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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 15th November, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 15th November, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
Newbie here to LiberT Savings A/c. Opened today. Looking forward to Spend 25k on merchant spends, especially cc bills per month. So as a newbie to LiberT A/c please suggest me how to pay cc bills which will actually be considered merchant spends. How about Cred UPI?

Also my dad's office has a Phonepe Merchant QR...If in any month I fell short of 25k spends, would doing the remainder of trx to the merchant QR be considered valid ??

Also I am assuming that if I spend 25k each month then by the end of quarter I should get 750 voucher, right?

@SSV
you opened it online or in the branch?
 
Newbie here to LiberT Savings A/c. Opened today. Looking forward to Spend 25k on merchant spends, especially cc bills per month. So as a newbie to LiberT A/c please suggest me how to pay cc bills which will actually be considered merchant spends. How about Cred UPI?

Also my dad's office has a Phonepe Merchant QR...If in any month I fell short of 25k spends, would doing the remainder of trx to the merchant QR be considered valid ??

Also I am assuming that if I spend 25k each month then by the end of quarter I should get 750 voucher, right?

@SSV
Ye insaan American hai Trump go back! Simen go back!
 
Last edited:
Same as me when I opened my account...

See here..

Read a few pages before and after the below post ..

Post in thread 'Axis Bank Liberty Savings Account Benefits' https://www.technofino.in/community...rty-savings-account-benefits.1504/post-300257
will i open from here
 
you opened it online or in the branch?
Branch
Why you all tell everyone just everytime every day some person comes and what is eligible for 750?

Fed of, tum log isko ab devalue karwa hi doge
Bhai sad kar rhe ho
Ye insaan American hai Trump go back! Simen go back!
Dil se Indian hu
can the liberty account be opened online?
anyone give tips how to open?
haanji
 
Newbie here to LiberT Savings A/c. Opened today. Looking forward to Spend 25k on merchant spends, especially cc bills per month. So as a newbie to LiberT A/c please suggest me how to pay cc bills which will actually be considered merchant spends. How about Cred UPI?

Also my dad's office has a Phonepe Merchant QR...If in any month I fell short of 25k spends, would doing the remainder of trx to the merchant QR be considered valid ??

Also I am assuming that if I spend 25k each month then by the end of quarter I should get 750 voucher, right?

@SSV
Everyone here with axis account can give you a referral link ,I think you /referee might receive ₹250 worth from it

For ₹750 gift voucher quarterly eligible spends of 60k is enough
With your 25k calculation (~75k) it's goes beyond 60k per quater
 
Everyone here with axis account can give you a referral link ,I think you /referee might receive ₹250 worth from it

For ₹750 gift voucher quarterly eligible spends of 60k is enough
With your 25k calculation (~75k) it's goes beyond 60k per quater
Branch mein open karwaya. Thank you tho
 
While opening the Liberty account online, any address proof to be submitted if communication address is different from Aadhaar address?
 
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