
I think AU got strict.
Any other ways apart from G 📖or e bix 💴?

 

[2025]

@b4bhar @IndieCorner:) Have u guys got Lit Rupay?

 

[b4bhar]

@b4bhar @IndieCorner:) Have u guys got Lit Rupay?

Not yet mate. I'm in process of emailing them. Also, want to use my rewards points before doing that.

 

[b4bhar]

@b4bhar @IndieCorner:) Have u guys got Lit Rupay?

btw, will the reward points get lapsed if we change the network type of the card? I changed my Regalia card network from Visa to Rupay and the points were transferred as well.

 

[2025]

btw, will the reward points get lapsed if we change the network type of the card? I changed my Regalia card network from Visa to Rupay and the points were transferred as well.

Not really. But may face problem. See here: https://www.technofino.in/community...s-of-the-au-lit-credit-card.32495/post-860299 and following posts Particularly this one: https://www.technofino.in/community...s-of-the-au-lit-credit-card.32495/post-860716

 

[Abhishek012]

Those who have AU LIT RuPay CC and other AU Ultra Premium RuPay credit cards are enjoying 2% to 5% even through UPI.

 

[2025]

Those who have AU LIT RuPay CC and other AU Ultra Premium RuPay credit cards are enjoying 2% to 5% even through UPI.

Sir ye nehi pucha maine. Av iske piche mat padiye please. Kuch aur pucha hay.
See this post: https://www.technofino.in/community...s-of-the-au-lit-credit-card.32495/post-860716

If you have any further updates or solutions to share, please.

 

[plastikman]

Those who have AU LIT RuPay CC and other AU Ultra Premium RuPay credit cards are enjoying 2% to 5% even through UPI.

Pakka ? .

 

[b4bhar]

@b4bhar @IndieCorner:) Have u guys got Lit Rupay?

I dropped email to the team. This is their response.

Greetings from AU Small Finance Bank!

We are writing to you with reference to your email regarding your request to change your card network type from Visa to RuPay.

We regret the inconvenience caused.

We wish to inform that we have forwarded your concern to the respective department, and we will get back to you within 5 working days.

Your patience in this regard will really be appreciated.

Further, we wish to submit that the LIT RuPay features are the same as the Visa LIT credit card