Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking 👇

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[samm255]

Are transactions showing as "ECOM PUR" not considered for monthly spend waiver?.. I did ~40k worth transactions in Feb through Liberty debit card but still axis charged me 600 rs for non maintenance of balance in Feb month today.

Where did you spend? They have mcc exclusion list for liberty spends.

 

[VISHESH_BANSAL]

Are transactions showing as "ECOM PUR" not considered for monthly spend waiver?.. I did ~40k worth transactions in Feb through Liberty debit card but still axis charged me 600 rs for non maintenance of balance in Feb month today...

Certain MCCs are excluded. You Should be Beware💀

 

[Harsha896]

Certain MCCs are excluded. You Should be Beware💀

In T&C it says excluded for the 750 gift voucher.. are they excluded for this too?

 

[ashwinkashwink is verified member.]

Certain MCCs are excluded. You Should be Beware💀

Is close karke Ganga me nahana hoga ab ☠

 

[ashwinkashwink is verified member.]

In T&C it says excluded for the 750 gift voucher.. are they excluded for this too?

This where banks earn

Are transactions showing as "ECOM PUR" not considered for monthly spend waiver?.. I did ~40k worth transactions in Feb through Liberty debit card but still axis charged me 600 rs for non maintenance of balance in Feb month today...

 

[Harsha896]

Where did you spend? They have mcc exclusion list for liberty spends.

Attached a screenshot now in the edit..

Mobikwik and indie

 

[samm255]

In T&C it says excluded for the 750 gift voucher.. are they excluded for this too?

If A = B & B = C then A = C 😆

 

[ashwinkashwink is verified member.]

Attached a screenshot now in the edit..

Mobikwik and indie

Both are excluded previously other members are also confirmed the same

 

[samm255]

Mobikwik and indie

both are excluded for liberty spends hence NMC.

 

[VISHESH_BANSAL]

In T&C it says excluded for the 750 gift voucher.. are they excluded for this too?

Ofcourse

Valid Spends ke Criteria se Exclude kar diye MCCs.

Jo kaam Product Launch ke phle karna thha woh 4-5 saal baad kara😂

 

[Harsha896]

This where banks earn

If A = B & B = C then A = C 😆

I don't want this tension of mcc's and shit for just 750 cashback. How can I downgrade this stupid account to some zero balance account as I can't close this for a year and stay away from axis

 

[BhaiyaJi]

both are excluded for liberty spends hence NMC.

Ye MCC nahi koi hindi daily soap ke villain ho gayi, saala jahan dekho vahan MCC BCC

 

[ashwinkashwink is verified member.]

@varun__goel_ Prakash daliye 🤣

 

[Dexter123]

Ofcourse

Valid Spends ke Criteria se Exclude kar diye MCCs.

Jo kaam Product Launch ke phle karna thha woh 4-5 baad kara😂

I too was charged for non maintainance of balance even though I spent 25k on payzapp for credit card bill payment.

 

[samm255]

How can I downgrade this stupid account to some zero balance account as I can't close this for a year and stay away from axis

First email them and get the charges reversed then do anything else. Say you didn't know and through some BS, they will reversed them then close the account after one year as they won't downgrade it to zero balance account.

 

[ashwinkashwink is verified member.]

I too was charged for non maintainance of balance even though I spent 25k on payzapp for credit card bill payment.

MCC 6012 is excluded too 🤭

 

[VISHESH_BANSAL]

MCC 6012 is excluded too 🤭

Pin Comment ka koi Juggad karwo.

Abhi ek ke baad ek Case aayege same Question ke saath🤣

 

[ashwinkashwink is verified member.]

Pin Comment ka koi Juggad karwo.

Abhi ek ke baad ek Case aayege same Question ke saath🤣

Voting enable kar deta hoo ,

Teek rahega na ?

 

[its_karan]

MCC 6012 is excluded too 🤭

PNO has replied, Do Your Own research


View attachment 44396

Yehi hai na

Ladai ki jad

 

[VISHESH_BANSAL]

Voting enable kar deta hoo ,

Teek rahega na ?

Phir bhi bina comment kiye rha nhi jayega jinke saath yeh dukhad durghatna ghati hai.

Jaisa chal raha hai chlne do