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Devaluation Axis Atlas Credit Card Huge Devaluation Effective From 20th April 2024
- Thread starter TechnoFino
- Start date
Yes seems so
blaze
TF Select
Nope, only education payment is left now
IN easy language I want to ask, Is this card still good based on rewards rate if we hit 15 lakh in a year.
If you are into the Airmiles game and travel internationally, yes it is.
Have not taken any flight till now! Ye sochta tha ki meet and greet use krunga but they discontinued😢, I basically have high spends (Rotation on amazon, flipkart and others) so tell me which would be the best card.
hysteriadoc
TF Select
Atlas is not worthy to hit 15 L milestone now as milestone EMs are reduced, annual benefit is reduced and also Airport pick&drop & Concierge have been removed. Its better to hit till 7.5 lakh milestone then shift spends to another milestone credit card such as Vistara or Amex Plat Travel or any other. Also, does anyone know of any such milestone credit cards apart from these 3 ? Please tell me.
I will also create a new thread regarding this, as I already hit plat travel milestone, did not took vistara devalued. Now, I will only take Axis card for bank discounts or Magnus bhi bnd krwaunga kuch nhi rha isme.
Deleted member 28970
TF Buzz
Yes still now best … it’s just the reward rate has decreased slightly… but if you not getting infinia and have a spend of 15L then surely do it on ATLAS .
Deleted member 28970
TF Buzz
Go for sbi vistara prime if u want a vistara card …… nothing much has been devalued there …
Are we still getting Silver tier membership as long as we hold the prime card?
Deleted member 28970
TF Buzz
yes absolutely … holding both axis vistara signature and sbi vistara prime
Nope. 7.5 Lacs is still good. 15 Lac is ok if you use accor hotels.
| Axis ATLAS | Gold Tier | Platinum Tier |
| Welcome Miles | 5000 | 5000 |
| Milestone Miles | 5000 | 10000 |
| Spend Miles | 15000 | 30000 |
| Total Miles | 25000 | 45000 |
| Accor Points ( Miles * 2 ) | 50000 | 90000 |
| Accor Value ( Points*1.8 ) | 90000 | 162000 |
| Net Value back % | 12 | 10.8 |
Last edited:
Don't you need to subtract the joining and renewal fees+GST?
Thanks for pointing out:
| Axis ATLAS | Gold Tier | Renewal Gold | Platinum Tier |
| Welcome / Renewal Miles | 5000 | 2500 | 5000 |
| Milestone Miles | 5000 | 5000 | 10000 |
| Spend Miles | 15000 | 15000 | 30000 |
| Total Miles | 25000 | 22500 | 45000 |
| Accor Points ( Miles * 2 ) | 50000 | 45000 | 90000 |
| Accor Value ( Points*1.8 ) | 90000 | 81000 | 162000 |
| Joining Fees | 5900 | 5900 | 5900 |
| Net Value back % | 11 | 10 | 10 |
InquisitiveWhiz
TF Buzz
I think there is a transfer cap of 30K EM for accor as it falls in group A. So the return for platinum tier will be much lower. Happy to be corrected if wrong.
Actually, points cap is fixed for Jan-Dec cycle and does not depend on your card anniversary date. So, eventually you will be able to transfer points on 1st Jan next year if you already have transferred 30k in current year. Most of us would have card anniversary date after 1st Jan which means we will be able to transfer 30k and 15k in a card year. So in my opinion return would still be same as mentioned for platinum.
CARDBITRAGE
TF Ace
No point in holding points dormant in your account. It would suck big time if Axis further devalued the transfer ratios. Hence, I am limiting my spends to 7.5L(mostly travel) on the Atlas.
Odugu Narasimha Rao
TF Premier
Okay then can I use atlas credit card in utilities bill payments till 20 April to get miles ? I will do 6 lakhs payments in utilities before 20 April to get miles . And platinum tier is 6 lakhs away and will I get 10000 miles?
Yup thats correct
