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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
Tide pe UPI P2M karne se kaam banega? Ya DC karna hi padega kahi aur? NMC na lage bas 750 aaye na aaye chalega
Kya eligible hai kya nhi merko nhi pta

Sawaari apne samaan ki khud jimewaar hai🤣

Itna acha Product Page design kiya hai Axis ne dekhlo kya eligible aur kya nhi.
First Post m saare link diye hue hai .

Abb se 1000+GST charge hai , Jo Merchant/Txn ka phuchoge uska eligibility bta dunga🤣
 
Itna acha Product Page design kiya hai Axis ne dekhlo kya eligible aur kya nhi.
First Post m saare link diye hue hai .
Tide ka MCC de re baba. Pure TF me kahi nahi mila.
Accha chal yahi bata do kaun se bank se aasani se mil jayega mcc upi transaction ka.
IDFC ka pata hai CC se milta hai
 
One Card powered by Federal hai na tumhare pass ? If yes then Jupiter ko khuch nhi dena woh One Card wali KYC copy paste kar dega🤣

Jab Mobikwik ko de sakte ho jisne data leak kiya Dark Web pe, Federal Bank toh dene m sharam aa rahi hai🤣
Onecard bhi nahi liya isi chakkar me. Fi Money liya tha jab wo natak karne laga to band kar diya usko.
Mobikwik ne gaddari karke aukat dikha di🤬
Jupiter waise interesting to hai. Bhejo referral tumhara gst payment kar dun
Jupiter ka CC aur account dono aata hai kya?
 
hey @SSV there is no such conditions at SBI for customer having 10/20 credit cards can't apply and get it approved my application has has been approved via Branch for simplysave but I closed my 3 cards 🤦🏼 which even not updated yet in my statement and thru BM i get to know this
 
hey @SSV there is no such conditions at SBI for customer having 10/20 credit cards can't apply and get it approved my application has has been approved via Branch for simplysave but I closed my 3 cards 🤦🏼 which even not updated yet in my statement and thru BM i get to know this
It is not about 10/20 cards.
It is about high leverage and SBI religiously practises it
 
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