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Axis Bank Liberty Savings Account Benefits

VISHESH_BANSAL

TF Pioneer
Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-


A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.


A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/


5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.


Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking 👇

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇





One Domestic Lounge Access Per Quarter.



** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇



Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR
 
Last edited:
Sorry if this question has been asked before, but I have read up to page 15, rest is pending.

I haven't found what I needed yet.
Is there any way someone has discovered to pay credit card bills to get a 5% up to 500 in a month?
  • directly through a Debit card (PayTM/Mobikwik/Park+) or
  • indirectly by loading funds into any wallet and then making the payment from that wallet to the credit card bill on Saturdays and Sundays
The breakeven point to consider between getting the Liberty account versus getting the Savings Max account from HDFC is that 5% , if there is a way.
Please let us know Albert Einstein. a.k.a @CAKARANBATRA , when you find it ;)
 
Sorry, bro, if I asked a noob question. I didn't need a headache to open a new account with Axis if it wasn't useful for my needs
No worries mate…
Please read the very first post carefully

CB has two components

1)
5% CB on some qualified MCC spends only during weekends, like food, entertainment etc..

2)
Your CC bill payments come under total spends of 60k during a financial quarter which gives you ₹750 GV after the quarter

Enjoy
 
Sorry if this question has been asked before, but I have read up to page 15, rest is pending.

I haven't found what I needed yet.
Is there any way someone has discovered to pay credit card bills to get a 5% up to 500 in a month, Any MCC that works in that pdf to pay CC bills?
  • directly through Debit card (PayTM/Mobikwik/Park+) or
  • indirectly by loading funds into any wallet and then making the payment from that wallet to the credit card bill on Saturdays and Sundays
Not possible that way
 
have not received the quarterly 750rs. voucher yet.

Also, I see POS decline charges. My card was declined due to insufficient balance while doing an online txn, but not on POS. I don't think they should charge this. Contacted the Customer care team, and they asked to visit the branch for reversal. Will give a call to my RM tomorrow.
 
have not received the quarterly 750rs. voucher yet.

Also, I see POS decline charges. My card was declined due to insufficient balance while doing an online txn, but not on POS. I don't think they should charge this. Contacted the Customer care team, and they asked to visit the branch for reversal. Will give a call to my RM tomorrow.
Even online txn declined they will charge 😐
 
have not received the quarterly 750rs. voucher yet.

Also, I see POS decline charges. My card was declined due to insufficient balance while doing an online txn, but not on POS. I don't think they should charge this. Contacted the Customer care team, and they asked to visit the branch for reversal. Will give a call to my RM tomorrow.
No one has recd the voucher.

How much have they charged for this. My card was also declined a month back for online txn due to insufficient funds but wasn't charged...
 
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