AU Zenith Plus Credit Card Launched | Full Details & Review

[cardspreview]

This Zenith+ credit card is decent in terms of benefits, but the reward rate is below average. A mere 1% reward rate is the deal-breaker for me. There are many banks offering more than 5% on travel and dining, both of which are high-profit categories for merchants and affiliate banks. There are many more AU bank credit cards which also have good benefits.

 

[codenerd]

I've had previously applied and got rejected multiple times for AU cc but I applied again and this time for some reason it got approved for zenith+, even though my salary is nowhere near 2.5L. I do hold their savings account now may be that's the reason.

which variant of savings account do you hold?

 

[manit]

which variant of savings account do you hold?

I had opened their zero balance account online.

 

[codenerd]

I had opened their zero balance account online.

So on what basis you got Zenith +? Also I suppose u paid 5k+ gst joining?

 

[manit]

So on what basis you got Zenith +? Also I suppose u paid 5k+ gst joining?

I can only speculate but the only difference this time while applying was that I had their savings account and I had maintained around 1L in it. Since I had their savings account, I got the card without vkyc.

Yeah I paid the joining fee.

 

[codenerd]

I can only speculate but the only difference this time while applying was that I had their savings account and I had maintained around 1L in it. Since I had their savings account, I got the card without vkyc.

Yeah I paid the joining fee.

I am planning to open AU Royale account with 1-5L initial funding and 3 accounts in family in total for AU Royale Debit card and this Zenith+

 

[ak95]

Have they stopped issuing Zenith Variant ???
Only Zenith+ exists now.

 

[tbharech]

Have they stopped issuing Zenith Variant ???
Only Zenith+ exists now.
View attachment 38479

Question is are they upgrading zenith to zenith + given the discontinuation?

 

[Kumar93196]

Have they stopped issuing Zenith Variant ???
Only Zenith+ exists now.
View attachment 38479

@deep@vie is this true???

 

[deep@vie]

@deep@vie is this true???

Zenith is available via Swipeup.
There's no official confirmation on discontinuation as of now.

 

[deep@vie]

@deep@vie is this true???

But sooner or later it would be discontinued like 2000 Rs. Note

 

[RockyBond]

Zenith is available via Swipeup.
There's no official confirmation on discontinuation as of now.

So should I close my vetta and apply through swipe up for zenith?

I don't want to get Zenith + paying so much. So suggest

 

[deep@vie]

So should I close my vetta and apply through swipe up for zenith?

I don't want to get Zenith + paying so much. So suggest

After cancelling Vetta they won't issue you any work, forget about Zenith

 

[RockyBond]

After cancelling Vetta they won't issue you any work, forget about Zenith

Lol. Why? Seen many cancel and get better upgrade

 

[deep@vie]

Lol. Why? Seen many cancel and get better upgrade

Because AU doesn't issue cards to someone who has closed/cancelled their card.

 

[RockyBond]

Because AU doesn't issue cards to someone who has closed/cancelled their card.

Is this true? Omg

 

[deep@vie]

Is this true? Omg

Very much yes as of now, policy might get changed in future.

 

[hs23new]

This looks like a really good card for utility spends upto 75k month. 1750 RP = 2.3% return.

Also very good for international spends - 2.15% net return on 75k spends.

 

[vamsiarun1988]

This looks like a really good card for utility spends upto 75k month. 1750 RP = 2.3% return.

Also very good for international spends - 2.15% net return on 75k spends.

Utility spends are not considered for Milestone so that makes the effective return still at 1%

 

[hs23new]

Utility spends are not considered for Milestone so that makes the effective return still at 1%

@vamsiarun1988 where is utility exclusion mentioned?