Axis Bank ACE credit card (how to get)

[Manoj Pant]

Currently I have no relationship with Axis Bank, but Ace Banner is showing in my Gpay app. Can I apply for this card? How much CIBIL required?

 

[xiddy]

You can try applying for a new card online. That's how I got it.

 

[Slayer]

Ace is an okay card

Still don't get the hype

 

[vaibhav111vaibhav111 is verified member.]

saw the banner for ace with 500 CB not gonna apply though, never saw this on android phone of mine though first day i activate on ios doom it was right there after activating one of bank a/c with.

 

[ramandeep]

You can try applying for a new card online. That's how I got it.

How did you applied through axis website?

 

[xiddy]

How did you applied through axis website?

There was an option to apply for a new card in their application. I used that.

 

[kochiro]

Check this and decide as per your requirement.

credit card	Airtel Mobile, Broadband, WiFi and DTH bill payments	Utility bill payments such as gas, electricity, etc.,	Prefered merchant	Other	Launge	Annual fee Charges
Airtel	25% Max Rs. 300 (If bill is Rs. 1200)	10% Max. Rs. 300 (If bill is Rs. 3K)	10% Max. Rs. 500 (If bill is Rs, 5K) Swiggy, Zomato, Bigbasket	1%​	4​	500​
Ace	5% unlimited (60 Rs. On bill Rs. 1200). If bill is 6K+ then Rs. 300+ cashback	5% unlimited (Rs. 150 on bill Rs. 3K) If bill is Rs. 6K+ then Rs. 300+ cashback	4% -Swiggy, Zomato, Ola (200 Rs. On bill Rs, 5K) if bill is Rs. 12.5K+ then Rs. 500 + cashback	2%​	4​	500​

airtel fiber bill payment possible by gpay?

 

[Patil007]

airtel fiber bill payment possible by gpay?

It should be, never checked.

 

[kochiro]

It should be, never checked.

I meant true fiber no landline connection.

 

[Anil_Singh]

When does Axis generate hard enquiry? Before cards are displayed (according to eligibility) or after submitting application? I have savings account with them.

 

[Farhad sekh]

When does Axis generate hard enquiry? Before cards are displayed (according to eligibility) or after submitting application? I have savings account with them.

After submitting application

 

[coolanshu1000]

No.. gpay never detects fibre bill payment..

airtel fiber bill payment possible by gpay?

 

[Jhon Anand]

For any cc better to maintain 750 plus cibil and Reg axis cards if u r in their employer list there will not be physical checking and documentation too
In my case I got magnus without account and no documents asked since my employer appeared in drop down and my cibil at that time of application was 783
Furthermore I have been issued 2 Amex cards within 10DAYS with hard enquiries before magnus online application

Will 770 CIBIL and 6 month credit history fine for AXIS Ace ?

 

[vaibhav111vaibhav111 is verified member.]

Will 770 CIBIL and 6 month credit history fine for AXIS Ace ?

Definitely yes and no, it axis bank first and foremost so anything can happen. Any prior relationship? Or no? Axis rejected alot unnecessary for ltf card of their and axis ace though is chargeable. And 6 month credit history mean the cc you have is showing up In cibil for all the 6 months? You can apply and check.

 

[Jhon Anand]

Definitely yes and no, it axis bank first and foremost so anything can happen. Any prior relationship? Or no? Axis rejected alot unnecessary for ltf card of their and axis ace though is chargeable. And 6 month credit history mean the cc you have is showing up In cibil for all the 6 months? You can apply and check.

2 years old bank account and fd with amount more than privilege account criteria. But account is basic 0 balance one, haven't upgraded.

But the current CC has 4 entries in Cibil , even though I got it almost 6 months back.

 

[vaibhav111vaibhav111 is verified member.]

You can definitely apply

2 years old bank account and fd with amount more than privilege account criteria. But account is basic 0 balance one, haven't upgraded.

But the current CC has 4 entries in Cibil , even though I got it almost 6 months back.

 

[Jhon Anand]

You can definitely apply

Thanks for confirming!! I'm just waiting for cooldown period (6 months) to get over as I applied via my family member's gpay app and got rejected that time due to no cibil score, hdfc reported to cibil late about new card, that's why.

 

[Learner]

Cibit 770+ with highest Regalia limit of 5L. I got the banner recently in Gpay and thought of applying and here is how it went:

1. In-between switched app to check some employer details, and on coming back application was reset to first page to re-enter PAN again

2 Next day, re-applied consider I can take another Cibil hit. This time at the end it said something like you already have a relationship with axis and apply directly on bank website. (I have myzone taken in Feb/Mar)

3. Don't know why but next day I again applied through bank website. They gave option to select card like Magnus, Vistara, samsung and 3-4 more but no ACE. So another Cibil hit for nothing

I don't have much CC use, 8-10k a month and another 1L insurance premium scattered in a year, while other are cash transactions. That's why Magnus don't make sense to me.

I believe 3 axis enquiry will be there. Also applied for IDFC select but they offered wow only, so one from them. I can check only next month but 4-5 enquires for nothing.

 

[Jhon Anand]

Cibit 770+ with highest Regalia limit of 5L. I got the banner recently in Gpay and thought of applying and here is how it went:

1. In-between switched app to check some employer details, and on coming back application was reset to first page to re-enter PAN again

2 Next day, re-applied consider I can take another Cibil hit. This time at the end it said something like you already have a relationship with axis and apply directly on bank website. (I have myzone taken in Feb/Mar)

3. Don't know why but next day I again applied through bank website. They gave option to select card like Magnus, Vistara, samsung and 3-4 more but no ACE. So another Cibil hit for nothing

I don't have much CC use, 8-10k a month and another 1L insurance premium scattered in a year, while other are cash transactions. That's why Magnus don't make sense to me.

I believe 3 axis enquiry will be there. Also applied for IDFC select but they offered wow only, so one from them. I can check only next month but 4-5 enquires for nothing.

Sadly ace has become very tough to get once again. I really wonder how people get ace pre-approved in thier net banking

I won't switch the app learning from your experience when I do apply

 

[Jhon Anand]

I have 2 cards with axis but not getting options in Gpay for ACE.
But My father is having the option to apply for the Gpay card also axis Airtel and was planning to apply using his number but the issue is that my location is not serviceable for Gpay card as they are showing.

Not sure how they decide the different service locations for this card, as axis is providing other cards to my location.

Have anyone tried to use the friend location for ACE, Do they ask for any proof or any physical verification?

So you got one ? Are they doing physical verification ?

 

[rsivva]

Am not getting ace card invite, how to get one....any trick?