Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

---

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 15th November, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 15th November, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[Deleted member 2540]

Are bhai har mahine 2-3 order krwata hai phone

Mere bhi aisa scene thha.

Phir mne Apne dost ko uska khud ka Apay ICICI dilwa diya😈

Abb Cashback uske Amazon Balance m credit hota hai aur woh mujhe 10% pe use karne deta hai jab hi heavy Cashback hota hai toh🤣

 

[LUCiF3R]

Ab kya reply kroon...msg bhi read kr liya ... abhi dekhega to call krne lgega 🥹

 

[LUCiF3R]

Mere bhi aisa scene thha.

Phir mne Apne dost ko uska khud ka Apay ICICI dilwa diya😈

Abb Cashback uske Amazon Balance m credit hota hai aur woh mujhe 10% pe use karne deta hai jab hi heavy Cashback hota hai toh🤣

Uska kraya tha apply reject ho gya hai...june me krega apply..tbtk meri maarega😑

 

[varun__goel_]

View attachment 47005

Ab kya reply kroon...msg bhi read kr liya ... abhi dekhega to call krne lgega 🥹

Usko kho ki khud ka card le le. Itne phone order krne pe mera card block ho jega.

 

[varun__goel_]

Uska kraya tha apply reject ho gya hai...june me krega apply..tbtk meri maarega😑

Bhut duvidha hai re baba🤣

 

[Deleted member 2540]

Uska kraya tha apply reject ho gya hai...june me krega apply..tbtk meri maarega😑

Usko boldo Apay Balance m jo Cashback ayayega uspe 10% TDS katega🤣

1650 ka cashback hai toh 150 mere 1500 tere

 

[varun__goel_]

Usko boldo Apay Balance m jo Cashback ayayega uspe 10% TDS katega🤣

1650 ka cashback hai toh 150 mere 1500 tere

Sahi baat zyada bole to apni commission kaato.

 

[LUCiF3R]

Usko boldo Apay Balance m jo Cashback ayayega uspe 10% TDS katega🤣

1650 ka cashback hai toh 150 mere 1500 tere

50-50 hota to kuchh baat hoti😂😂...pr usse apna card bhi bchana hqi ...jo discount wala offer leke aaye hi nhi mere paaas?

 

[LUCiF3R]

Sahi baat zyada bole to apni commission kaato.

Ek bahana mila hai ...mera 1k cb aane wala hai bol de rha ...2k se upr ke cb pe enquiry hone lgta hai...next billing cycle mein krunga...tb tk kuchh bdhiya sochta hooon🙏😅

 

[Deleted member 2540]

pr usse apna card bhi bchana hqi ...jo discount wala offer leke aaye hi nhi mere paaas?

Iska toh Solution nhi hai

Dosti ki hai toh 👇

 

[LUCiF3R]

Iska toh Solution nhi hai

Dosti ki hai toh 👇
View attachment 47009

Uspe paaas bhi koii cc hoti to ...aadaan pradaan se kuchh hota bhii... mera hi cc use krta rehta hai isliye ab gussa aa rha...sb cards ltf thodi hote hain smjhna chahiye usko😑

 

[varun__goel_]

Uspe paaas bhi koii cc hoti to ...aadaan pradaan se kuchh hota bhii... mera hi cc use krta rehta hai isliye ab gussa aa rha...sb cards ltf thodi hote hain smjhna chahiye usko😑

Gaali do, G maaro uski😂

Tabhi sudhrega nhi to bhul jao ki card bachega😂

 

[Deleted member 2540]

Uspe paaas bhi koii cc hoti to ...aadaan pradaan se kuchh hota bhii... mera hi cc use krta rehta hai isliye ab gussa aa rha...sb cards ltf thodi hote hain smjhna chahiye usko😑

Woh aage apna Profit kaama raha hai Resell kar ke toh usse deal karo 🤝

Personal use ke liye le raha baat alag hai.

Abhi woh khud agent bna pada hai toh Pakka khuch na khuch Apne paas rakhega🤣

 

[Tejo]

A amazon icici cc group ya axis liberty group ...?

Kya hora edhar

 

[HumorSimpson]

If they have read this whole thread

Axis employee would have called you Papa

Aur aapko canara ka kaakaa

 

[Tejo]

I already shared this in another thread, sharing here again so that someone can help me what to do next.

I asked the branch people to upgrade basic savings account to Liberty account 2 weeks back.

The branch people told they can do it and I went to branch to apply for it. Later the service request came denied because the account is just 5 months old. They need minimum 6 months to upgrade.

Later customer care contacted me and said we can create a new liberty account instead. So I contacted branch about it. They told me they cannot do that because each customer can hold only one savings bank account.

Then I contacted the customer care to confirm what branch told me. The customer care team told me if the branch denies to create a account, they can file a complaint against the branch.

I told the same to branch people, within 30 mins they send their staffs to create a new account.
Later next day they contacted me and told they did some mistake for the kit they handed to me. So they need to do the opening process again.

So again they came and did the process. I sent the 25k for the minimum balance requirement. Next day a message came that account opening process is on hold due to an error.

The branch people told me, they entered a mistake while applying again. So they corrected it and submitted again. The next day also I got the same error message.

So I contacted the branch again, they told me to cancel this application and start with fresh application because there is some error on the applied application.

So I told them to cancel the process and sent me the refund 25k. It’s started around 2 weeks back, many calls to branch and visits to branch. Still I am waiting for the refund. They told me to wait until Tuesday.

But today when I called branch people to ask about the update, they are still not 100% sure I will get refund tomorrow!

I will be visiting the branch tomorrow, if I dint get any positive update, what can I do next?

@VISHESH_BANSAL

Does is it necessary ..... Before we are complaining to RBI BO against branch to raise issue with grievance or nodal office ??

 

[sparkit]

I already shared this in another thread, sharing here again so that someone can help me what to do next.

I asked the branch people to upgrade basic savings account to Liberty account 2 weeks back.

The branch people told they can do it and I went to branch to apply for it. Later the service request came denied because the account is just 5 months old. They need minimum 6 months to upgrade.

Later customer care contacted me and said we can create a new liberty account instead. So I contacted branch about it. They told me they cannot do that because each customer can hold only one savings bank account.

Then I contacted the customer care to confirm what branch told me. The customer care team told me if the branch denies to create a account, they can file a complaint against the branch.

I told the same to branch people, within 30 mins they send their staffs to create a new account.
Later next day they contacted me and told they did some mistake for the kit they handed to me. So they need to do the opening process again.

So again they came and did the process. I sent the 25k for the minimum balance requirement. Next day a message came that account opening process is on hold due to an error.

The branch people told me, they entered a mistake while applying again. So they corrected it and submitted again. The next day also I got the same error message.

So I contacted the branch again, they told me to cancel this application and start with fresh application because there is some error on the applied application.

So I told them to cancel the process and sent me the refund 25k. It’s started around 2 weeks back, many calls to branch and visits to branch. Still I am waiting for the refund. They told me to wait until Tuesday.

But today when I called branch people to ask about the update, they are still not 100% sure I will get refund tomorrow!

I will be visiting the branch tomorrow, if I dint get any positive update, what can I do next?

Update:
Got my refund today!
I was about to sent mail to PNO, but the branch confirmed yesterday it will be refunded tomorrow! And it’s done!

 

[Karan.]

Ek bhsdka frnd ko ptaa chl gya hai k

problem bdhaa rhe aap to

Abhii bhi usko phone order krna hai ...neo 9 pro

2k+1750 ka ss bheja hai usne

Mera Amazon account bhi wo use krta hai.

wo bhi login krwa leta hai

bahot duvidha mein hooon

wo besharam hai abhi taal bhi dunga to wo phir baad me aa jaayega

uske dost ke liye

Bhai

Apki story

Girlfriend ko mana karne se shuru hui

Fir dheere dheere

Biwi se peecha chudhana jaisa lagrha tha

Fir last main Biwi ke Boyfriend ke liye

Apko use kara ja rha hai

Aisa lagrha hai

 

[DimeEarner]

February wala cashback credit hogya lkin kisi ne update nhi kiya is thread pr

 

[varun__goel_]

February wala cashback credit hogya lkin kisi ne update nhi kiya is thread pr

Post in thread 'Axis Bank Liberty Savings Account Benefits' https://www.technofino.in/community...rty-savings-account-benefits.1504/post-567349