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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 15th November, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 15th November, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
Payzapp CC Bill- 6843
Kotak Load:- 2000
Bajaj CC:- 100
Mobikwik CC:- 15000
Cred:- 5000
Nobroker Rent:- 1000
Shops QR:- 527
JioMart:- 500

Total without Kotak Load:- 28970
Maine bhi feb mein 25k ka cc bill pay kr diya mobid*ck se ...iske transaction ka MCC call pe poochne bc upi dept mein transfer aur usse poochh rha to wo bta hi nhi rha ...bol rha kya krenge sir aap mcc jaan ke😂

Iss account ko close krwaane mein hi bhalaayi hai
 
Maine bhi feb mein 25k ka cc bill pay kr diya mobid*ck se ...iske transaction ka MCC call pe poochne bc upi dept mein transfer aur usse poochh rha to wo bta hi nhi rha ...bol rha kya krenge sir aap mcc jaan ke😂

Iss account ko close krwaane mein hi bhalaayi hai
MCC ke liye E-Mail Karo
Call pe DC ki MCC koi nhi share karta.

Ya phir Jupiter Account Open karo.

Only Jupiter tells the MCC of UPI and DC txns over chat Support
 
MCC ke liye E-Mail Karo
Call pe DC ki MCC koi nhi share karta.

Ya phir Jupiter Account Open karo.

Only Jupiter tells the MCC of UPI and DC txns over chat Support
Pno ko mail kra tha ...wo bhi nhi btaa rha wo faltu ka weekends ke 5% cashback wale eligible mcc ka pdf de diyaa🙄

Jabki maine kuchh particular transactions ka mcc jaanna tha🫡..kuchh bhi kr rhe ye log
 
Ju

Jupiter sahi hai ??..

Koi jhol to nhi hai?

Ye lo Refferel link..😄
 
Guys I messed up and benefited at a single time🤣🤣


Applied flipkart credit card:- Got instant approval with 1.2L limit.

Getting shocked with this act of Axis, I checked up Axis App and there were pre approved offers including Axis Ace, LTF myzone, and IOCL. But guess what limit was only 60k there🤣🤣🤣
Congratulations 🥳 🎉
 
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