Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking 👇

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[jack333]

Well, they didn't consider IndusInd add fund as merchant transaction so I am not eligible for voucher. So I would suggest to avoid this.

They do. I've received all mine by doing this only

 

[sm9811911]

(Partial step of the trick 1) Purchase anything from flipkart, amazon, neu etc 🤣 .... Plus .........................

(If you really TF ace member you can know the next step)

Acha ye wali hai. I thought qr.
Vaise ye TF Ace toh timesprime me free mila tha.

 

[sm9811911]

(Partial step 1 of the trick 1) Purchase anything from flipkart, amazon, neu etc 🤣 .... Plus .........................

(If you really TF pro member you can know the next step)

Bdw jokes aside, you're very helpful. Thank you..

 

[samm255]

They do. I've received all mine by doing this only

I didn't receive for last qtr even though I spent 70k+. When complained on X dm they raised service request # and updated me I am not eligible for voucher because I didn't spent 60k on merchant.

 

[VISHESH_BANSAL]

I didn't receive for last qtr even though I spent 70k+. When complained on X dm they raised service request # and updated me I am not eligible for voucher because I didn't spent 60k on merchant.

You loaded indus in differ months of Quarter ?
Or all txns in December only ?

 

[Iam₹K$]

Acha ye wali hai. I thought qr.
Vaise ye TF Ace toh timesprime me free mila tha.

Timesprime me ye bhi milta hai?🙄

 

[VISHESH_BANSAL]

I didn't receive for last qtr even though I spent 70k+. When complained on X dm they raised service request # and updated me I am not eligible for voucher because I didn't spent 60k on merchant.

If they did not consider it as spends then For NMC waiver also it will be excluded.

Hence NMC may be charged in future

 

[Tejo]

If they did not consider it as spends then For NMC waiver also it will be excluded.

Hence NMC may be charged in future

For some X issue I called Axis cs..... The agent was in such a hurry to ... upgrade my dc to some other, also he advises to upgrade my acc.

 

[samm255]

You loaded indus in differ months of Quarter ?
Or all txns in December only ?

45k in Oct and 25k in Dec and rest small paytm transactions in-between. I have balance more than required MAB so that's not an issue.

 

[VISHESH_BANSAL]

45k in Oct and 25k in Dec and rest small paytm transactions in-between. I have balance more than required MAB so that's not an issue.

25k in December at which date ?

I think after specific date they excluded it or stopped counting such funding txns as merchant spends and we can not even argue since these are not really Merchant Spends and MCC is 6012 which define very well that it is not a merchant spend but funding to a Bank Account or Credit Card Repayment🤣

In December I also did Indus Load and got the Voucher.

 

[samm255]

25k in December at which date ?

20k+25k on 19th Oct & 19k on 1st Dec and 6k on 2nd Dec. I think it is hit and miss so I would avoid in future such transactions. Earlier I used to load kotak which gave me Voucher but this qtr I only used IndusInd. These all transactions were done by debit card.

 

[anantnitish]

Well, they didn't consider IndusInd add fund as merchant transaction so I am not eligible for voucher. So I would suggest to avoid this.

In the statement it shows P2M na ?
My earlier comment got deleted by mistake

 

[VISHESH_BANSAL]

20k+25k on 19th Oct & 19k on 1st Dec and 6k on 2nd Dec. I think it is hit and miss so I would avoid in future such transactions. Earlier I used to load kotak which gave me Voucher but this qtr I only used IndusInd. These ae transactions were done by debit card.

If they really excluded Indus Funding txns then I am also not eligible but Received the GV

Any chance your spends crossed 60k Excluding December 19k and 6k ?

 

[Tejo]

20k+25k on 19th Oct & 19k on 1st Dec and 6k on 2nd Dec. I think it is hit and miss so I would avoid in future such transactions. Earlier I used to load kotak which gave me Voucher but this qtr I only used IndusInd. These ae transactions were done by debit card.

Did spent only on single merchant that indus load only ?

Only 60k ? Not less ? 0.01 difference to matters

 

[samm255]

Any chance your spends crossed 60k Excluding December 19k and 6k ?

No, Oct month were 45k, rest were in Dec. @Tejo Yes, only on Indus in last quarter, few small paytm transactions but they were around Rs 1k. I spent 70K+ in last quarter.

 

[samm255]

In the statement it shows P2M na ?

Yes, It shows Ecom Pur in statemen. Here you can see.

 

[samm255]

Also money manager shows spend in Oct 45k and in Dec 25k.

 

[VISHESH_BANSAL]

Also money manager shows spend in Oct 45k and in Dec 25k.

Will take up the matter with MD desk.

Need to dig out what excatly they changed for categorizing txns as spends for 60k and 25k.

 

[Tejo]

No, Oct month were 45k, rest were in Dec. @Tejo Yes, only on Indus in last quarter, few small paytm transactions but they were around Rs 1k. I spent 70K+ in last quarter.

Just go with the advises of @VISHESH_BANSAL

 

[samm255]

Will take up the matter with MD desk.

Let me know if you need anything from me and I'll share in DM. I complaint to PNO with statement screenshot after X support denied me Voucher and wait to see what they have to say,