• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Axis Bank Liberty Savings Account Benefits

VISHESH_BANSAL

TF Pioneer
Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-


A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.


A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/


5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.


Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done

Via Internet Banking 👇

Menu》Services》Other》Debit Card Cashback

Or
Via Mobile App 👇

Menu》Service Request》Cards and Forex》Debit Card Cashback



*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇





One Domestic Lounge Access Per Quarter.



** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇



Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR
 
Last edited:
what about CRED UPI .. eligible or not eligible ? for CC payment
I already Mentioned if you want to Pay CC Bills then Use Freecharge/Parkplus.

If you want to use Cred, then its better to Load any Demat Account🤣

Cred/Demat/Account Funding etc.... comes under MCCs excluded for DC Txns.

Last time Axis exlcuded MCCs without any formal Notification, Axis can do the same Once Again that too overnight🤣.
 
I already Mentioned if you want to Pay CC Bills then Use Freecharge/Parkplus.

If you want to use Cred, then its better to Load any Demat Account🤣

Cred/Demat/Account Funding etc.... comes under MCCs excluded for DC Txns.

Last time Axis exlcuded MCCs without any formal Notification, Axis can do the same Once Again that too overnight🤣.
I am sick of this man.. I will close after seeing next quarter..
Thanks anyway..
 
I am sick of this man.. I will close after seeing next quarter..
Thanks anyway..
If you want Straight Forward 750 Quarterly GV then Do spends offline or Online for Shopping Purposes🤣

We are extrating Values from CC Bill Payments Just because MCCs loop exist otherwise CC Bill Repayments are not at all eligible to earn a single extra penny🤣

If we are suggesting Parkplus/ Freecharge but you want to Use Cred as it has a faster settlement system.

You have to twist your Fingures if you want to Gain Some value Back on CC Repayments but you want straight Forward Cashback even without doing Actual Spends in real sense😂
 
I am sick of this man.. I will close after seeing next quarter..
Thanks anyway..
I already Mentioned if you want to Pay CC Bills then Use Freecharge/Parkplus.

If you want to use Cred, then its better to Load any Demat Account🤣

Cred/Demat/Account Funding etc.... comes under MCCs excluded for DC Txns.

Last time Axis exlcuded MCCs without any formal Notification, Axis can do the same Once Again that too overnight🤣.
Aur mai bina matlab ka badnaam hu. 😏😏
 
If you want Straight Forward 750 Quarterly GV then Do spends offline or Online for Shopping Purposes🤣

We are extrating Values for CC Bill Payments Just because MCCs loop exist otherwise CC Bill Repayments are not at all eligible to earn a single extra penny🤣

If we are suggesting Parkplus/ Freecharge but you want to Use Cred as it has a faster settlement system.

You have to twist your Fingures if you want to Gain Some value Back on CC Repayments but you want straight Forward Cashback even without doing Actual Spends in real sense😂
Completely understood your point...
Its to make more while paying for CC payments...
WHy we would we use SB account for online shopping purposes... It defeats the purpose.. CCs are there for that purpose..

Its how do we make money while paying for CC... thats why we are here...
Anyway.. 🪓 is too difficult to keep up with the changes both in SB and CC products.. I already cutdown on premium CC. now I will close the SB when I feel enough is enough..
750 in a quarter is not much for this much of headache...
There is no value proposition at all here at 🪓 ...
Its chopping and changing all the time ... living upto its name 🪓
 
Last edited:
Completely understood your point...
Its to make more while paying for CC payments...
WHy we would we use SB account for online shopping purposes... It defeats the purpose.. CCs are there for that purpose..

Its how do we make money while paying for CC... thats why we are here...
Anyway.. 🪓 is too difficult to keep up with the changes both in SB and CC products.. I already cutdown on premium CC. now I will close the SB when I feel enough is enough..
750 in a quarter is not much for this much of headache...
There is no value proposition at all here at 🪓 ...
Its chopping and changing all the time ... living upto its name 🪓
not worth it if we have to find ways to extract benefits. But jab take direct benefit mil rha hai, chalne do
 
I guess for Quartely voucher it is sorted.
Add and withdraw 60k into Groww or Upstox using UPI.
You will get 750 voucher.
I got last quarter's voucher and was wondering how did I get it, since I do not remember any P2M transaction..

I took the last 3 months statements only to find my P2M transactions and found that I had used UPI for Groww investments and that was counted.
 
@SSV Did you apply for the free ATM Card from axis after blocking your debit card. Can this free ATM Card used for UPI pin setup and other configurations wherever debit card is needed?
 
Baaki You are Doing Great Work, sab nhi kar paate aisa kaam🤣

rupay master after reading this one

64cb165d9a8f16d2f884079b29d76d9f.jpg
 
I already Mentioned if you want to Pay CC Bills then Use Freecharge/Parkplus.

If you want to use Cred, then its better to Load any Demat Account🤣

Cred/Demat/Account Funding etc.... comes under MCCs excluded for DC Txns.

Last time Axis exlcuded MCCs without any formal Notification, Axis can do the same Once Again that too overnight🤣.
Matlab 25k rakhna shuru kar dun kya? Main mostly Zerodha me UPI se kar deta tha, ab nahi chalega kya?
 
Back
Top