Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done

Via Internet Banking 👇

Menu》Services》Other》Debit Card Cashback

Or
Via Mobile App 👇

Menu》Service Request》Cards and Forex》Debit Card Cashback



*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[Pikachu.]

Closed the account. Moved to Burgundy.

That's so sad. My sympathies are with you.

 

[vasanth_ece]

I think zerodha trick is stopped as didn't received the 750 rs voucher last qtr

Did anyone received voucher for last qtr?.They have clearly mentioned it'll come on 20th, in some previous post. How you know they stopped sending voucher for zerodha transactions?

 

[Manishg]

If axis doesn't give voucher on zerodha spends then reach RBI ombudsman or consumer forum and claim compensation with voucher. Because UPI transactions has not any excluded mcc as per their t and c. So it should count otherwise RBI bamboo.

I know it will be hassle if they not give voucher and compain to RBI ombudsman but the matter is that any one can raise issue and let others know. So then they can try same. Remember if you are true then no matter what steps you have to take but we have to punish axis because it is doing awkward things only.


By the way I have open account in August month. And don't achieve 60000 spends target but done some transactions on liberty debit card on weekends waiting for cash back now. Can anyone tell average time taken by axis to process September month cash back?

 

[6ix9ine]

Can anyone tell average time taken by axis to process September month cash back?

Tomorrow morning, if you made the transactions correctly.

 

[NShah]

Tomorrow morning, if you made the transactions correctly.

Itna bhi accurate nahi hai axis 🤣🤣

 

[Manishg]

Tomorrow morning, if you made the transactions correctly.

Is axis process on 15th always. Is it fixed day? Very contrast thing like bank against Axis.

 

[6ix9ine]

Itna bhi accurate nahi hai axis 🤣🤣

haan haan samay de denge unko 🤣🤣

lekin mai toh pehle se hi account closure ki written application leke baitha hu, aaye toh theek warna mai toh jaunga hi

 

[6ix9ine]

Is axis process on 15th always. Is it fixed day? Very contrast thing like bank against Axis.

They mentioned it like that, so if they circumvent it by any XYZ reason, I am not responsible.

Remember, you're talking about Axis here.

This is not HDFC.

 

[Manishg]

They mentioned it like that, so if they circumvent it by any XYZ reason, I am not responsible.

Remember, you're talking about Axis here.

This is not HDFC.

Are you don't use your liberty debit card only upi. I am asking your experience if you used liberty debit card or anyone is requested to share.
I have doubt because some also said that they never got liberty debit card cash back.

 

[Manishg]

Are zerodha spends counted for amb waiver?

 

[6ix9ine]

Are you don't use your liberty debit card only upi.

I'm using debit card not upi.

I am asking your experience if you used liberty debit card or anyone is requested to share.

Yes, using debit card

I have doubt because some also said that they never got liberty debit card cash back.

Probably they used at places, where they were not supposed to get cashback.

Pretty simple, innit?

 

[Manishg]

I'm using debit card not upi.

Yes, using debit card

Probably they used at places, where they were not supposed to get cashback.

Pretty simple, innit?

Thanks for clarification
Let see when my weekend cash back arrives and your voucher arrives. By the way I want to know as you mentioned that you are using liberty debit card not UPI so you have goten weekend cash back in past. So please tell usually till which date axis credit cash back arrives as per your past experience. And the voucher of 750.

 

[BhaiyaJi]

@VISHESH_BANSAL bhai jab quarterly charges debit ho to batana. Generally voucher next of charges debit aate hai.

 

[Manishg]

@VISHESH_BANSAL bhai jab quarterly charges debit ho to batana. Generally voucher next of charges debit aate hai.

🤣 Sahi kaha

 

[varun__goel_]

lekin mai toh pehle se hi account closure ki written application leke baitha hu, aaye toh theek warna mai toh jaunga hi

Best decision of your life🤪🫣

 

[Manishg]

Clear victory against mobikwik
I have done failed transaction on 23 August 2024 and got refund on 7 october. After complaining to mobikwik and threatening them with RBI guidelines regarding rs 100 per day of compensation after t+5 days of period. Today mobikwik added 4300 in my wallet.


Can anyone calculate it and tell me is calculation is correct?

 

[VISHESH_BANSAL]

Clear victory against mobikwik
I have done failed transaction on 23 April 2024View attachment 72128and got refund on 7 october. After complaining to mobikwik and threatening them with RBI guidelines regarding rs 100 per day of compensation after t+5 days of period. Today mobikwik added 4300 in my wallet.


Can anyone calculate it and tell me is calculation is correct?

ChatGPT ko Bol do na direct.

Jo bhi reply dega usko bologe yeh calculation toh aapne ChatGPT se karwayi hai🤣

 

[Pradumya]

Clear victory against mobikwik
I have done failed transaction on 23 April 2024View attachment 72128and got refund on 7 october. After complaining to mobikwik and threatening them with RBI guidelines regarding rs 100 per day of compensation after t+5 days of period. Today mobikwik added 4300 in my wallet.


Can anyone calculate it and tell me is calculation is correct?

Ye toh dekh k hi samjh aa raha hai galat calculation hai
5 months and few more days × 30 days = 150+ days
₹100 per day × 150+ = more than ₹15000.


Baki itna regulation ka idea toh nahi hai apun ko.. dekh lo bhai
Konsa mere ko hissa dega ye

 

[VISHESH_BANSAL]

Konsa mere ko hissa dega ye

Hissa chhod ulta bolega ChatGPT se Copy Paste kiya hai🤣

 

[Manishg]

Ye toh dekh k hi samjh aa raha hai galat calculation hai
5 months and few more days × 30 days = 150+ days
₹100 per day × 150+ = more than ₹15000.


Baki itna regulation ka idea toh nahi hai apun ko.. dekh lo bhai
Konsa mere ko hissa dega ye

Sorry 23 august