Devaluation AU LIT Credit Card Devaluation 2025

[2025]

First devaluation of 2025.

AU LIT Credit Card has suddenly reduced the benefits of four very important features by about 50%.

1. Apparel Spends 199/- +GST (90 days) now onwards will earn maximum cashback of Rs. 500/- per 30 days cycle. (Earlier it was Rs. 1000/- per 30 days cycle)
2. Also, Grocery Spends 299/- + GST (90 days) now onwards will earn a maximum cashback of Rs. 500/- per 30 days cycle. (Earlier it was Rs. 1000/- per 30 days cycle)
3. Milestone cashback 2% 199/- + GST (90 days) now require a minimum spends of Rs. 15,000/- in each 30 days cycle. (Earlier minimum spend requirement was Rs. 10,000/-)
4. Milestone cashback 5% 299/- +GST (90 days) now require a minimum spends of Rs. 10,000/- in each cycle. (Earlier minimum spend requirement was Rs. 7,500/-)

Just last month, in December 2024, AU LIT has restricted the monthly wallet load limit to 10% of the credit limit.

AU has not yet informed it's customers regarding the devaluation.

Those who have active features please activate to auto renewal.

 

[b4bhar]

@b4bhar @IndieCorner:) Have u guys got Lit Rupay?

I dropped email to the team. This is their response.

Greetings from AU Small Finance Bank!

We are writing to you with reference to your email regarding your request to change your card network type from Visa to RuPay.

We regret the inconvenience caused.

We wish to inform that we have forwarded your concern to the respective department, and we will get back to you within 5 working days.

Your patience in this regard will really be appreciated.

Further, we wish to submit that the LIT RuPay features are the same as the Visa LIT credit card

 

[2025]

I dropped email to the team. This is their response.

Greetings from AU Small Finance Bank!

We are writing to you with reference to your email regarding your request to change your card network type from Visa to RuPay.

We regret the inconvenience caused.

We wish to inform that we have forwarded your concern to the respective department, and we will get back to you within 5 working days.

Your patience in this regard will really be appreciated.

Further, we wish to submit that the LIT RuPay features are the same as the Visa LIT credit card

Keep updating us.
Thanks.

 

[chuckzspadina]

I dropped email to the team. This is their response.

Greetings from AU Small Finance Bank!

We are writing to you with reference to your email regarding your request to change your card network type from Visa to RuPay.

We regret the inconvenience caused.

We wish to inform that we have forwarded your concern to the respective department, and we will get back to you within 5 working days.

Your patience in this regard will really be appreciated.

Further, we wish to submit that the LIT RuPay features are the same as the Visa LIT credit card

Just wanna ask you as you are planning to shift your card network to Rupay from Visa, So the Rupay Variant also works the same way in some wallet as Visa where you can add money And what other benifits are there in converting it to Rupay Variant.

Just curious because I was also thinking for the same.

 

[2025]

@chuckzspadina
I am also looking for the same answer.
Will update you later.
U can do the same if u came to know abt it.

1st I am looking at whether conversion is possible or not. Through call is not possible.
Through email, might be possible through PNO. @b4bhar has started the process.

 

[chuckzspadina]

I removed it , please see but it is already everywhere, it's not hidden treasure as you think.

I do require an update from your end though 😉

 

[b4bhar]

I removed it , please see but it is already everywhere, it's not hidden treasure as you think.

I do require an update from your end though 😉

Wallet loads were never excluded from the 5% and 2% milestone spends, right? They only exclude Fuel, rent, BBPS and cash withdrawals from it

 

[2025]

I removed it , but it is already everywhere,

I do require an update from your end though 😉

Ya but publicly jitna avoid karenge utna achha.

 

[Abhishek012]

Just wanna ask you as you are planning to shift your card network to Rupay from Visa, So the Rupay Variant also works the same way in some wallet as Visa where you can add money And what other benifits are there in converting it to Rupay Variant.

Just curious because I was also thinking for the same.

AU Bank RuPay LIT variant you can also use UPI.

 

[chuckzspadina]

AU Bank RuPay LIT variant you can also use UPI.

Commander 🫡
My concern was just about if rupay variant is potent enough for the trick which works for Visa variant.

 

[Abhishek012]

Commander 🫡
My concern was just about if rupay variant is potent enough for the trick which works for Visa variant.

AU CC has some restrictions on wallet loading and you guys want to loot there too.

 

[2025]

AU CC has some restrictions on wallet loading and you guys want to loot there too.

Forget the wallet, it can't even be used for Ebix.