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Axis bank 2nd pre-approved card

AsB

TF Legend
I had closed Flipkart Axis Bank Card which I had obtained from 2nd pre-approved card.
Closure Reason (of Flipkart) :- Branch lied about giving the card as LTF.
My first card was MyZone LTF (Limit Rs 69,000).

Now, I have been given the pre-approved offers again.
Following are the cards :-

Card (Rs Joining Fee/Annual Fee). (Limit to be shared :- Rs 69,000)
==============================================
  • Aura (Rs 749/749)
  • Indian Oil (Rs 500/500)
  • Ace (Rs 499/499)
  • Privilege (Rs 1500/1500)
  • Select (Rs 3000/3000)
  • Atlas (Rs 5000/5000)
  • Neo (Rs 250/250)
Now, Axis Bank branch has made fraud once again. I can't give details, but it is regarding an investment. Not just that, when I had asked for LE for my MyZone , they asked me to apply for a new card, in which the limit will be higher. I am done with their non-sense.

Although, I had planned to convert the account to salary account , after changing my job, but now I am closing the account altogether. I find that the Nodal Officer and Principal Nodal Officer are better than Axis Branch employees in handling customers, but I cannot complain to them all the time. The only relation that I will have with Axis would be the Credit Cards.

  1. Before I close the account, should I opt for any of the cards above?
  2. Also, does Axis Bank provide Limit Enhancement for Credit Cards, even when the user does not have account with Axis?
 

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I had closed Flipkart Axis Bank Card which I had obtained from 2nd pre-approved card.
Closure Reason (of Flipkart) :- Branch lied about giving the card as LTF.
My first card was MyZone LTF (Limit Rs 69,000).

Now, I have been given the pre-approved offers again.
Following are the cards :-

Card (Rs Joining Fee/Annual Fee). (Limit to be shared :- Rs 69,000)
==============================================
  • Aura (Rs 749/749)
  • Indian Oil (Rs 500/500)
  • Ace (Rs 499/499)
  • Privilege (Rs 1500/1500)
  • Select (Rs 3000/3000)
  • Atlas (Rs 5000/5000)
  • Neo (Rs 250/250)
Now, Axis Bank branch has made fraud once again. I can't give details, but it is regarding an investment. Not just that, when I had asked for LE for my MyZone , they asked me to apply for a new card, in which the limit will be higher. I am done with their non-sense.

Although, I had planned to convert the account to salary account , after changing my job, but now I am closing the account altogether. I find that the Nodal Officer and Principal Nodal Officer are better than Axis Branch employees in handling customers, but I cannot complain to them all the time. The only relation that I will have with Axis would be the Credit Cards.

  1. Before I close the account, should I opt for any of the cards above?
  2. Also, does Axis Bank provide Limit Enhancement for Credit Cards, even when the user does not have account with Axis?
Apply Ace card, spend Rs 10000 in 45 days and your joining fee will be reversed. It is better to have atleast one Axis credit card to get extra discounts on online sales
 
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