Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done

Via Internet Banking 👇

Menu》Services》Other》Debit Card Cashback

Or
Via Mobile App 👇

Menu》Service Request》Cards and Forex》Debit Card Cashback



*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[Dexter123]

MCC 6012 is excluded too 🤭

Ok
How do you know this MCC?
Is there a way to know what MCC are excluded and included?
How do I find what is the MCC for a particular transaction?
Where can I keep spending for CC Bill payment to keep account balance zero?
And
Finally can I get these charges reversed?

 

[VISHESH_BANSAL]

Yehi hai na

Ladai ki jad

MCC 6540 exclude karna bhul gaye.

Koi hai jisne 6540 pe ki ho txn ?

Agar Vocuher nhi diya toh RBI BO se Mast maal chaap sakta hai woh🤑

 

[its_karan]

MCC 6540 exclude karna bhul gaye.

Koi hai jisne 6540 pe ki ho txn ?

Agar Vocuher nhi diya toh RBI BO se Mast maal chaap sakta hai woh🤑

Haan mujhe yaad hai

Bataya tha apne

Amazon/Slice/Paym/Phonepe.

6540 hai

 

[VISHESH_BANSAL]

Haan mujhe yaad hai

Bataya tha apne

Agar Amendment aaya PDF m 6540 ka toh samjh jayege kisi ne RBI BO ke VIa Axis se Maal niklwa liya hai🤣

 

[NShah]

MCC 6540 exclude karna bhul gaye

Kisi bande comment Kiya tha ki 6540 exclude bataya hai axis pno ne
Abhi wo comment find kar rah hu but mil nahi Raha

 

[krishc]

Yehi hai na

Ladai ki jad

anyone knows CRED MCC

 

[sm9811911]

MCC 6540 exclude karna bhul gaye.

Koi hai jisne 6540 pe ki ho txn ?

Agar Vocuher nhi diya toh RBI BO se Mast maal chaap sakta hai woh🤑

ye list toh vaise bhi quarterly voucher ki h. Nmc ki list ni ayi h na, so uske liye b koi lad sakta h jiske pass time ho.

But for other 99% who want to avoid issues, just use other avenues with Utility or toll mcc etc.

 

[varun__goel_]

@varun__goel_ Prakash daliye 🤣

Agar Hum Kare to Kare Kya
Bole to Bole Kya


4 months ho gye is kaand ko to, bhaiyaji was unaware....🥸

Baaki mujhe kya, mein to mast 1 app se loot rha hu abhi bhi Liberty ko....💀

 

[VISHESH_BANSAL]

ye list toh vaise bhi quarterly voucher ki h. Nmc ki list ni ayi h na, so uske liye b koi lad sakta h jiske pass time ho.

Correct. If Axis deny Reversal then It is a Winning Case, Just a little bit effort to Draft the Complaint Properly.

But for other 99% who want to avoid issues, just use other avenues with Utility or toll mcc etc.

As per PDF only DC txns on selected MCCs are excluded.

I did txns via UPI on Same Excluded MCCs.

If I do not received the Quarterly GV then Once Again , Axis Will undergo a Surgery😂

 

[sm9811911]

Correct. If Axis deny Reversal then It is a Winning Case, Just a little bit effort to Draft the Complaint Properly.

As per PDF only DC txns on selected MCCs are excluded.

I did txns via UPI on Same Excluded MCCs.

If I did not received Quarterly GV then Once Again , Axis Will undergo a Surgery😂

You’re not a lawyer, right? You would have done so well in law. You’re across every loophole

 

[VISHESH_BANSAL]

You’re not a lawyer, right?

Aisi Compalints ke LLB ki degree thodi chayie😂

You would have done so well in law. You’re across every loophole

This is Actually Loophole.

Axis Proved Once Again Dil se Open, Dimaag se Closed.😂

 

[shivamk]

Agar Hum Kare to Kare Kya
Bole to Bole Kya


4 months ho gye is kaand ko to, bhaiyaji was unaware....🥸

Baaki mujhe kya, mein to mast 1 app se loot rha hu abhi bhi Liberty ko....💀

Ye app humko bhi jaanni hai

 

[iamabhisekagar]

Went to my branch today for some work... informed the manager that I will close the account end of this month....manager offered me to convert it into Basic Savings Account...🤣

 

[Anil_Singh]

@VISHESH_BANSAL Axis has no way for getting UPI MCC? Check screenshots.

 

[VISHESH_BANSAL]

@VISHESH_BANSAL Axis has no way for getting UPI MCC? Check screenshots.

Twitter DM pe phucho.

Yeh 1st Level pe 1st Class Ke students bhaitha rakhe hai😂

Kya soch ke 1st level ko Mail kiya😂

 

[varun__goel_]

Twitter DM pe phucho.

Yeh 1st Level pe 1st Class Ke students bhaitha rakhe hai😂

Kya soch ke 1st level ko Mail kiya😂

1st Class bhi nhi, doodh pite bache hai...🤡

 

[varun__goel_]

Went to my branch today for some work... informed the manager that I will close the account end of this month....manager offered me to convert it into Basic Savings Account...🤣

Have you converted?

And are there any limitations in this account?

 

[iamabhisekagar]

Have you converted?

And are there any limitations in this account?

Pehle 750 ka gv to aane do...

As notified in Govt of India notification dated December 16, 2010, BSBDA-Small Accounts would be subject to the following conditions:

Total credits in such accounts should not exceed one lakh rupees in a year.

Maximum balance in the account should not exceed fifty thousand rupees at any time

The total of debits by way of cash withdrawals and transfers will not exceed ten thousand rupees in a month

Remittances from abroad can not be credited to Small Accounts without completing normal KYC formalities

Small accounts are valid for a period of 12 months initially which may be extended by another 12 months if the person provides proof of having applied for an Officially Valid Document.

Small Accounts can only be opened at CBS linked branches of banks or at such branches where it is possible to manually monitor the fulfilment of the conditions.

 

[varun__goel_]

Pehle 750 ka gv to aane do...

As notified in Govt of India notification dated December 16, 2010, BSBDA-Small Accounts would be subject to the following conditions:

Total credits in such accounts should not exceed one lakh rupees in a year.

Maximum balance in the account should not exceed fifty thousand rupees at any time

The total of debits by way of cash withdrawals and transfers will not exceed ten thousand rupees in a month

Remittances from abroad can not be credited to Small Accounts without completing normal KYC formalities

Small accounts are valid for a period of 12 months initially which may be extended by another 12 months if the person provides proof of having applied for an Officially Valid Document.

Small Accounts can only be opened at CBS linked branches of banks or at such branches where it is possible to manually monitor the fulfilment of the conditions.

Phir to kisi kaam ka nhi

Band hi hoga account

Ya SBEZY - Rural m transfer

 

[Anil_Singh]

Phir to kisi kaam ka nhi

Band hi hoga account

Ya SBEZY - Rural m transfer

I will also take decision soon. Not worth the effort for 250/month.