Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done

Via Internet Banking 👇

Menu》Services》Other》Debit Card Cashback

Or
Via Mobile App 👇

Menu》Service Request》Cards and Forex》Debit Card Cashback



*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[ritwik2000]

Can anyone tell if it's possible to issue dc through non home branch in cbio?

 

[guest_123]

Didn't get. Had used amazon pay upi.

Then it must be tagging 6012 for paying cc bills, bhai :/

Have you ever received it before?

There is no concept of mcc in normal/typical upi txns. As long as upi txn is tagged as P2M & it isn't excluded specifically like how it is mentioned for debit card txns then it is eligible. I used to get 750gv for such txns in the past though for last qtr I haven't received yet but these txns are eligible as per their own T&C.

 

[6ix9ine]

There is no concept of mcc in normal/typical upi txns. As long as upi txn is tagged as P2M & it isn't excluded specifically like how it is mentioned for debit card txns then it is eligible. I used to get 750gv for such txns in the past though for last qtr I haven't received yet but these txns are eligible as per their own T&C.

There is, that's why you still haven't figured out why you didn't get cashback on your kotak super account. By the time you understand how it works, it will already be devalued. Learn how things work, it will surely help you out.

 

[BhaiyaJi]

There is, that's why you still haven't figured out why you didn't get cashback on your kotak super account. By the time you understand how it works, it will already be devalued. Learn how things work, it will surely help you out.

Correct, aaj kal cards pe exclusions jayada hai. To use kanre se pehle TNCs dekh le, ya important DCs CCs ke updated exclusions ke list rakhe. Use karne ya na karne mai easy hoga, aur time kam kharab hoga.
Mujhe to lagta hai 1-2 saal mai credit card bass payment method without any rewards rah jayega.

 

[6ix9ine]

Correct, aaj kal cards pe exclusions jayada hai. To use kanre se pehle TNCs dekh le, ya important DCs CCs ke updated exclusions ke list rakhe. Use karne ya na karne mai easy hoga, aur time kam kharab hoga.
Mujhe to lagta hai 1-2 saal mai credit card bass payment method without any rewards rah jayega.

Exactly bhai, agar har jagah UPI chal rha hota toh sab log Axis ka hi account khulwa rhe hote and 750 loot rhe hote.

Axis itna easily 750 nhi baant rha hota 😂😂😂

 

[guest_123]

There is, that's why you still haven't figured out why you didn't get cashback on your kotak super account. By the time you understand how it works, it will already be devalued. Learn how things work, it will surely help you out.

I know how things work based on reading T&C of such offers. Show me something on axis bank website that mention "cc bill payment/utility payment won't be considered under "merchant upi txns" for axis liberty acc quarterly voucher & I will stand corrected but until then I stand by my point.



I only see "exclusions/mcc list" for liberty debit card txns but nothing else but if you know something more then do post here with a screenshot for mine as well as others' future reference.

 

[guest_123]

Exactly bhai, agar har jagah UPI chal rha hota toh sab log Axis ka hi account khulwa rhe hote and 750 loot rhe hote.

Axis itna easily 750 nhi baant rha hota 😂😂😂

750 in a quarter, log toh abhi bhi 500 loot rahe hain har month via weekend liberty dc offer sey buying GVs.

 

[keshavab]

As of April 25

1.Is credit card payment via cred/paytm/phonepe/amazon/any or adding money to Kotak Bank (using kotak/kotak811 app)using UPI/debit card/net banking eligible for 750Gv ?

2.does amazon pay gift card purchase/phonepe gift card purchase/paytm merchant shoping/canerasetu creditcard bill/flipkart creditcard bill via liberty debit card eligible for 5 pect ?

3.does any P2M(paytm merchant/add money to bank /wallet reload) using UPI/debit card/net banking eligible for NMC waiver ?

 

[guest_123]

As of April 25

1.Is credit card payment via cred/paytm/phonepe/amazon/any or adding money to Kotak Bank (using kotak/kotak811 app)using UPI/debit card/net banking eligible for 750Gv ?

2.does amazon pay gift card purchase/phonepe gift card purchase/paytm merchant shoping/canerasetu creditcard bill/flipkart creditcard bill via liberty debit card eligible for 5 pect ?

3.does any P2M(paytm merchant/add money to bank /wallet reload) using UPI/debit card/net banking eligible for NMC waiver ?

1. Should be eligible as per current T&C. Adding money to bank acc using debit card is ineligible as per mcc code exclusion list while adding via upi/netbanking gets txn tagged as not P2M but as P2A.
2. Depends on mcc code obtained for the txn which nobody can predict in advance.
3. Debit card txns have an excluded mcc list not eligible for qtr milestone GV & NMC waiver. UPI P2M it should be eligible as per 1 above.

 

[6ix9ine]

I know how things work based on reading T&C of such offers. Show me something on axis bank website that mention "cc bill payment/utility payment won't be considered under "merchant upi txns" for axis liberty acc quarterly voucher & I will stand corrected but until then I stand by my point.

View attachment 95813

I only see "exclusions/mcc list" for liberty debit card txns but nothing else but if you know something more then do post here with a screenshot for mine as well as others' future reference.

Dhany ho prabhu 🙏🏻 no point in explaining.

 

[6ix9ine]

750 in a quarter, log toh abhi bhi 500 loot rahe hain har month via weekend liberty dc offer sey buying GVs.

Isko loot nhi, genuine spends bolte hai. Lootna woh hota hai jab kuch kharch na ho and sab wapis aajaye account mai.

 

[vasanth_ece]

I paid cc bills on cred using upi. I got the voucher

May be i need to check with axis. I made 30K worth of cred with axis upi and 30K worth buying APay GV. Still not received the voucher.

Literally difficult to judge axis system.

 

[vasanth_ece]

1. Should be eligible as per current T&C. Adding money to bank acc using debit card is ineligible as per mcc code exclusion list while adding via upi/netbanking gets txn tagged as not P2M but as P2A.
2. Depends on mcc code obtained for the txn which nobody can predict in advance.
3. Debit card txns have an excluded mcc list not eligible for qtr milestone GV & NMC waiver. UPI P2M it should be eligible as per 1 above.

3rd statmen is wrong for UPI.. They have specific exclusion for UPI similar to Debit card, but they are not specify in T&C.

Eg:- Adding money to Demat Account is P2M Transaction. But,as per axis, it wont be considered as merchant spend.

Pathetic part is, they are not mentioned any specific t&C for UPI.

I paid cc bill using Cred, this time i am not got the voucher too.. So, its really difficult to predict.

 

[guest_123]

Isko loot nhi, genuine spends bolte hai. Lootna woh hota hai jab kuch kharch na ho and sab wapis aajaye account mai.

I don't know about you but I pay cc bills only for genuine spends done on card & it is not getting back in my acc. Anyway, will let you know how it goes for your & others' future reference.

 

[6ix9ine]

I don't know about you but I pay cc bills only for genuine spends done on card & it is not getting back in my acc. Anyway, will let you know how it goes for your & others' future reference.

I don't need to know anything, I know how thing's work in Axis.

 

[guest_123]

3rd statmen is wrong for UPI.. They have specific exclusion for UPI similar to Debit card, but they are not specify in T&C.

Eg:- Adding money to Demat Account is P2M Transaction. But,as per axis, it wont be considered as merchant spend.

Pathetic part is, they are not mentioned any specific t&C for UPI.

I paid cc bill using Cred, this time i am not got the voucher too.. So, its really difficult to predict.

If it is not mentioned in T&C then it is "contestable". By "contestable" I mean if you decide to fight with axis support till highest level showing proofs that you added money to demat acc to buy shares on CNC basis & held them for at least a few days then you will most likely get the GV but then I doubt anyone here is doing that. They are not mentioning specific T&C for upi exactly to distinguish between "casual users just doing rotation not willing to spend so much time/efforts" vs "serious users doing genuine txns willing to drag the case to highest levels".

 

[guest_123]

I don't need to know anything, I know how thing's work in Axis.

Don't take it otherwise but I wouldn't make such statements unless I am working at the top mgmt in Axis. To give an example, many ppl told my relative 2 years back that flipkart does not take back costly products back after 7/10 days return/replacement period is over because that's how "things work in flipkart" but he successfully did exactly that with a 25k product working perfectly 1.5 months after its delivery because my relative was persistent & had a valid reason for his case. I might be right, I might be wrong, but I wouldn't make any definitive statements before the final conclusion.

 

[Wealth is my birth right!]

Did anyone received qly 750/- vouchers for jan to march 60k spends?
When it comes usually?

 

[BhaiyaJi]

Did anyone received qly 750/- vouchers for jan to march 60k spends?
When it comes usually?

Yes, received yesterday

 

[RichieRich]

Did anyone received qly 750/- vouchers for jan to march 60k spends?
When it comes usually?

Haven't received . .