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Axis Bank Liberty Savings Account Benefits

VISHESH_BANSAL

TF Pioneer
Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-


A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.


A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/


5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.


Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking 👇

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇





One Domestic Lounge Access Per Quarter.



** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇



Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR
 
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Are you sure when I ask customer care they are saying only one transaction of above 25000 should be counted I think your using from months so I will depend on your suggestion
Call again one of them will say such Savings Account does not exist which gives 750 voucher per Quarter.

Always believe on What is written on official website.
 
In my money section it is showing like this and also kotak811 via debit card shows ecom purchase. Do these count for 25k monthly spend and 60k for 750 voucher.
Regarding 5% weekend, does fuel filling eligible?
@ashwink
@VISHESH_BANSAL
Earlier, all shopping txns were eligible for 5%Weekend Cashback.
Poor axis Now restricted MCCs.
Check attached PDF.
MCCs are mentioned in Tncs PDF but MCC description is not correct or you can say MCC description given in Tncs PDF is Exhaustive

So Category reflecting in My Money may not match with description given in Tncs PDF but still such txns are eligible due to eligible MCC

Only Travel Spends are counted .
Fuel will give only this🥚

For 750 voucher as of now All Merchant Spends are eligible.
 

Attachments

Last edited:
Are you sure when I ask customer care they are saying only one transaction of above 25000 should be counted I think your using from months so I will depend on your suggestion
AXIS ke Customer Care wale honestly is desh ke sabse bade lomdi-wale hain. Mera free virtual card close karwa diya yeh bol ke ki chargeble hai, soch lo.
 
AXIS ke Customer Care wale honestly is desh ke sabse bade lomdi-wale hain. Mera free virtual card close karwa diya yeh bol ke ki chargeble hai, soch lo.
Same. I tried reactivating it a week ago. Bolte hai ki ek baar block hogaya to re-activate nahi kar sakthe. I raised complaint against that cc executive for false info. And also, senior executive tells that 1% cashback feature is not applicable for free virtual cards that generates while opening accounts. So, not useful anyways.
 
Same. I tried reactivating it a week ago. Bolte hai ki ek baar block hogaya to re-activate nahi kar sakthe. I raised complaint against that cc executive for false info. And also, senior executive tells that 1% cashback feature is not applicable for free virtual cards that generates while opening accounts. So, not useful anyways.
Yes and we not even receive edge points as well 😢🥺
 
Earlier, all shopping txns were eligible for 5%Weekend Cashback.
Poor axis Now restricted MCCs.
Check attached PDF.
MCCs are mentioned in Tncs PDF but MCC description is not correct or you can say MCC description given in Tncs PDF is Exhaustive

So Category reflecting in My Money may not match with description given in Tncs PDF but still such txns are eligible due to eligible MCC

For 750 voucher as of now All Merchant Spends are eligible.
So you saying that 25k spends criteria and 750 voucher k liye ecom pur and p2m toh eligible hai ?
5% k liye amazon voucher leskte ya amazon wallet load bcz kal amazon transfer pr p2m show hua tha Transaction mein? Plz confirm this.
Where is mcc mentioned in transaction?
Sorry for noob questions.
 
Earlier, all shopping txns were eligible for 5%Weekend Cashback.
Poor axis Now restricted MCCs.
Check attached PDF.
MCCs are mentioned in Tncs PDF but MCC description is not correct or you can say MCC description given in Tncs PDF is Exhaustive

So Category reflecting in My Money may not match with description given in Tncs PDF but still such txns are eligible due to eligible MCC

Only Travel Spends are counted .
Fuel will give only this🥚

For 750 voucher as of now All Merchant Spends are eligible.
Where can I find these mcc in my transaction from axis mobile app?
 
So you saying that 25k spends criteria and 750 voucher k liye ecom pur and p2m toh eligible hai ?
5% k liye amazon voucher leskte ya amazon wallet load bcz kal amazon transfer pr p2m show hua tha Transaction mein? Plz confirm this.
Where is mcc mentioned in transaction?
Sorry for noob questions.

Where can I find these mcc in my transaction from axis mobile app?
You have to E-Mail Axis for this Information.
 
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