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Axis Bank Liberty Savings Account Benefits

VISHESH_BANSAL

TF Pioneer
Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-


A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.


A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/


5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.


Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking 👇

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇





One Domestic Lounge Access Per Quarter.



** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇



Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR
 
Last edited:
Yar you get 200 easily by paying cc bill on mobikwik.

Utility bill payments*
Okay.. Let me dig into deep...
I have 1.5 L Apay CC bill to pay and now that I have Liberty and Virtual DC, what is the best way to pay for this to maximise my returns?

Before,I used to do HDFC platinum DC in HDFC bill pay, and I exhausted both my DC s in HDFC for the last month , I got 1500 back.. PS; I have two SB accounts in HDFC..
 
Okay.. Let me dig into deep...
I have 1.35 L Apay CC bill to pay and now that I have Liberty and Virtual DC, what is the best way to pay for this to maximise my returns?

Before,I used to do HDFC platinum DC in HDFC bill pay, and I exhausted both my DC s in HDFC for the last month , I got 1500 back.. PS; I have two SB accounts in HDFC..
Pay 60k - quarter 750 voucher.
Rest you hdfc. Cb in August.
 
Pay 60k - quarter 750 voucher.
Rest you hdfc. Cb in August.
Thanks,

--Pay 60k - quarter 750 voucher.

Out of this 60K I need to pay 20k using Edebit card, so that I can get extra 200 cashback...

This is what I am looking for , rather than vanilla...
By paying via edebit , there will be some extra spice...😉😉
Got it?? I am a newbie in this area...😉😉
 
Thanks,

--Pay 60k - quarter 750 voucher.

Out of this 60K I need to pay 20k using Edebit card, so that I can get extra 200 cashback...

This is what I am looking for , rather than vanilla...
By paying via edebit , there will be some extra spice...😉😉
Got it?? I am a newbie in this area...😉😉
Which app you will be using to get the 200cb?🧐
 
Which app you will be using to get the 200cb?🧐
Please follow this, Courtesy @VISHESH_BANSAL
 
Thanks,

--Pay 60k - quarter 750 voucher.

Out of this 60K I need to pay 20k using Edebit card, so that I can get extra 200 cashback...

This is what I am looking for , rather than vanilla...
By paying via edebit , there will be some extra spice...😉😉
Got it?? I am a newbie in this area...😉😉
Take it Easy Peasy....

@4uziaul for you also

1.
Pay 20k credit card bill every Month via your Axis E-Debit Card on Mobikwik.
Mobikwik also gives additional 50 Cashback for first Payment of the Month.

So by paying 20k every month via this Route you will get:-

750 GV at the end of every Quarter

50×3= 150 every Quarter
200×3=600 every Quarter.

Total Benift:-
1500/Every Quarter.

2.
For Rest Amount utilitze your HDFC PLATINUM DC.

I am assuming you do not have any other Bank's DC.
 
Take it Easy Peasy....

@4uziaul for you also

1.
Pay 20k credit card bill every Month via you Axis E-Debit Card on Mobikwik.
Mobikwik also gives additional 50 Cashback for first Payment of the Month.

So by paying 20k every month via this Route you will get:-

750 GV at the end of every Quarter

50×3= 150 every Quarter
200×3=600 every Quarter.

Total Benift:-
1500/Every Quarter.

2.
For Rest Amount utilitze your HDFC PLATINUM DC.

BANG......

Now this is what I call PROFESSIONALISM... I just started researching about CC Bill rewards apps
and BANG you answered this...

Because Edebit DC gives 1% upto 200 whereever we use, we need some place to use this edebit to get extra return...
I will keep checking if there are any more CC rewards ways other than Mobikwik.....
 
Which app you will be using to get the 200cb?🧐
As per you yesterday.... me thinking... like this... with the help of the resident experts... 😉 😉 ... Just for fun....

 
So by paying 20k every month via this Route you will get:-

750 GV at the end of every Quarter

50×3= 150 every Quarter
200×3=600 every Quarter.

Total Benift:-
1500/Every Quarter.
+
Bonus
2000 ERs per year...


as per this for using Virtual Debit card

1690883181839.png

I am assuming you do not have any other Bank's DC.

The other card I have is WM MC DC thats it apart from two HDFC Platinum DCs..

Which other DC s will help in getting some rewards back for paying CC... Just a quick reference will help..
 
+
Bonus
2000 ERs per year...


as per this for using Virtual Debit card

View attachment 24609



The other card I have is WM MC DC thats it apart from two HDFC Platinum DCs..

Which other DC s will help in getting some rewards back for paying CC... Just a quci reference will help..
There are many DCs which gives rewards for CC Bill Payments.

But you have to open Account with them.
 
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There are many DCs which gives rewards for CC Bill Payments.

But you have to open Account with them.
Got it.. I just want to know the best ones in that order,,, I will see if I can open a couple of accounts in the short term... I have some room for another may be two accounts max...
 
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