AU LIT Customizable Features

[krishc]

Anyone who has AU LIT CC, can you please post the prices of all the different features you can add-on in this card ! (e.g. 299+ GST for 10x reward points online for 90 days)
Will decide based on those costs whether to go for that card !

 

[Abhishek20]

Is this eligible and useful for wallet loads?

For eg. If I buy the 5% additional cashback and 10X online rewards for a total of (299+299 + GST = 705).
Now, I do a paytm wallet reload of 10000 with fees for a total 10235 each month for 3 months.
Total spent over 3 months = 705+235*3 = 1410

Each month: I would get 5% cashback of 500 and 10X rewards worth 200
Total earned over 3 months = 700*3 = 2100.

Profit = 690 excluding any additional returns on cc repayment. Even just considering the 5% additional cashback seem to be profitable. Is this correct or am I missing something?

 

[TheMentalist]

Which other features care to elaborate?

Like 5% additional CB (7.5k spends), Amazon Prime (10k), Zee5 (5k), Cult (20k)

T

Thank you, even with the penalty of 200, it would cost 700 for 3 months of cult.fit which is still a great deal.
Is there any rule like if we fail to fulfill the milestone "n" number of times in a row (where n can be any number) than that feature will be blocked for us?

If the spends requirement is not met, further membership charges will be billed in your credit card statement.
Source : https://www.aubank.in/lit-terms-and-conditions
Btw TimesPrime gives 45 days membership codes for free

 

[4uziaul]

Like 5% additional CB (7.5k spends), Amazon Prime (10k), Zee5 (5k), Cult (20k)


If the spends requirement is not met, further membership charges will be billed in your credit card statement.
Source : https://www.aubank.in/lit-terms-and-conditions
Btw TimesPrime gives 45 days membership codes for free

No, I am asking him about spend based milestone apart from Cultfit.

 

[TheMentalist]

No, I am asking him about spend based milestone apart from Cultfit.

By spends based milestone, he meant that all these features need minimum spends to unlock the features, else penalty/zero CB

 

[4uziaul]

By spends based milestone, he meant that all these features need minimum spends to unlock the features, else penalty/zero CB

That's where even I got confused. Thank you for clearing it up.

 

[steiner03]

Like 5% additional CB (7.5k spends), Amazon Prime (10k), Zee5 (5k), Cult (20k)


If the spends requirement is not met, further membership charges will be billed in your credit card statement.
Source : https://www.aubank.in/lit-terms-and-conditions
Btw TimesPrime gives 45 days membership codes for free

Yeah, but once. I thought i could use this to get cult fit for cheap continuously.

 

[steiner03]

Like 5% additional CB (7.5k spends), Amazon Prime (10k), Zee5 (5k), Cult (20k)


If the spends requirement is not met, further membership charges will be billed in your credit card statement.
Source : https://www.aubank.in/lit-terms-and-conditions
Btw TimesPrime gives 45 days membership codes for free

A good gym membership costs around 1.5k per month approx. Even if you take 1k per month. We get a good 15% value back.
Correct me if i am wrong.

 

[4uziaul]

A good gym membership costs around 1.5k per month approx. Even if you take 1k per month. We get a good 15% value back.
Correct me if i am wrong.

I think you should check this

RuPay Select Wellness Credit Card Benefits & How To Claim Benefits

If you are a RuPay Select credit card cardholder, setup your RuPay account and enjoy amazing benefits. Make sure you have RuPay select credit card issued by Canara Bank, Indian Bank, Union Bank Of India Or PNB. Link - https://www.rupay.co.in/select-booking Benefits - 1. Spa Services -...

www.technofino.in

 

[TheMentalist]

A good gym membership costs around 1.5k per month approx. Even if you take 1k per month. We get a good 15% value back.
Correct me if i am wrong.

This is virtual membership (cultpass.live/home) which costs much less than normal gym memberships

 

[steiner03]

I think you should check this

RuPay Select Wellness Credit Card Benefits & How To Claim Benefits

If you are a RuPay Select credit card cardholder, setup your RuPay account and enjoy amazing benefits. Make sure you have RuPay select credit card issued by Canara Bank, Indian Bank, Union Bank Of India Or PNB. Link - https://www.rupay.co.in/select-booking Benefits - 1. Spa Services -...

www.technofino.in

Yeah, I saw this. But it only gives 1 month per year.

 

[steiner03]

This is virtual membership (cultpass.live/home) which costs much less than normal gym memberships

Cult.fit and Cult.live are different. It's mentioned in the feature that it's cult.fit.

 

[TheMentalist]

Cult.fit and Cult.live are different. It's mentioned in the feature that it's cult.fit.

Check Feature Details in this screenshot : https://www.technofino.in/community/threads/au-lit-customizable-features.2848/post-347991

 

[steiner03]

Check Feature Details in this screenshot : https://www.technofino.in/community/threads/au-lit-customizable-features.2848/post-347991

Wow, good deception. In that case, it's useless.

 

[rsivva]

Do we get 10x + 2% cashback for offline gold purchase on all stores or specific PoS?

 

[Abhishek20]

Do we get 10x + 2% cashback for offline gold purchase on all stores or specific PoS?

They haven't mentioned any specific PoS so it should be applicable. Only rent, fuel, insurance & withdrawal transactions are not appliable.

 

[rsivva]

Can we redeem reward points for statement credit

 

[vm999]

Can we redeem reward points for statement credit

No.. we can buy gift vouchers. Amazon pay gift card is also available

 

[Martius]

Is this eligible and useful for wallet loads?

For eg. If I buy the 5% additional cashback and 10X online rewards for a total of (299+299 + GST = 705).
Now, I do a paytm wallet reload of 10000 with fees for a total 10235 each month for 3 months.
Total spent over 3 months = 705+235*3 = 1410

Each month: I would get 5% cashback of 500 and 10X rewards worth 200
Total earned over 3 months = 700*3 = 2100.

Profit = 690 excluding any additional returns on cc repayment. Even just considering the 5% additional cashback seem to be profitable. Is this correct or am I missing something?

Did you try? I have AU LIT for and year and I don’t really use it other than occasional bigbasket instant discounts.

Paytm is showing 2.35% charges for loading and 2.35% cashback in fuel wallet upto 300 thrice in a month. Plus I’ve got 150 in AU wallet so effectively 2% cashback and 10x reward will only cost me 555 inclusive of GST.

 

[SunnyM]

Just received this .

It can only be used to activate cashback features. 5% cashback is already activated on my card for next two months. Should I activate 10x reward points on online transactions worth 299/- as well? It will cost me only 199/- as 100 will be adjusted from wallet. Is it worth it?

 

[SunnyM]

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Any benefit useful in this scenario (other than fixed 5% cashback)?

I have to pay school fees 54000 for my son in October. It is through online portal of the school. That's the only main expense till dec atleast at the moment.