Axis Airtel and pre approved cards

[Blackfyre]

Hey guys! I had been trying to get an Airtel axis card for a long time but I kept getting rejected right away but finally I tried with my friend's number and I was actually able to move past the initial stage and now it's in the eligibility check stage, however been it's been at that stage for 21 days now. I did read through other threads here and found people getting approved after like 30 days so I guess I'll wait a little longer.

My question now is, I have a bunch of pre approved offers on the axis app, one among them is axis ace, which I actually want to take.

Now as the Airtel card is still on verification stage, can I take the ace pre approved offer? Will taking it hinder the chances of approval of the Airtel card, as I'm getting back to back credit cards from axis? Or should I just wait until the Airtel card is approved/rejected and then get the ace?

Also can I do anything to speed up the Airtel card's process? I tried raising a service request but that doesn't seem to be doing anything at all. Can I actually expect them to approve because it's been so long?

Apologies for the long post.

 

[Vasuki]

Actually I already have a savings account with axis. I have an option to update it in the mobile app, the savings account still has my number in, only the credit card account has changed to my friends number.

I can change it right away, I’m asking if I should just wait until I’ve activated it or just change it to my number now itself?

Do it after u activate it .. to avoid error in activation.

Till then use via net banking

 

[Blackfyre]

Do it after u activate it .. to avoid error in activation.

Till then use via net banking

Got it! Thanks a lot again!!

 

[Chhota Bheem]

I literally just received another verification call, this time it was definitely authentic. I even checked with Truecaller. I did ask them about the delay but they couldn't provide any info as they were with the verification department. Eitherway, I'm hoping it will be approved soon as I'm starting to receive verification calls.

As you're an acc holder, any KYC or document verification done by Axis?

 

[Blackfyre]

As you're an acc holder, any KYC or document verification done by Axis?

For the Airtel card yes, at the time of applying, digital kyc failed as usual and they sent a person the next day for physical kyc verification. There wasn’t any document verification though, just kyc. I think axis does this anytime you apply for a new card which isn’t pre approved, even if you’re an account holder (I may be wrong though).

However, for the pre approved card there wasn’t any verification.

 

[MrWick]

Where to check Pre approved offer in app ?
Will there be a cibil hit if I proceed to check the offer ?

 

[CyberPsych]

Where to check Pre approved offer in app ?
Will there be a cibil hit if I proceed to check the offer ?

It's in the apply now section at the bottom.
No cibil hit for checking and even applying.

 

[MrWick]

It's in the apply now section at the bottom.
No cibil hit for checking and even applying.

thanks. 10 cards were shown.. Applied Myzone LTF and generated instantly.

 

[CyberPsych]

thanks. 10 cards were shown.. Applied Myzone LTF and generated instantly.

Yes, its instant. For the next ~90 days the page will show the same myzone card approved screen so that you don't try another pre-approved card.

 

[Blackfyre]

thanks. 10 cards were shown.. Applied Myzone LTF and generated instantly.

That's great! Congrats!! 🎉

 

[MrWick]

Yes, its instant. For the next ~90 days the page will show the same myzone card approved screen so that you don't try another pre-approved card.

Now i have 3 cards from axis, Is there any chance that I still get 4th card pre approved offer after 90 days ?

 

[CyberPsych]

Now i have 3 cards from axis, Is there any chance that I still get 4th card pre approved offer after 90 days ?

I am still confused on this. The agent I met said you can have 4 cards from Axis, buy my friend got rejected for 4th card saying you already hold 3 Axis cards (both happenes in same months). I don't know which one is true..

 

[senasenthil]

I am still confused on this. The agent I met said you can have 4 cards from Axis, buy my friend got rejected for 4th card saying you already hold 3 Axis cards (both happenes in same months). I don't know which one is true..

In general, the fourth card is taken through offline mode

 

[Xposed]

I literally just received another verification call, this time it was definitely authentic. I even checked with Truecaller. I did ask them about the delay but they couldn't provide any info as they were with the verification department. Eitherway, I'm hoping it will be approved soon as I'm starting to receive verification calls.

What did they ask?

 

[Blackfyre]

What did they ask?

Just to verify my mobile number, email and address. But I believe this only happened because I applied through my friend's number and they saw a mobile number change. I confirmed the details with them, then next day card was approved.

 

[akshayhs]

As soon as Airtel card gets approved, all your pre approved cards get vanished and will come back after 90 days…

In my case, it has been close to 9 months and no pre-approved offers are visible.

 

[MrWick]

In my case, it has been close to 9 months and no pre-approved offers are visible.

My airtel card was approved in Nov 2023 and Today I got MYZONE from pre approved offers.

 

[Blackfyre]

In my case, it has been close to 9 months and no pre-approved offers are visible.

After my Airtel card was approved, the pre approved offers vanished, however upon calling the mobile banking team, the same pre approved cards were available (and this was like a few hrs after getting approved for airtel), you should maybe try your luck the same way.

 

[akshayhs]

After my Airtel card was approved, the pre approved offers vanished, however upon calling the mobile banking team, the same pre approved cards were available (and this was like a few hrs after getting approved for airtel), you should maybe try your luck the same way.

Thanks. I already have the cards I wanted from Axis. No point for me personally to apply for a 3rd card

 

[plastikman]

Taken ace in 1stxweek of Feb. Got offer for Airtel using my alternate number. Applied for it thereafter, after inputting and verifying aadhaar, it showed 'verificatiin is complete' without option for VKYC 😅

 

[Blackfyre]

Taken ace in 1stxweek of Feb. Got offer for Airtel using my alternate number. Applied for it thereafter, after inputting and verifying aadhaar, it showed 'verificatiin is complete' without option for VKYC 😅

Whoa, that's a first. However, I wouldn't be surprised if they still end up sending a person for physical kyc.