Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link*

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link**

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[SSV]

On tha

For now I have been charged Rs 7 for SMSs

guys, on that note. I wasn’t not charged for anything till now on my sb account opened on 1 Aug 2023.
May be they want to surprise me as an anniversary gift..
I was never charged for this sms, etc

 

[VISHESH_BANSAL]

For now I have been charged Rs 7 for SMSs

I think you escaped the decline charges.

I think Decline charges may be effective after a certain date.

 

[VISHESH_BANSAL]

On tha

guys, on that note. I don’t as not charged for anything till now on my sb account opened on 1 Aug 2022/.
May be they want to surprise me as an anniversary gift..
I was never charged for this sms, etc

Check your Statment of October again

If SMS alrerts are activated then They will deduct charges Quartely.

Today they deducted for last Quarter.

 

[SSV]

Check your Statment of October again

If SMS alrerts are activated then They will deduct charges Quartely.

Today they deducted for last Quarter.

I guess there will be a DR entry for this isn’t it?
I checked all the DR entries in my account , couldn’t find any such entries

 

[VISHESH_BANSAL]

I guess there will be a DR entry for this isn’t it?
I checked all the DR entries in my account , couldn’t find any such entries

Then SMS alerts facilty is off for your Account

 

[varun__goel_]

I guess there will be a DR entry for this isn’t it?
I checked all the DR entries in my account , couldn’t find any such entries

View statement>last 180 days>view charges
If nothing shows up then you've not been charged

 

[SSV]

View statement>last 180 days>view charges
If nothing shows up then you've not been charged

Here it is

 

[SSV]

Then SMS alerts facilty is off for your Account

Say, when I do some UPI transaction , I will get debit message alert via SMS..
I haven’t requested to disable anything..
Never contacted CC about about my Liberty account
Just default settings

 

[Anil_Singh]

For now I have been charged Rs 7 for SMSs

Mujhe 1.7 charges pade.

 

[ashwinkashwink is verified member.]

Nowadays I'm also not being charged for SMS Alerts from previous 3 Quarters.

 

[SSV]

Nowadays I'm also not being charged for SMS Alerts from previous 3 Quarters.

So tammudu, mana iddaram oka jattu..inka evaraki cheppaku..malla complaint chesi manaki charges veyistaru veellu

 

[SSV]

So tammudu, mana iddaram oka jattu..inka evaraki cheppaku..malla complaint chesi manaki charges veyistaru veellu

For non telugu audience:

 

[krishc]

Off-topic but asking in this thread since A*is related only!

In new CC application, do axis ask for fresh kyc even for existing customers (have both savings account + credit card ) ??
btw applied via cashkaro

 

[varun__goel_]

Off-topic but asking in this thread since A*is related only!

In new CC application, do axis ask for fresh kyc even for existing customers (have both savings account + credit card ) ??
btw applied via cashkaro

99% yes
Though recently few have got without fresh kyc

 

[SSV]

Off-topic but asking in this thread since A*is related only!

In new CC application, do axis ask for fresh kyc even for existing customers (have both savings account + credit card ) ??
btw applied via cashkaro

Put it the other way,
If it is from pre approved section of the Axis App - definite NO
From all other sources - most likely YES . Eg , Airtel Axis from Airtel App

 

[VISHESH_BANSAL]

Off-topic but asking in this thread since A*is related only!

In new CC application, do axis ask for fresh kyc even for existing customers (have both savings account + credit card ) ??
btw applied via cashkaro

Last year, I too Applied via Cashkaro.

Fresh KYC was not done. Directly Approved.

But Axis being Axis, can do anything.

 

[Anil_Singh]

Off-topic but asking in this thread since A*is related only!

In new CC application, do axis ask for fresh kyc even for existing customers (have both savings account + credit card ) ??
btw applied via cashkaro

Cashkaro does't reward for existing customers. I saw that rule while applying, so didn't proceed with SBI Cashback application. What should I do as an existing Axis and SBI customer?

 

[krishc]

Cashkaro does't reward for existing customers. I saw that rule while applying, so didn't proceed with SBI Cashback application. What should I do as an existing Axis and SBI customer?

it varies from bank to bank, even card to card for some banks like A*is ! (for HDFC SBI though strict no-no for ETBs)
hence you've to check tnc of each card individually !
I saw that for this particular card ETB exclusion criteria wasn't there hence applied!

 

[SSV]

Cashkaro does't reward for existing customers. I saw that rule while applying, so didn't proceed with SBI Cashback application. What should I do as an existing Axis and SBI customer?

Thanks for enlightenment..didn't know this before.

 

[Anil_Singh]

it varies from bank to bank, even card to card for some banks like A*is ! (for HDFC SBI though strict no-no for ETBs)
hence you've to check tnc of each card individually !
I saw that for this particular card ETB exclusion criteria wasn't there hence applied!

Card variant ?