Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link*

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link**

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[4uziaul]

IDFC First DC

Why the blatant discrimination

Tell us the truth, do you work for IDFC First Bank?

 

[AritraSaha]

They thought hiring Engineers with WhiteHat Jr. certificates was a good idea. Give it some time, aayega rewards

 

[Gohio]

Tell us the truth, do you work for IDFC First Bank?

Lol, no.

View attachment 24623

My point is their rewards program has the potential to be the best in class for DCs but implementation is horrible atm.
Until then more people using it = more people reporting bugs.

 

[SSV]

Lol, no.

My point is their rewards program has the potential to be the best in class for DCs but implementation is horrible atm.
Until then more people using it = more people reporting bugs.

We are not talking about potential here.. We are talking about current facts... Hence no injustice was done to your lovely IDFC cards...yet...

 

[AritraSaha]

Lol, no.

My point is their rewards program has the potential to be the best in class for DCs but implementation is horrible atm.
Until then more people using it = more people reporting bugs.

Which idfc account you have? I am thinking of opening future first..

 

[Gohio]

Which idfc account you have? I am thinking of opening future first..

Basic 10k MAB with Visa classic card.
I had opened this before the rewards program. The interest rates are decent, so I maintain my emergency fund here.

 

[SSV]

Which idfc account you have? I am thinking of opening future first..

Yes, @Gohio , would love to hear your expereince with IDFC and its potentiality from the horses mouth , as they say...
Would you mind elaborating your experience...

 

[Gohio]

Yes, @Gohio , would love to hear your expereince with IDFC and its potentiality from the horses mouth , as they say...
Would you mind elaborating your experience...

This was the first VKYC account I had opened and was happy about the smooth experience.
Never had to visit the branch, or talk to an RM or any other bank agent. Unsubscribed from marketing emails first thing.
The mobile banking app works as expected.

I was just happy about the lack of pestering from them. I have not done anything complex with the account.
I would not have known about the rewards program if not for a colleague paying big CC bills and getting points redeemable as Amazon vouchers. Even he is facing problems with rewards in the recent week.

Having opened an IndusInd account from home very recently I guess that's pretty standard these days. Only the high NRV accounts are a pain in the ass.

 

[SSV]

This was the first VKYC account I had opened and was happy about the smooth experience.
Never had to visit the branch, or talk to an RM or any other bank agent. Unsubscribed from marketing emails first thing.
The mobile banking app works as expected.

I was just happy about the lack of pestering from them. I have not done anything complex with the account.
I would not have known about the rewards program if not for a colleague paying big CC bills and getting points redeemable as Amazon vouchers. Even he is facing problems with rewards in the recent week.

Having opened an IndusInd account from home very recently I guess that's pretty standard these days. Only the high NRV accounts are a pain in the ass.

Cheers...

 

[AritraSaha]

This was the first VKYC account I had opened and was happy about the smooth experience.
Never had to visit the branch, or talk to an RM or any other bank agent. Unsubscribed from marketing emails first thing.
The mobile banking app works as expected.

I was just happy about the lack of pestering from them. I have not done anything complex with the account.
I would not have known about the rewards program if not for a colleague paying big CC bills and getting points redeemable as Amazon vouchers. Even he is facing problems with rewards in the recent week.

Having opened an IndusInd account from home very recently I guess that's pretty standard these days. Only the high NRV accounts are a pain in the ass.

In my experience (cc)
Good-
1. App is nice, good ui.
2. Customer care is fast to talk.
3. Twitter support is nice.
4. Most things are free.
5. Email support is fast if your query is generic
Bad-
1. If the matter is complicated, customer care is useless.
2. Email taken time to solve in the complicated cases.(15days)
3. They have no coordination between the twitter & call support.
4. They have issue in backend.
5. Failed to transaction at 4am. Don't know why?

 

[Tejo]

IDFC First DC

Why the blatant discrimination

Idfc can't afford cb for us.

We can't highlight freely, will you?

 

[Tejo]

4. Most things are free.

Really, are you saying about axis, I just wish to confirm ?

Axis plays cheap tricks like hiding toll free number 18001035577 . I airtel member shifted my postpaid to prepaid due to charges of 1860

 

[AritraSaha]

Really, are you saying about axis, I just wish to confirm ?

Axis plays cheap tricks like hiding toll free number 18001035577 . I airtel member shifted my postpaid to prepaid due to charges of 1860

Lmao . NO

I am talking about idfc.

After axis, then comes indie no free no..
Rbi should make rules for this.

 

[AritraSaha]

Really, are you saying about axis, I just wish to confirm ?

Axis plays cheap tricks like hiding toll free number 18001035577 . I airtel member shifted my postpaid to prepaid due to charges of 1860

Today, I just switched my no to jio itself for that reason.

Moti bhai zindabad.
F to chortel.

 

[Gohio]

Idfc can't afford cb for us.

We can't highlight freely, will you?

I know I know.

This was not meant to be an accusation but a lighthearted comment.
I was selling IDFC to @VISHESH_BANSAL yesterday only, hence wrote this

Ye ek comment kaafi bhadi pad gaya

 

[Gohio]

Really, are you saying about axis, I just wish to confirm ?

Axis plays cheap tricks like hiding toll free number 18001035577 . I airtel member shifted my postpaid to prepaid due to charges of 1860

1860
Are you call-dating (not a word) somebody from Axis customer support?

 

[Tejo]

1860
Are you call-dating (not a word) somebody from Axis customer support?

My curse for you:

Your highest limit credit card details should leaked.

At this time you will know the pain, if the call was not connected to the agent then pain time to time increases.

Not just money, you will loose.

 

[AritraSaha]

Lol, I just talk to them to practice my English skill.

Free main teacher..

 

[Tejo]

Lol, I just talk to them to practice my English skill.

Free main teacher..

Just go to bajaj app,

Loan, securities, fd

You will get calls daily

 

[SSV]

Pay 60k - quarter 750 voucher.
Rest you hdfc. Cb in August.

1.
Pay 20k credit card bill every Month via your Axis E-Debit Card on Mobikwik.
Mobikwik also gives additional 50 Cashback for first Payment of the Month.

So by paying 20k every month via this Route you will get:-

750 GV at the end of every Quarter

50×3= 150 every Quarter
200×3=600 every Quarter.

Total Benift:-
1500/Every Quarter.

2.
For Rest Amount utilitze your HDFC PLATINUM DC.

I am assuming you do not have any other Bank's DC.

BANG......

Now this is what I call PROFESSIONALISM... I just started researching about CC Bill rewards apps
and BANG you answered this...

Because Edebit DC gives 1% upto 200 whereever we use, we need some place to use this edebit to get extra return...
I will keep checking if there are any more CC rewards ways other than Mobikwik.....

Guys, I think I got the best deal of the day to pay for a part of my ICICI APAY bill (30K out of 150K) thru Paytm App using my AXIS Liberty Virtual Credit Card..

This is better than Mobikwik deal, even though it is a one off... just for today.. you never know what tomorrow holds for us...

Used Paytm offer : get 30K CB points for 30K or above CC Payment (35K CB point max @100%).

So...
For 30k CC payment , my returns are:

30,000 Paytm CB points = 300
Liberty Virtual Card CB = 200
Proportion of Quarterly = 375
Vouchse 750/2
Total = 875

875/30000 2.91% , almost 3% back... I think it is a good deal.. thanks @VISHESH_BANSAL and @4uziaul for introducing me to Liberty account.. This is my first day of Liberty account....