AU LIT Customizable Features

[krishc]

Anyone who has AU LIT CC, can you please post the prices of all the different features you can add-on in this card ! (e.g. 299+ GST for 10x reward points online for 90 days)
Will decide based on those costs whether to go for that card !

 

[Oscar]

Finally, my AU LIT card has been approved after being rejected twice, and I am happy with the surprisingly high limit of 8L 😍

 

[aayusharyan]

Finally, my AU LIT card has been approved after being rejected twice, and I am happy with the surprisingly high limit of 8L 😍

What is the limit of your other cards? Did AU just pick and match the highest Credit Card on your Credit Report?

 

[Oscar]

What is the limit of your other cards? Did AU just pick and match the highest Credit Card on your Credit Report?

The highest credit limit I have is on my Infinia card, which is 13.5L, while all my other cards have limits ranging between 1 to 5L

 

[Oscar]

What is the limit of your other cards? Did AU just pick and match the highest Credit Card on your Credit Report?

While applying for the AU LIT card, I provided my Infinia card details when asked for the card with the highest limit.

 

[Akshays]

They do almost match highest CC limit, I have Axis Atlas with 709000 limit, My LIT has been approved with 705000 Limit.

 

[ank_sh1]

Has anyone tried "5% Cashback on Grocery Spends" on AU Lit and made a transaction on Flipkart Grocery shopping? I am not sure if buying groceries from Flipkart counts as Grocery Shopping or not.

 

[tryabp]

Has anyone tried "5% Cashback on Grocery Spends" on AU Lit and made a transaction on Flipkart Grocery shopping? I am not sure if buying groceries from Flipkart counts as Grocery Shopping or not.

Used this feature for few months but many merchants have different MCC code than the AU provided list hence cashback is not guaranteed.

 

[TheGuy]

Is Cult membership full blown Cult Fit Pro or Elite or just Live?

 

[kk_18]

Is Cult membership full blown Cult Fit Pro or Elite or just Live?

It's just 3 months cultpass live membership

 

[ecek]

I don't see electronics category 5% option in the app anymore. Can somebody confirm if they have removed the category?

I had it active till few days ago and I didn't opt for auto renewal but now it is gone.

Not sure if it is a devaluation or a glitch.

 

[ank_sh1]

I don't see electronics category 5% option in the app anymore. Can somebody confirm if they have removed the category?

I had it active till few days ago and I didn't opt for auto renewal but now it is gone.

Not sure if it is a devaluation or a glitch.

same here. I think its devaluation.

 

[salilluthra]

Can anyone confirm whether the 5% additional cashback applicable on wallet loads as well or not ?

 

[Harsha896]

Can anyone confirm whether the 5% additional cashback applicable on wallet loads as well or not ?

Yes it's applicable. Using this card for quite some time with both 5% and 10x rp for online spends. Both are useful for wallet loads

 

[vissu295]

same here. I think its devaluation.

Yes, not seeing it. I thought it was only for me, because I followed up with customer care to get CB by submitting proofs manually for an Amazon electronics purchase (MCC was not electronics).

 

[salilluthra063]

Earlier I used to add money to Paytm wallet to pay bills. Now sword is hanging on Paytm wallet so it has closed any cashback on wallet load. Also AU has reduced the value of points from .25 to 0.2 now.

Still if I add money to Paytm, they will charge fees of 0.235. So no point of adding money to Paytm, unless you wanna loose money on every transaction.


How to use this card now !! Any suggestions?

 

[Harsha896]

Earlier I used to add money to Paytm wallet to pay bills. Now sword is hanging on Paytm wallet so it has closed any cashback on wallet load. Also AU has reduced the value of points from .25 to 0.2 now.

Still if I add money to Paytm, they will charge fees of 0.235. So no point of adding money to Paytm, unless you wanna loose money on every transaction.


How to use this card now !! Any suggestions?

Bill pay/recharges still give 0.25 redemption rate.

You can add to payzapp wallet without charges and enable tap to pay on your phone to use it for offline transactions

 

[VijayflyRaven]

Is big basket via Tata Neu considered grocery? Any idea on MCC for Tat Neu big basket?

 

[vissu295]

Is big basket via Tata Neu considered grocery? Any idea on MCC for Tat Neu big basket?

It should be. I used along with 10% offer on Au LIT with bbnow. I remember getting 5% grocery CB.

 

[VijayflyRaven]

It should be. I used along with 10% offer on Au LIT with bbnow. I remember getting 5% grocery CB.

Did you do it via Tata Neu app for extra 5%?

 

[vissu295]

Did you do it via Tata Neu app for extra 5%?

Yes. I uninstalled the bbnow and bigbasket standalone apps a while ago. Neu app is enough for both.