Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[iamabhisekagar]

Toh bhai ICICI ka bill mat bharna HDFC Billpay se

Chaar din tak saans nahi rok paoge

Kal hi cheq se icici ka first time bill pay Kiya tha 2 ghanta baad settle hua...praan sukh gye mere to....

 

[SSV]

Use Parkplus/Freecharge if you want to Pay CC Bills via UPI

Park plus + SBI unipay + Freecharge
Using UPI

what about CRED UPI .. eligible or not eligible ? for CC payment

 

[Deleted member 2540]

what about CRED UPI .. eligible or not eligible ? for CC payment

I already Mentioned if you want to Pay CC Bills then Use Freecharge/Parkplus.

If you want to use Cred, then its better to Load any Demat Account🤣

Cred/Demat/Account Funding etc.... comes under MCCs excluded for DC Txns.

Last time Axis exlcuded MCCs without any formal Notification, Axis can do the same Once Again that too overnight🤣.

 

[SSV]

I already Mentioned if you want to Pay CC Bills then Use Freecharge/Parkplus.

If you want to use Cred, then its better to Load any Demat Account🤣

Cred/Demat/Account Funding etc.... comes under MCCs excluded for DC Txns.

Last time Axis exlcuded MCCs without any formal Notification, Axis can do the same Once Again that too overnight🤣.

I am sick of this man.. I will close after seeing next quarter..
Thanks anyway..

 

[Deleted member 2540]

I am sick of this man.. I will close after seeing next quarter..
Thanks anyway..

If you want Straight Forward 750 Quarterly GV then Do spends offline or Online for Shopping Purposes🤣

We are extrating Values from CC Bill Payments Just because MCCs loop exist otherwise CC Bill Repayments are not at all eligible to earn a single extra penny🤣

If we are suggesting Parkplus/ Freecharge but you want to Use Cred as it has a faster settlement system.

You have to twist your Fingures if you want to Gain Some value Back on CC Repayments but you want straight Forward Cashback even without doing Actual Spends in real sense😂

 

[Abhishek012]

I am sick of this man.. I will close after seeing next quarter..
Thanks anyway..

I already Mentioned if you want to Pay CC Bills then Use Freecharge/Parkplus.

If you want to use Cred, then its better to Load any Demat Account🤣

Cred/Demat/Account Funding etc.... comes under MCCs excluded for DC Txns.

Last time Axis exlcuded MCCs without any formal Notification, Axis can do the same Once Again that too overnight🤣.

Aur mai bina matlab ka badnaam hu. 😏😏

 

[telescope]

I am sick of this man.. I will close after seeing next quarter..
Thanks anyway..

Same. Too much complexities on what will or will not work. Not worth the headache.

 

[telescope]

Now if some jugaad can be done on sig+ wo kafi hai.

 

[SSV]

If you want Straight Forward 750 Quarterly GV then Do spends offline or Online for Shopping Purposes🤣

We are extrating Values for CC Bill Payments Just because MCCs loop exist otherwise CC Bill Repayments are not at all eligible to earn a single extra penny🤣

If we are suggesting Parkplus/ Freecharge but you want to Use Cred as it has a faster settlement system.

You have to twist your Fingures if you want to Gain Some value Back on CC Repayments but you want straight Forward Cashback even without doing Actual Spends in real sense😂

Completely understood your point...
Its to make more while paying for CC payments...
WHy we would we use SB account for online shopping purposes... It defeats the purpose.. CCs are there for that purpose..

Its how do we make money while paying for CC... thats why we are here...
Anyway.. 🪓 is too difficult to keep up with the changes both in SB and CC products.. I already cutdown on premium CC. now I will close the SB when I feel enough is enough..
750 in a quarter is not much for this much of headache...
There is no value proposition at all here at 🪓 ...
Its chopping and changing all the time ... living upto its name 🪓

 

[Deleted member 2540]

Aur mai bina matlab ka badnaam hu. 😏😏

PR PR hota hai, Postive ho ya Negative 🤣

Phle ke time m Average age aur Aaj ke Time m Average Age kitna Difference hai🤣

Habbits ko control m rakhege toh Loophole ki Life plus khud ki life dono increase hogi🤣

Baaki You are Doing Great Work, sab nhi kar paate aisa kaam🤣

 

[Predator]

I guess for Quartely voucher it is sorted.
Add and withdraw 60k into Groww or Upstox using UPI.
You will get 750 voucher.

 

[Predator]

Completely understood your point...
Its to make more while paying for CC payments...
WHy we would we use SB account for online shopping purposes... It defeats the purpose.. CCs are there for that purpose..

Its how do we make money while paying for CC... thats why we are here...
Anyway.. 🪓 is too difficult to keep up with the changes both in SB and CC products.. I already cutdown on premium CC. now I will close the SB when I feel enough is enough..
750 in a quarter is not much for this much of headache...
There is no value proposition at all here at 🪓 ...
Its chopping and changing all the time ... living upto its name 🪓

not worth it if we have to find ways to extract benefits. But jab take direct benefit mil rha hai, chalne do

 

[gowthamv]

I guess for Quartely voucher it is sorted.
Add and withdraw 60k into Groww or Upstox using UPI.
You will get 750 voucher.

I got last quarter's voucher and was wondering how did I get it, since I do not remember any P2M transaction..

I took the last 3 months statements only to find my P2M transactions and found that I had used UPI for Groww investments and that was counted.

 

[vishalprasad]

@SSV Did you apply for the free ATM Card from axis after blocking your debit card. Can this free ATM Card used for UPI pin setup and other configurations wherever debit card is needed?

 

[SSV]

@SSV Did you apply for the free ATM Card from axis after blocking your debit card. Can this free ATM Card used for UPI pin setup and other configurations wherever debit card is needed?

No I didn't apply for atm card.. and I won't apply for it in future also

 

[varun__goel_]

@SSV Did you apply for the free ATM Card from axis after blocking your debit card. Can this free ATM Card used for UPI pin setup and other configurations wherever debit card is needed?

Post in thread 'Axis Bank Chip-ATM card (zero cost) Query (Solved)' https://www.technofino.in/community...m-card-zero-cost-query-solved.2059/post-38532

 

[Shubham Yadav]

Baaki You are Doing Great Work, sab nhi kar paate aisa kaam🤣

rupay master after reading this one

 

[kshitij_0]

Never used HDFC bill pay...Mera payment agar 1 ghanta me settle na ho to saans atak jaati h

Tab Unipay ki site bhi mat kholna nahi to kholne bhar se RIP ho jaoge

 

[kshitij_0]

I already Mentioned if you want to Pay CC Bills then Use Freecharge/Parkplus.

If you want to use Cred, then its better to Load any Demat Account🤣

Cred/Demat/Account Funding etc.... comes under MCCs excluded for DC Txns.

Last time Axis exlcuded MCCs without any formal Notification, Axis can do the same Once Again that too overnight🤣.

Matlab 25k rakhna shuru kar dun kya? Main mostly Zerodha me UPI se kar deta tha, ab nahi chalega kya?

 

[iamabhisekagar]

Tab Unipay ki site bhi mat kholna nahi to kholne bhar se RIP ho jaoge

SBI ka Customer service indusind se bhi bekaar h....Sara Paisa dhoni ko de Diya h