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Axis Bank Credit Card -PreApproved Offres
- Thread starter LordPSN
- Start date
gauravraj
TF Premier
@S S V - I know you already applied but
If you get pre approved offer from any app/platform/co-branded basically. It does not matters whether your Mobile no. or mail id
are same with the bank because the bank looks to your identity (e.g existing relationship with bank, CIBIL , borrow worthiness, enquiries) via customer ID authentication or PAN no. Mostly.
Your PAN is linked to your savings account, which you already verified through OTP while personal info.
P.s. - Axis is famous for hidden T&C.
If you get pre approved offer from any app/platform/co-branded basically. It does not matters whether your Mobile no. or mail id
are same with the bank because the bank looks to your identity (e.g existing relationship with bank, CIBIL , borrow worthiness, enquiries) via customer ID authentication or PAN no. Mostly.
Your PAN is linked to your savings account, which you already verified through OTP while personal info.
P.s. - Axis is famous for hidden T&C.
Yes.. you are right .. but the thing is this is AXIS and no-one know how it acts and reacts.. so asking the Axis customers what was their experience like
Strange
TF Legend
They asked me to do vkyc but they didn't do physical or phone verification.
Then I wonder why it is taking so many days to take the decision ... Probably Airtel is also involved in this decision making process..
were you an AXIS customer when you applied for this card or NTB?
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Strange
TF Legend
I have an Axis savings account and three Axis Cards (Flipkart, Ace, My Zone). When I applied for this Airtel card.
Then for you also VKYC should not had been done.. you know what I mean..
for me just like Amex, as soon as I provided aadhar OTP , it says your verification was done.. ( no agent came online to check my PAN etc because I am already their customer)..
Probably they must have implemented this feature lately..
when did you apply for your Airtel Card?
Approved? Means its your 4th Axis card , I am also in the same boat and wondering if I should apply
nrj1007
TF Premier
This happened to me with SBI agent. I asked for SBI Etihad card but he said it's discontinued. Later I applied it online and got it.
Which one should I apply? I already hold Airtel and Ace.
Confused - Privilege, Atlas, or Magnus.
what is your usage purpose and how much you are planning to spend on this?Which one should I apply? I already hold Airtel and Ace.
Confused - Privilege, Atlas, or Magnus.
Strange
TF Legend
Yes as I had pre approved offer for 4th Axis Card.
Privilige - if you spens around 2 to 3L per year
Atlas - mainly miles game
Magnus - if your monthly spends above 1.5 L
what is the order in which you got 4 cards?
Strange
TF Legend
March - Flipkart LTF
June - Pre Approved Ace (Paid)
Feb - Pre Approved My Zone (paid) but wanted LTF so applied directly from website got approved.
August - Pre approved offer for many cards but wanted airtel so applied directly from airtel app using alternate number and it got approved.
yes. do not want to go above 10L/year. already other AXIS cards are sitting on a total of around 5L in the last 3 months. also about to cross 10L for HDFC and AXIS. I have enough ITR, still don't want this to come up in AIS.
Already have cards for cashback and other stuff. So considering Atlas to start my journey with MILES. But in another corner of my mind, I think to upgrade my axis acc to Burgndy and get M4B.
I am now wondering.
I got my Samsung infinite on 09/09/23 and closed it on 30/11/23..
for last two days I got pre approved offers..
Is there any chance they will reject my airtel application applied on 06/12 stating that it is less than 3 months since applied for samsung infinite??
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