Axis Bank CC Limit Enhancement

[Walter White]

Requested Axis Bank for enhancement of Credit Limit. They replied back asking for the expected CL.

If my current CL is close to 75000, how much enhancement can I expect from them?

I did send a statement of my Amex Card which has a limit of close to 8.5L, but it seems they do not do limit enhancement on C2C basis.

 

[Chaitanya-a]

Requested Axis Bank for enhancement of Credit Limit. They replied back asking for the expected CL.

If my current CL is close to 75000, how much enhancement can I expect from them?

I did send a statement of my Amex Card which has a limit of close to 8.5L, but it seems they do not do limit enhancement on C2C basis.

Still you can share it with them. They'll increase max possible from their side then.

 

[CMGCMG is verified member.]

Requested Axis Bank for enhancement of Credit Limit. They replied back asking for the expected CL.

If my current CL is close to 75000, how much enhancement can I expect from them?

I did send a statement of my Amex Card which has a limit of close to 8.5L, but it seems they do not do limit enhancement on C2C basis.

They didn't ask for income docs?

 

[Dr. Drake]

Had requested for LE & share my HDFC statement which has 6L limit & yet they ask for itr/salary slip for LE. As per the executive they don't take cc statement for LE

 

[Walter White]

They didn't ask for income docs?

They have asked for it. But I am not sure how high can they go.

 

[skfc08]

depends on salary and company in my case I told 3L but they give me limit to my total salary(Category C)...one of worst service axis Bank have

 

[CMGCMG is verified member.]

They have asked for it. But I am not sure how high can they go.

Just assume net 18L gives you 3L. So calculate accordingly. They don't consider other bank statements for LE

 

[thejaguar]

Had requested for LE & share my HDFC statement which has 6L limit & yet they ask for itr/salary slip for LE. As per the executive they don't take cc statement for LE

that's interesting - they are willing to take it into consideration for c2c offer, but not for LE - strange..

 

[Dr. Drake]

that's interesting - they are willing to take it into consideration for c2c offer, but not for LE - strange..

Most banks don't take other cc limit into consideration while asking for manual LE

 

[Deleted member 7241]

I Have 3 Axis Cards but Believe me It's very hard to get LE...

Upgrade is easy but LE is bit tricky.

Even Nodal office is not Helping...😜

They just demand itr and Salary slip

 

[Deleted member 7241]

Axis is worst

 

[tattiman]

I know man, using axis card is such a pain. I literally have to make the payment before I could use the card because I’ve already at 90% of my limit. They said the limit enhancement happens automatically after 6 months but for now adhoc request can be sent.

 

[TheMentalist]

Best way for you to get LE is apply new card like Magnus etc. on C2C basis, then new card is generally issued with a matching limit
Thereafter, you can get all cards limit consolidated into one

 

[EINSTEIN]

Best way for you to get LE is apply new card like Magnus etc. on C2C basis, then new card is generally issued with a matching limit
Thereafter, you can get all cards limit consolidated into one

I have flipkart card with 15k limit and also Magnus and Vistara Infinite with high limit. I have tried emailing them but they are not matching limits among cards. What should I do?

 

[Chaitanya-a]

I have flipkart card with 15k limit and also Magnus and Vistara Infinite with high limit. I have tried emailing them but they are not matching limits among cards. What should I do?

Even I got the same 15k limit in Flipkart that too shared with Airtel. LE not given even after completion of 6 months.

 

[Shekhar_kapoor]

Hi Members
My sister has 2 axis bank cards (ace,flipkart) with shared limit and last limit increase offer she got might be 2 years ago after that to till date no limit Enhancement offer given by the axis bank what should be the correct way to get the limit Enhancement from the bank either in manual and automatic offer from the bank

 

[Walter White]

Hi Members
My sister has 2 axis bank cards (ace,flipkart) with shared limit and last limit increase offer she got might be 2 years ago after that to till date no limit Enhancement offer given by the axis bank what should be the correct way to get the limit Enhancement from the bank either in manual and automatic offer from the bank

Manual seems to be the way out in this case. I had a similar case with HDFC. Every time after writing them a mail, have managed to get a decent LE.

 

[V360V360 is verified member.]

Manual seems to be the way out in this case. I had a similar case with HDFC. Every time after writing them a mail, have managed to get a decent LE.

For Manual LE, I believe there will be a CIBIL enquiry

 

[Chaitanya-a]

Manual seems to be the way out in this case. I had a similar case with HDFC. Every time after writing them a mail, have managed to get a decent LE.

Which mail ID you've written to? I too didn't get any LE & Upgrade from HDFC since past 3 years

 

[manojkr]

I have requested for LE and seems its approved as well from backend. Yet to receive new limit confirmation from axis.