Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link*

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link**

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[Cebu]

I am wondering if I just open a basic account with 10K AMB will I be able to get Easyshop Platinum Debit Card for cc payments ?

 

[SSV]

I am wondering if I just open a basic account with 10K AMB will I be able to get Easyshop Platinum Debit Card for cc payments ?

I think you could get it @750 per anum cost... Not definitely free...

 

[VISHESH_BANSAL]

I am wondering if I just open a basic account with 10K AMB will I be able to get Easyshop Platinum Debit Card for cc payments ?

Open 25k MAB, for free Platinum DC

Otherwise 10k would also work but chargeable @ Rs.750.

 

[AritraSaha]

I am wondering if I just open a basic account with 10K AMB will I be able to get Easyshop Platinum Debit Card for cc payments ?

You can avail this dc even in 2.5 amb account.
But as other also mentioned you have to pay 750+gst.

 

[Cebu]

You can avail this dc even in 2.5 amb account.
But as other also mentioned you have to pay 750+gst.

Which is 2.5K amb account ? The minimum account I saw was of 10K. My calculations basically is that if I create Fd of extra 15k instead, which would have been in the bank for the account. Through senior citizens fd that is 8% I can earn around 1200 so I see no point in keeping extra 15000K just to save 750 around ..

 

[dhiraz]

Which is 2.5K amb account ? The minimum account I saw was of 10K. My calculations basically is that if I create Fd of extra 15k instead, which would have been in the bank for the account. Through senior citizens fd that is 8% I can earn around 1200 so I see no point in keeping extra 15000K just to save 750 around ..

You Can Even Get 2.5K Half Yearly Account in HDFC which is Saving Farmers Account



Even My Friend Ankit Can Get EasyShop Platinum Debit Card by Paying 750 Annual Fee


Also, Regular Savings Account MAB or QAB Depends on Branches

Minimum Average Balance Requirements

• Metro / Urban branches: AMB Rs.10,000/-, or Fixed Deposit of Rs 1 Lakh for minimum 1 year 1 day period (w.e.f 1st July’22),
• Semi-Urban Branches: AMB Rs.5,000/- , or Fixed Deposit of Rs 50,000 for minimum 1year 1 day period (w.e.f 1st July’22),
• Rural Branches: AQB Rs.2,500/- or Fixed deposit of Rs 25,000 for a minimum 1 year 1 day period (w.e.f 1st July’22)

Note: FD should be linked to the Regular Savings account and of the primary Regular Savings Account holder

 

[AritraSaha]

Which is 2.5K amb account ? The minimum account I saw was of 10K. My calculations basically is that if I create Fd of extra 15k instead, which would have been in the bank for the account. Through senior citizens fd that is 8% I can earn around 1200 so I see no point in keeping extra 15000K just to save 750 around ..

Well i have digi save account in rural branch, the amb is 2.5k.
And regular account is also come with 2.5 mab in rural branch.

 

[Patil007]

For only June Month they charge me 14.25 Rs for SMS.

 

[AritraSaha]

For only June Month they charge me 14.25 Rs for SMS.

I stopped it from the app, never got charged.

 

[hariselio]

Consolidated charge of 3.5 + GST for me, Is it random? Also i pay CC bill around 20-25K every month using liberty debit card via paytm. Any benefits on this? Any vouchers?

 

[dhiraz]

@VISHESH_BANSAL Bhai Ke Athak Prayaso (Hard Work) Ke Baad Axis Dil Se Open Ho Raha Hai

 

[VISHESH_BANSAL]

@VISHESH_BANSAL Bhai Ke Athak Prayaso (Hard Work) Ke Baad Axis Dil Se Open Ho Raha Hai
View attachment 23886

Axis ne Backlog clear kar diya na toh abb officially inform bhi kar diya

Muje Axis MD desk ne April'23 m hi inform kar diya thha aur Forum pe bhi update kard diy thha .

 

[jack333]

I stopped it from the app, never got charged.

Where is the option in app and after that Otp are coming or not?

 

[VISHESH_BANSAL]

Where is the option in app and after that Otp are coming or not?

Woh HDFC ke liye Bol raha hai.

Axis ko apni kidney bechni pad jaayegi agar woh SMS alrets off kardega Sabke Accounts ke.

Crores ka Revenue hai SMS charges se and Koi jada bolta bhi nhi hai kyuki Max Rs.17.7 hi hai per Quarter.

 

[SSV]

@VISHESH_BANSAL Bhai Ke Athak Prayaso (Hard Work) Ke Baad Axis Dil Se Open Ho Raha Hai
View attachment 23886

I am not really ready to take a dive into AXIS's SB account opening because of the obvious lack of reliability and poor CS quality....
But after reading about this Liberty account here, especially @VISHESH_BANSAL bhai's comments, I am really confused...
Out of all the AXIS SB accounts , this looks like to give a good bang for the buck...
How do they give CC LTF offers based on this Liberty account?? guys your opinions are appreciated...
I do have ICICI WM and HDFC Preferred currently.. We can't ignore AXIS for a long time, just because of its sheer size after CITI's acquisition.
I am hoping they could put their house in order sooner than later..

 

[SSV]

Axis ne Backlog clear kar diya na toh abb officially inform bhi kar diya

Muje Axis MD desk ne April'23 m hi inform kar diya thha aur Forum pe bhi update kard diy thha .

Vishesh bhai, your opinion?? Shall I open the Liberty account? are there any issues that you faced with this account??
Others also welcomed to express their opinion as well... Much appreciated..

 

[VISHESH_BANSAL]

Vishesh bhai, your opinion?? Shall I open the Liberty account? are there any issues that you faced with this account??

If you want an Axis Account, you can Open Liberty Account.


Read the First Comment of this thread for More details of this Account.

And Lots of injuries were there but Treatment was done by RBI itself and Now this a perfect Account to start relationship with Axis.

 

[shutapdiya]

Vishesh bhai, your opinion?? Shall I open the Liberty account? are there any issues that you faced with this account??
Others also welcomed to express their opinion as well... Much appreciated..

I have opened this account after going through all this thread last and I can tell you this is really BANG FOR THE BUCK account as you want

I have opened this account after going through all this thread last and I can tell you this is really BANG FOR THE BUCK account as you want

And yes Vishesh Bhai is the go to person when its comes to Anything about Axis Liberty

He has fought with Axis, he know complete features on this

He is Liberty Guru

 

[SSV]

And yes Vishesh Bhai is the go to person when its comes to Anything about Axis Liberty

He has fought with Axis, he know complete features on this

He is Liberty Guru

Hail the AXIS King @VISHESH_BANSAL , AXIS King Vishesh !!! AXIS King Vishesh!!!

I have opened this account after going through all this thread last and I can tell you this is really BANG FOR THE BUCK account as you want

Thanks will do, My AXIS branch is just 1 minute walk away...

 

[abhishek751]

What are consolidated charges in axis bank are they SMS charges or something else ?