AU royale savings account

[mudit.sharma]

Hi, I am thinking to convert my AU basic value account to AU royale account where i would need to maintain MAB of 1 Lakh .

Also planning to open my family's account and group them together so that they can also enjoy benefit of same as the group together needs to maintain 1Lakh.

Need your suggestion on this.
Pls also share your experience if you have AU royale Account.

Thank you

 

[nakulg]

I'm holding a Royale account for 1 month now. They have decent offers on debit cards which include BMS 1+1 offer, BigBasket, zomato, etc. I do use it regularly for such offers. USP is a good-looking card.
The RM that you get is decent and will try to push you to buy insurance, and take loans but other than that, quite helpful.
Did not club family members due to the number of calls that the bank does for promoting their offers, don't want them to get spammed.
Other than that, I'm having a good experience as you get an RM for just 1L MAB which is crazy in this economy.

 

[4uziaul]

I'm holding a Royale account for 1 month now. They have decent offers on debit cards which include BMS 1+1 offer, BigBasket, zomato, etc. I do use it regularly for such offers. USP is a good-looking card.
The RM that you get is decent and will try to push you to buy insurance, and take loans but other than that, quite helpful.
Did not club family members due to the number of calls that the bank does for promoting their offers, don't want them to get spammed.
Other than that, I'm having a good experience as you get an RM for just 1L MAB which is crazy in this economy.

IndusInd Select account gives you a RM for 50k MAB. It's another story that they will only push you for FD, loans and other investments 🤣

 

[Salvo08]

Hi, I am thinking to convert my AU basic value account to AU royale account where i would need to maintain MAB of 1 Lakh .

Also planning to open my family's account and group them together so that they can also enjoy benefit of same as the group together needs to maintain 1Lakh.

Need your suggestion on this.
Pls also share your experience if you have AU royale Account.

Thank you

I am a AU Royale member since a little over one year now. I think its one of the best accounts to have like IDFC Wealth than other well established banks. In our family there are four accounts and all converted to Royale with me as the Primary account holder. I even pay my part credit card bill (20K) through the AU Royale debit card and get ₹200 cashback (max cashback is ₹200 only). The Royale DC offers other benefits as well like Lounge access and BookMyShow ticket as well. The customer care too provides priority access.

 

[Salvo08]

Hi, I am thinking to convert my AU basic value account to AU royale account where i would need to maintain MAB of 1 Lakh .

Also planning to open my family's account and group them together so that they can also enjoy benefit of same as the group together needs to maintain 1Lakh.

Need your suggestion on this.
Pls also share your experience if you have AU royale Account.

Thank you

And to add my RM initially sort of nudged me for insurance etc but understood that I'm not going to budge and will stick with my original investments only.

 

[snike1792]

I am a AU Royale member since a little over one year now. I think its one of the best accounts to have like IDFC Wealth than other well established banks. In our family there are four accounts and all converted to Royale with me as the Primary account holder. I even pay my part credit card bill (20K) through the AU Royale debit card and get ₹200 cashback (max cashback is ₹200 only). The Royale DC offers other benefits as well like Lounge access and BookMyShow ticket as well. The customer care too provides priority access.

Just got my AU DC. Where to use DC to get cashback for CC bill payments? When do we get the cashback?

 

[Salvo08]

Just got my AU DC. Where to use DC to get cashback for CC bill payments? When do we get the cashback?

Pay CC bill through Cheq using AU Royale DC and get up too ₹200 as cashback in your Savings acct. So you can use the DC for posting bills upto 20K.

 

[Rawver]

@Salvo08 In how many days we get cashback in account.

 

[Salvo08]

Usually with in first week. But at times it's delayed. Last month got it around 23/24 Sep.

 

[DealHunter786]

When we open the AU Royale account as a family, do the members also get a debit card for free with the BMS offers?

 

[Sahilhenzy]

IndusInd Select account gives you a RM for 50k MAB. It's another story that they will only push you for FD, loans and other investments 🤣

How to know RM details?

 

[4uziaul]

How to know RM details?

In the app only it shows. Under 'Reach Us' section.

Better to stay away from them. 😂

 

[Sahilhenzy]

In the app only it shows. Under 'Reach Us' section.

Better to stay away from them. 😂

It's written ( to be assign) btw thanks brother

 

[4uziaul]

It's written ( to be assign) btw thanks brother

You can call the branch and enquire about the same, if you need some help.

 

[VISHESH_BANSAL]

You can call the branch and enquire about the same, if you need some help.

Monthly Statement m bhi mention hota hai RM ka Number and Name.

Mujhe toh pta bhi nhi thha, Indus ne RM assign kiya hai🤣.

Statement check Kari toh pta lga🤣

 

[snike1792]

Usually with in first week. But at times it's delayed. Last month got it around 23/24 Sep.

Did anyone get cashback for Oct spends? I haven't received it yet

 

[Rawver]

Not yet. Some told me in telegram that it will take upto 3 month. Hence waiting

 

[Salvo08]

Did anyone get cashback for Oct spends? I haven't received it yet

Not yet. It never takes this long. It usually get credited by 10th. I only remember once when it git credited after 20-25 days.

 

[Salvo08]

Not yet. Some told me in telegram that it will take upto 3 month. Hence waiting

No doesn't take that long. Have been using AU Roayle for 2 years now. I only remember two instances when it got delayed beyond 20th.

 

[DealHunter786]

Is the cashback applicable for cc payments through Cheq?