RockyBond
TF Premier
Lol. Why? Seen many cancel and get better upgrade
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AU Zenith Plus Credit Card Launched | Full Details & Review
- Thread starter TechnoFino
- Start date
Because AU doesn't issue cards to someone who has closed/cancelled their card.
RockyBond
TF Premier
Is this true? Omg
Very much yes as of now, policy might get changed in future.
vamsiarun1988
TF Select
Utility spends are not considered for Milestone so that makes the effective return still at 1%
Attachments
vamsiarun1988
TF Select
Special Category MCC are as follows Rent,Education,Insurance,Utility,Government
Where is this mentioned?
vamsiarun1988
TF Select
AU SFB has hidden it from everyone and mentioned the same in small font in the welcome letter. Even the customer care folks dont have clarity about these Special Category MCC. Only people with Welcome letter know this information.
au bank ppl v smart
shashankrt
TF Premier
I have been offered this card - however not sure if I should proceed. Any thoughts? Practically the card is free and I dont have any other AU card
Myevs
TF Buzz
Go for it. Pay GST FOR BENEFITS
I got approved for Zenith+ but thinking may be I should downgrade to LIT.
LIT with 10X gives 2% return on all online spends for fee of 1416 Rs , while Zenith + is giving 1% base and 2% only on travel, dining and Intl for fee of Rs 900 (GST component).
Lifestyle benefits I dont need as have them on DCB and Atlas card. I was thinking of keeping Zenith+ for international spends but Yes Marquee is giving 3.32% net return with a 1L reward point cap and better lifestyle benefits also such as BMS upto 800, 8 guest lounge visits, and 1.18% forex fees.
Only use case for Zenith+ is Intl spends as backup for Yes Marquee and Meet n Greet 4 times (for solo travel only). LIT is useful for all spends, specially utility which is excluded by many cards.
Any other alternative perspective on LIT vs Zenith+?
LIT with 10X gives 2% return on all online spends for fee of 1416 Rs , while Zenith + is giving 1% base and 2% only on travel, dining and Intl for fee of Rs 900 (GST component).
Lifestyle benefits I dont need as have them on DCB and Atlas card. I was thinking of keeping Zenith+ for international spends but Yes Marquee is giving 3.32% net return with a 1L reward point cap and better lifestyle benefits also such as BMS upto 800, 8 guest lounge visits, and 1.18% forex fees.
Only use case for Zenith+ is Intl spends as backup for Yes Marquee and Meet n Greet 4 times (for solo travel only). LIT is useful for all spends, specially utility which is excluded by many cards.
Any other alternative perspective on LIT vs Zenith+?
krishc
TF Ace
AFAIK AU don't allow downgrade or upgrade yet
vamsiarun1988
TF Select
Yes you are missing the 1% charge applicable for rental payments ( Applicable from the Second transaction in the month)
I upgraded from LIT to Zenith+, not sure of downgrade though
Ya. but if we are making only one rental transaction per month. It should give 0.5% return.
Any better card for this?
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