Axis bank rejects credit card application

[Akshay Ajmera]

I have credit card of multiple banks, and also have good credit score and salary statement. Still, whenever i apply for axis bank credit card, my application gets rejected.
Whenever i apply for axis bank credit card,they me me message as

Thank you for showing interest in axis bank credit card.As per axis bank card assurance policy, we are currently unable to process your application.

Even after having word with customer care, they simply say that we cannot issue you card because of our bank policy. But which policy and why, i never receive answer from them

Can someone guide me how can i apply for axis bank credit card.

 

[prc1990]

I have credit card of multiple banks, and also have good credit score and salary statement. Still, whenever i apply for axis bank credit card, my application gets rejected.
Whenever i apply for axis bank credit card,they me me message as

Thank you for showing interest in axis bank credit card.As per axis bank card assurance policy, we are currently unable to process your application.

Even after having word with customer care, they simply say that we cannot issue you card because of our bank policy. But which policy and why, i never receive answer from them

Can someone guide me how can i apply for axis bank credit card.

Haven't you received any email with rejection reason as an attachment?

 

[Akshay Ajmera]

Haven't you received any email with rejection reason as an attachment?

No
Just receive that as per axis bank policy we can't issue ypu credit card

 

[akshayhs]

I've observed that applying via C2C is more successful than applying directly. Try it once and see.

 

[Batmanbaba]

do you have a bank acount with them...??

 

[Akshay Ajmera]

I have axis asap, but i stolled maintaining any balance there due to poor service.
Although account is still active

 

[BigdeBigde is verified member.]

I have axis asap, but i stolled maintaining any balance there due to poor service.
Although account is still active

Hmm this might be the reason why they are conferring a sweet revenge on you.

 

[Batmanbaba]

I have axis asap, but i stolled maintaining any balance there due to poor service.
Although account is still active

that is a rare account of axis....keep that active,,,,,dont think you will ever see a zero balance account from axis ever again

 

[Pramtesh]

I've observed that applying via C2C is more successful than applying directly. Try it once and see.

Yes. I blindly agree

 

[yolofino]

Check Freecharge app. They issue FC card based on cibil score only.

 

[Arcade]

Check Freecharge app. They issue FC card based on cibil score only.

I don't think so, I had applied with a 773 CIBIL and 9 lakh ITR but they still rejected.

 

[Vishvajeet]

yes, I too tried yesterday with 769 cibil and got rejected

 

[ashwinkashwink is verified member.]

I don't think so, I had applied with a 773 CIBIL and 9 lakh ITR but they still rejected.

yes, I too tried yesterday with 769 cibil and got rejected

It's Axis guys they are too notorious In this case if you have account with them they would approved it blindly.

 

[Vishvajeet]

It's Axis guys they are too notorious In this case if you have account with them they approved it blindly.

Oh I see!! no account with them

 

[ashwinkashwink is verified member.]

Oh I see!! no account with them

They always mention it's banks internal policy bla bla...never say actual reason 🙄

 

[Vishvajeet]

yes ,exactly!!

 

[dhiraz]

It's Axis guys they are too notorious In this case if you have account with them they would approved it blindly.

No They Can't They Still Reject If We Have a Account With Them.

I have a Axis Liberty Account but They Reject My Application.

 

[ashwinkashwink is verified member.]

No They Can't They Still Reject If We Have a Account With Them.

I have a Axis Liberty Account but They Reject My Application.

Didn't you get any other pre approved offers?

 

[dhiraz]

Didn't you get any other pre approved offers?

Axis is poor in Giving Pre Approved CC Offer I Checked Many Times in the Axis Mobile App Pre Approved Offers Section but Its Showing Some Error.

They are Doing Good Job Only in Charging Fees Like Consolidated Charges Every Time.



Axis Rejects CC Application And Charging Fees even on 25k MAB Account.

HDFC Give Pre Approved CC And Not Charging Any Fess in Savings Max 25k MAB.

 

[Arcade]

Escalate ... Don't let Axis get away ... Eventually escalate to RBI at the end

I already have written to the nodal officer and their grievance email, let's see the reply. They've also done 2 inquiries on my CIBIL.