I have been using the Axis Bank Ace credit card for the last 10 months with initial credit limit of 1,19,000/-. My monthly average spent on this card is around 15k to 25k. Today I got the limit enhancement offer for 2,60,000/- and I availed it. I think for the past few months back, Axis offered pre-approved personal loan offer for 5L in two times. I didn't took the personal loan. I don't have any savings account or any other credit card with Axis.