Axis bank 2nd pre-approved card

[AsB]

I had closed Flipkart Axis Bank Card which I had obtained from 2nd pre-approved card.
Closure Reason (of Flipkart) :- Branch lied about giving the card as LTF.
My first card was MyZone LTF (Limit Rs 69,000).

Now, I have been given the pre-approved offers again.
Following are the cards :-

Card (Rs Joining Fee/Annual Fee). (Limit to be shared :- Rs 69,000)
==============================================

• Aura (Rs 749/749)
• Indian Oil (Rs 500/500)
• Ace (Rs 499/499)
• Privilege (Rs 1500/1500)
• Select (Rs 3000/3000)
• Atlas (Rs 5000/5000)
• Neo (Rs 250/250)

Now, Axis Bank branch has made fraud once again. I can't give details, but it is regarding an investment. Not just that, when I had asked for LE for my MyZone , they asked me to apply for a new card, in which the limit will be higher. I am done with their non-sense.

Although, I had planned to convert the account to salary account , after changing my job, but now I am closing the account altogether. I find that the Nodal Officer and Principal Nodal Officer are better than Axis Branch employees in handling customers, but I cannot complain to them all the time. The only relation that I will have with Axis would be the Credit Cards.

1. Before I close the account, should I opt for any of the cards above?
2. Also, does Axis Bank provide Limit Enhancement for Credit Cards, even when the user does not have account with Axis?

 

[Rashya]

Onky way to get ltf card is to apply from your online or via agent.... If ltf offer is running for any card like currently going for Indian oil axis card....

Branch, call, netbanking (pre approved) all those cards will be paid...

Even if they running offers like IOC card. Will axis give 2nd card as LTF?

 

[Batmanbaba]

Even if they running offers like IOC card. Will axis give 2nd card as LTF?

Yes... If u apply from website directly.... Just check the price before selection of card... Many people are holding 2 or 3 ltf axis cards... But its like a gamble.. Axis can approve also and reject also without any reason....


Even if there is ltf offer running and u apply it via call or from pre approved offers it will be paid... This is axis for you...

 

[Predator]

Hi
I also received similar mail and checked the pre approved offers on app.
The app is showing cards- aura, ace, privilege, select, atlas, myzone and Neo.
All have their respective joining and annual fee

What do you say? Is there any card worth going for?

 

[Batmanbaba]

Hi
I also received similar mail and checked the pre approved offers on app.
The app is showing cards- aura, ace, privilege, select, atlas, myzone and Neo.
All have their respective joining and annual fee

What do you say? Is there any card worth going for?

Ace is worth... As it won't be ltf by any way...

 

[Predator]

Ace is worth... As it won't be ltf by any way...

Thanks for prompt response.

I have paid axis Flipkart.
Should i get Ace and then close Flipkart?

 

[Batmanbaba]

Thanks for prompt response.

I have paid axis Flipkart.
Should i get Ace and then close Flipkart?

Yes.... U can take again flipkart when ltf offer comes..or maybe they maje it ltf when u try to close.... . But I don't think ace will come as ltf ever....