AU LIT Customizable Features

[krishc]

Anyone who has AU LIT CC, can you please post the prices of all the different features you can add-on in this card ! (e.g. 299+ GST for 10x reward points online for 90 days)
Will decide based on those costs whether to go for that card !

 

[TheMentalist]

Is there any cap for 10x/5x add-on?

No as per : https://www.technofino.in/community/threads/au-lit-customizable-features.2848/post-113604

 

[TheMentalist]

I did some analysis and prepared this clubbing examples, is my understanding correct? All the spend, CB, fee is calculated for 30 days. Max spend is as per the selected add-on. The fee is including GST.

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For Large Spend Offline, only one of 10X or 5X can be used, both can't be subscribed at the same time

Another similar calculation : https://www.technofino.in/community/threads/au-lit-customizable-features.2848/post-92771

 

[bugmenot]

only one of 10X or 5X can be used, both can't be subscribed at the same time

Is it? I though all the addons can also be turn on. So 10x/5x can't be combined same for 5%/2% but category cashback can be combined with both.

 

[vm999]

Is it? I though all the addons can also be turn on. So 10x/5x can't be combined same for 5%/2% but category cashback can be combined with both.

You can combine 10x/5x bonus points with 5%/2% cashback. It's like we can pick one of 10X or 5X bonus points and then we can pick one of 5% or 2% cashback. We can't pick both the options in cashback or bonus points.

 

[vm999]

Is there any cap for 10x/5x add-on?

I think the limit is 25k points per month.

 

[Credit Karma]

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Has this fees changed as on April 2023?

 

[TheMentalist]

Has this fees changed as on April 2023?

No changes
Apparel for 199 and Electronics for 299 are also available for 90 days in Category Cashback section

 

[V G]

I think the limit is 25k points per month.

yes. I had earned more than 25000 points but AU credited only 25000. This is maximum reward points to one can earn in one statement cycle across all reward schemes.

 

[V G]

I think the limit is 25k points per month.

yes. I had earned more than 25000 points but AU credited only 25000. This ia maximum reward points to one can earn in one statement cycle across all reward schemes.

 

[JimCarrey]

Will educational spends be considered for Accelerated rewards i.e. 5X or 10X Reward Points?

Or has it been devalued to the base 1 RP max.

If real education spends of 1L is done, whats the best special options to turn on with max benefits? an example please if possible

 

[0xfallup]

anyone here when does the cashback gets credited of rs500 from 5% additional cashback segment one...its showing me 500 cashback for one cycle but the same isn't credited to my cards?

 

[0xfallup]

Will educational spends be considered for Accelerated rewards i.e. 5X or 10X Reward Points?

Or has it been devalued to the base 1 RP max.

If real education spends of 1L is done, whats the best special options to turn on with max benefits? an example please if possible

yes it is considered!

 

[rp0703]

anyone here when does the cashback gets credited of rs500 from 5% additional cashback segment one...its showing me 500 cashback for one cycle but the same isn't credited to my cards?

It's credited in card itself after 5 days of completion of one cycle.

 

[0xfallup]

It's credited in card itself after 5 days of completion of one cycle.

oh thanks...will wait for 5 days 🙂

 

[JimCarrey]

yes it is considered!

Can you please give an example of what % can one expect for genuine educational spends of around 1L, with best options turned on.
(I don't yet have this au lit card, would apply if this makes sense)

 

[Deleted member 2995]

Can anyone pls help if we do 2 POS transaction for school fee payment and each transaction is 15 K approx then which addon we should select and how much will be benefit after deducting add on charges.

 

[0xfallup]

Can you please give an example of what % can one expect for genuine educational spends of around 1L, with best options turned on.
(I don't yet have this au lit card, would apply if this makes sense)

on 1L you will get 10000 points which is worth approx 2500 (if u have 10x reward point turn on ) and 500 additional if u have ( additional 5% cb segment turned on )

 

[rp0703]

Can you please give an example of what % can one expect for genuine educational spends of around 1L, with best options turned on.
(I don't yet have this au lit card, would apply if this makes sense)

Turn on 10x and 2% Additional Cashback upto Rs. 1000 feature. On spend of Rs. 1L your net cb% after all the fee's would be 2.92% for first month.

 

[JimCarrey]

on 1L you will get 10000 points which is worth approx 2500 (if u have 10x reward point turn on ) and 500 additional if u have ( additional 5% cb segment turned on )

Oh.
I have to pay 28k * 4
So it makes sense if I do 28k each month with the 10x reward + 5% cb turned on.
This way I can get 2800 points worth 700 ₹ and 500 = 1200 ₹ . Cost to turn on these 2 features will be 700.
In 90 days I can get 1200*3 = 3600.
So after 700 charges I will get 2900 ₹ profit on 28000*3=84000
Hence the benefit will probably be 3.4%.
I hope I am doing the calculation correctly.

 

[Deleted member 2995]

Turn on 10x and 2% Additional Cashback upto Rs. 1000 feature. On spend of Rs. 1L your net cb% after all the fee's would be 2.92% for first month.

can we add 3 add on like 5% on POS, 10X and 2% cashback