Axis Bank Credit Card Declined

[Sahilmiya]

Hello,

Help me guys I'm frustrated from Axis Bank, My credit card application has been declined 13th time (in 2 years,)

Last time I had applied Flipkart axis, home and office verification both was done but still card was declined

My CIBIL:- 773 and Experian :- 788

I have 5 Cards already
ICICI Amazon Pay
PNB
AU BANK
HDFC
Sbi simply click

My shopping in Flipkart is bigger thus i wanted to get this card, I heard that if i apply from Flipkart app then approval chances high but i seeing error that card is declined from last 2 year

 

[alok416]

I will accept if I get rejected. All I need is FIRST find a way to submit my application

Jo galti maine kari wo mat krna 😛

Card to card me Amazon pay icici mat dena .

Sbi ya hdfc dena..

2nd - Decline hue atleast 3 months hue ho to hi krna

 

[CyberPsych]

Jo galti maine kari wo mat krna 😛

Card to card me Amazon pay icici mat dena .

Sbi ya hdfc dena..

2nd - Decline hue atleast 3 months hue ho to hi krna

If I understand correctly, you are saying not to apply with APay ICICI, instead use HDFC or SBI CC to apply? Or the other way around?

I have Apay ICICI with 2.6L limit (5 years old)
FK Axis with 1.56L Limit (4 months old)
HDFC Millenia with 2.0L limit (3 months old)
Indus Ind Legend with 3.2L limit (2 months old)

 

[alok416]

If I understand correctly, you are saying not to apply with APay ICICI, instead use HDFC or SBI CC to apply? Or the other way around?

I have Apay ICICI with 2.6L limit (5 years old)
FK Axis with 1.56L Limit (4 months old)
HDFC Millenia with 2.0L limit (3 months old)
Indus Ind Legend with 3.2L limit (2 months old)

Wait for 2 months so Flipkart axis will be 6 months old..

And yes you got it right...

 

[CyberPsych]

Flipkart axis will be 6 months old..

6 months period between CC's for Axis bank?

 

[alok416]

6 months period between CC's for Axis bank?

Icici ka card to card me dene se koi faida nhi hai...

To usse purana to Axis ka hi hai na..

Isliye i asked u to wait till axis card will be 6 months old for card to card process

 

[CyberPsych]

Icici ka card to card me dene se koi faida nhi hai...

To usse purana to Axis ka hi hai na..

Isliye i asked u to wait till axis card will be 6 months old for card to card process

Okay, I will try mailing to the email you provided in December. How do I let him know when he asks how I found his email ID?

 

[alok416]

Okay, I will try mailing to the email you provided in December. How do I let him know when he asks how I found his email ID?

It is available in public domain simple....

And they never ask ki kaha se mili id

 

[1RC]

Hi everyone,

Just wanted to update your'll regarding the credit enquiries which are currently there on my CIBIL. Last time when I had posted on 23rd Mar, I had 24 enquiries, most of which were from Axis Bank.

Fast forward to today I currently have 17 enquiries out of which 6 are new enquiries which were initiated recently. But out of the 24 enquiries which were there on my report as on 23rd Mar, there are only (17-6)=11 enquiries right now

Out of these IDFC has agreed to suppress the two personal loan and one credit card entry. Will update again after 3 month lets see how many more enquiries can I manage to get removed from my CIBIL report

N.B. My CIBIL is 778 as of now with all these enquiries and my 6 credit cards

This man is legend!

 

[CyberPsych]

Mail to - amitabh.chaudhry@axisbank.com

And tell them that i am unable to apply offline.. No one is taking request...

They will send executive to ur home 🙂...

This happens with me too..

Irony 😛 is this thing that Suck-xis team rejected That application of Airtel axis too that was generated by their MD team...🤣

It was the 8th time when they rejected my Airtel Axis card...

Magnus de dege ye log.. airtel axis badi mushkil se dete h 🤨

Damn I didn't know this is the e-mail ID of Axis bank CEO. Anyway, I sent the e-mail.

They will provide u a option of applying offline via sending a executive on home...

Some customer care guy called me and said it is not currently possible to apply Airtel Axis through offline.

 

[Slayer]

Some customer care guy called me and said it is not currently possible to apply Airtel Axis through offline.

Only way is to sapply through Airtel App

 

[CyberPsych]

Only way is to sapply through Airtel App

There in an infinite loop of "information incorrect". So this card is out of reach

 

[Slayer]

Good things are hard to come by

There in an infinite loop of "information incorrect". So this card is out of reach

 

[hs23]

Hi everyone,

Just wanted to update your'll regarding the credit enquiries which are currently there on my CIBIL. Last time when I had posted on 23rd Mar, I had 24 enquiries, most of which were from Axis Bank.

Fast forward to today I currently have 17 enquiries out of which 6 are new enquiries which were initiated recently. But out of the 24 enquiries which were there on my report as on 23rd Mar, there are only (17-6)=11 enquiries right now

Out of these IDFC has agreed to suppress the two personal loan and one credit card entry. Will update again after 3 month lets see how many more enquiries can I manage to get removed from my CIBIL report

N.B. My CIBIL is 778 as of now with all these enquiries and my 6 credit cards

Were you able to remove all IDFC enquiries?

 

[Md Kaif]

Were you able to remove all IDFC enquiries?

Yes IDFC removed two loan enquiries & a credit card enquiry for me after multiple complaints

 

[hs23]

Yes IDFC removed two loan enquiries & a credit card enquiry for me after multiple complaints

I see more idfc credit card enquiry in screen shot you shared. So not all idfc credit card is removed. Wanted to confirm the same.

 

[knockoffaxis101]

if you are buying too much item on flipkart then they will not issued card on that account. open a new account on flipkart with different number and used for few item purchase every month and wait for 3 month then apply your chance of approval will increase.

It's strange Or unusual method.. 😕

 

[bhavik886151]

It's strange Or unusual method.. 😕

IT IS USED ONCE AND GET THE CARD TOO

 

[CyberPsych]

Good things are hard to come by

It is available in public domain simple....

And they never ask ki kaha se mili id

I will accept if I get rejected. All I need is FIRST find a way to submit my application

@4uziaul @NShah

Update: Somehow I received a call from a lady in Jan 2nd week and she said she can help routing an agent to apply for Airtel Axis card. The agent came same day evening (the same agent who came for verification when I applied for Flipkart card) and helped me apply for Airtel Axis through offline mode. OTP was not receiving for mastercard mutliple tries, then when he finally applied for VISA, OTP recevied and successfully applied. When I asked the agent about few things, he confidently said Airtel card can be applied through agents, waiting time after last approved Axis credit card is 90 days, waiting time after application rejection is 45 days or last approved card's 90 days, whichever is later, Axis now allows upto 4 cards per person. I know 100% that this application will be rejected because I just got Ace approved on Dec 12, 2023. I just need to get the agent's contact who knows and helps to apply for the Airtel card. As expected, the application got rejected by saying "you recently got a card, try later".

Now its more than 90 days from Dec 12 and when I called the same agent he said "SIR, NOW IT CANNOT BE APPLIED OFFLINE, ONLY THROUGH APP" 🤣🤣🤣 I argued him with proofs that he applied for me, etc and after all the sentences I threw at him, he said "currently offline application is being managed by different team, I will forward your payslips and bank statement to them". I know this is not going to happen. Is there a way to revoke the same rejected application by any means?

Anyway I gave up 🥴

Yesterday morning, I have applied the Airtel card for my sister, application approved this morning and SMS received that card will be dispatched within 3 working days. Now her Airtel thanks app shows the card with limit.

EDIT: Looks like Airtel Axis devalution incoming, damn 🤣🤣

 

[NShah]

Looks like Airtel Axis devalution incoming, damn 🤣🤣

Devalued 🤣 🤣 🤣

 

[CyberPsych]

Devalued 🤣 🤣 🤣

It's still good, only the monthly capping are reduced by ₹50 😮‍💨