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Axis Bank Liberty Savings Account Benefits

VISHESH_BANSAL

TF Pioneer
Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-


A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.


A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/


5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.


Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking 👇

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇





One Domestic Lounge Access Per Quarter.



** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇



Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR
 
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just checked, yes my zone is LTF. will it be rupay? nothing is written in that list.
now tell me if I should take it. not much benefit it seems. will it get reported to cibil as separate cc?
as per my deductions it will be mastercard mostly , myzone rupay should be mentioned explicitly for it to be of rupay franchise
 
as per my deductions it will be mastercard mostly , myzone rupay should be mentioned explicitly for it to be of rupay franchise
Yes it will be reported as a separate cc
Y e s
If you want LTF Axis Bank CC then go for it
Y e s
Thanks. already have neo visa LTF. No rupay myzone in the list, so giving it a pass. because I already have too much plastics at my disposal, most of them I don't even use (kept for collection sake). My inner mind calls me a plastic collecting maniac. I would have taken it if it was in rupay.

@Abhishek012 tell NPCI to mandate all merchants to accept rupay UPI payments. There should be a mandate that merchants cannot disable rupay UPI below 2k.
 
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@Abhishek012 tell NPCI to mandate all merchants to accept rupay UPI payments. There should be a mandate that merchants cannot disable rupay UPI below 2k
When it happens, it happens.. until then status quo
 
Got this reply, they did not reverse Non maintenance charges, saying 25k spend for MAB charges waiver is applicable for Birthday month only.
There's written 'with revised MID'

Ask them if there are any changes then you have to inform customers. You cannot change it just like that and not inform customers about the same.

Better contact your BM, only he will reverse it.
 
There's written 'with revised MID'

Ask them if there are any changes then you have to inform customers. You cannot change it just like that and not inform customers about the same.

Better contact your BM, only he will reverse it.
They will give standard reply that "we have informed bla bla"
 
  • Haha
Reactions: SSV
Try another time you will get another answer…
You just experienced Dilse Open moment !!
The Worst big Bank in India ( or may be in the World)
Can't agree more. My current liberty account is probably my 4th or 5th account with axis. Earlier opened and closed few times. Reason the infamous consolidated charges. There wasn't any other branch in my area like a decade ago, so banked with axis. After icici, hdfc came up I kind of promised myself never to deal with axis.

Then last November got liberty, primary target = ₹750. Now I am done with it.
 
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