Revaluation Axis Bank Burgundy Debit Cards: Unexpected Revaluation for Are you kidding me reaction :P

[sanarora]

I think only Burgundy Private DC gives rewards points on CC Bill payment on Mobikwik.
I am using it from almost last 1-2 years (after SBI UniPay stopped) esp. to pay HDFC CC Bills 😛

Rishab could u ping ur RM and get the MCC which MobiKwik gives..?

 

[Abhishek012]

Mobikwik does give it,but the MCC code keeps changing.

And the most important thing is that after certain transactions, Mobikwik starts adding charges — I’ve heard this happens to people who use it heavily. Anyway, you all can decide for yourselves.

 

[Rishabh]

Mobikwik only works for private dc right?

Yes. During last year's devaluation for Burgundy debit card, CC payments got added under exclusions if I remember it correctly.
Burgundy Private card got spared from any category additions under exclusions for rewards.

 

[Rishabh]

Mobikwik does give it,but the MCC code keeps changing.

And the most important thing is that after certain transactions, Mobikwik starts adding charges — I’ve heard this happens to people who use it heavily. Anyway, you all can decide for yourselves.

Am using from past 1.5 or 2yrs since SBI Unipay stopped and Mobikwik never charged me till date on using my Axis DC. And also it was never hit n miss scenario till date on Burgundy Private DC in terms of rewards 🙂

 

[Rishabh]

Rishab could u ping ur RM and get the MCC which MobiKwik gives..?

I am too lazy to do that for sure; sorry but that's d reality 😛 And also don't want RM to keep calling me then after to sell their ULIPs or other useless investment plans 🙂

Also now I am very much sure that this benefit will go away very soon from Private DC card since now it has got revealed on this forum.
Axis spies are everywhere to scan for loopholes lol just my gut feel 😛

 

[Rishabh]

Yes. During last year's devaluation for Burgundy debit card, CC payments got added under exclusions if I remember it correctly.
Burgundy Private card got spared from any category additions under exclusions for rewards.

Found the link from my old post:

Burgundy DC

Burgundy Private DC

 

[Abhishek012]

Am using from past 1.5 or 2yrs since SBI Unipay stopped and Mobikwik never charged me till date on using my Axis DC. And also it was never hit n miss scenario till date on Burgundy Private DC in terms of rewards 🙂

Visa variant ?

 

[Rishabh]

Visa variant ?

Yes Visa Infinite one.

 

[namanjain59]

Happy with this change. Will get better reward now for burgundy dc. Transfer ratio also good as I have M4b ltf

I have around 1.8 lakh points that I earned with burgundy debit card.
It's airline transfer ratio is very bad 1:20.
And for Amazon voucher, it's 1:5.

If i get magnus for burgundy or normal magnus, would i get better transfer ratio for the same points? Basically can I earn reward points with burgundy debit card and transfer them to airlines with magnus?

 

[Abhishek012]

Yes Visa Infinite one.

I heard mobikwik charge for mastercard variant.

 

[Dreamer]

Yes. You should get better transfer ratio

I have around 1.8 lakh points that I earned with burgundy debit card.
It's airline transfer ratio is very bad 1:20.
And for Amazon voucher, it's 1:5.

If i get magnus for burgundy or normal magnus, would i get better transfer ratio for the same points? Basically can I earn reward points with burgundy debit card and transfer them to airlines with magnu

 

[sanarora]

I am too lazy to do that for sure; sorry but that's d reality 😛 And also don't want RM to keep calling me then after to sell their ULIPs or other useless investment plans 🙂

Also now I am very much sure that this benefit will go away very soon from Private DC card since now it has got revealed on this forum.
Axis spies are everywhere to scan for loopholes lol just my gut feel 😛

fortunately Pvt mein abhi tak zyada devaluation nahi hua hai, & very unlikely as they increased the BP criteria also by removing demat holdings being counted towards TrV. Thanks to you i wont sign up with good score & try mobi first..!!

 

[Rishabh]

fortunately Pvt mein abhi tak zyada devaluation nahi hua hai, & very unlikely as they increased the BP criteria also by removing demat holdings being counted towards TrV. Thanks to you i wont sign up with good score & try mobi first..!!

Mobikwik is reliable; GoodScore who know someday Tata Bye Bye 😛 😛

 

[Rishabh]

I heard mobikwik charge for mastercard variant.

Mastercard variant available only for normal Burgundy DC and not Private DC. So anyhow not eligible to get rewards on normal Burgundy irrespective of variant types 🙂

 

[sanarora]

I am too lazy to do that for sure; sorry but that's d reality 😛 And also don't want RM to keep calling me then after to sell their ULIPs or other useless investment plans 🙂

Also now I am very much sure that this benefit will go away very soon from Private DC card since now it has got revealed on this forum.
Axis spies are everywhere to scan for loopholes lol just my gut feel 😛

fortunately Pvt mein abhi tak zyada devaluation nahi hua hai, & very unlikely as they increased the BP criteria also by removing demat holdings being counted towards TrV. Thanks to you i wont sign up with good score & try mobi first

Mobikwik is reliable; GoodScore who know someday Tata Bye Bye 😛 😛

yeah also good score greets you with a paywall, which is super shady, also i read their MCC keeps changing, plus officially they mention 2L bill req for debit card option, even maintaining 1L+ bill not easy every time..

 

[Vinay13]

Axis priority dc 1% cashback still working? Which app to use?

 

[Abhishek012]

fortunately Pvt mein abhi tak zyada devaluation nahi hua hai, & very unlikely as they increased the BP criteria also by removing demat holdings being counted towards TrV. Thanks to you i wont sign up with good score & try mobi first

yeah also good score greets you with a paywall, which is super shady, also i read their MCC keeps changing, plus officially they mention 2L bill req for debit card option, even maintaining 1L+ bill not easy every time..

Mobikwik is reliable; GoodScore who know someday Tata Bye Bye 😛 😛

Goodscore also offer 1% extra cashback. However, there is no much benefit in it. 😛😛

 

[Abhishek012]

Axis priority dc 1% cashback still working? Which app to use?

Goodscore app - minimum cc bill pay 1 lakh+ to get DC option.

 

[insight]

This is correct; and not an April fool by the bank in Nov 2025.

Axis bank has revalued some of the benefits (esp. the lounge) on Burgundy & Burgundy Private debit cards !!

Some of the key changes for Axis Burgundy Private Debit Card:

1. 8 Domestic Lounge visits for self and 4 guests visit per quarter (minimum spends of just Rs 5000 required in previous quarter)
2. 20 International Lounge visits per year for both Self & guests combined (beats the Axis Magnus Burgundy Credit card on guests quota)
3. 8 Edge reward points per 200 Rs for domestic txns (earlier it was 3 reward points per 200)
4. 10 Edge reward points per 200 for international spends (No change)

5. Golf benefits: 4 Complimentary rounds per year; 12 golf lessons per year; 50% off on green fees

6. 20 lac Personal Accident cover; 1 Crore Air accident cover;

7. Daily purchased limit increased from 7 lac to 10 lac

8. BookMyShow offer Movie Ticket price cap increased from Rs 500 to Rs 650 for BOGO offer

Some of the key changes for Axis Burgundy Debit Card:

1. 3 Domestic Lounge visits for self and 1 guests visit per quarter (minimum spends of just Rs 5000 required in previous quarter)
2. 4 International Lounge visits per year for both Self & guests combined (beats the Axis Magnus Burgundy Credit card on guests quota)
3. 4 Edge reward points per 200 Rs for domestic txns (earlier it was 2 reward points per 200)
4. 6 Edge reward points per 200 for international spends (No change)

5. Daily purchased limit increased from 6 lac to 8 lac

This seems less spend threshold than M4B CC ? No?

 

[Rishabh]

This seems less spend threshold than M4B CC ? No?

For which benefit you asking about?