Axis Flipkart Card swap

[Shash]

I have paid Axis Flipkart credit card with a good limit but as soon as I try to do a big ticket txn, my transaction gets declined. It has been happeing on all offline and online transactions greater than 10000rs. I complained to customer care but no satisfactory response. I have renewal date in 2 weeks and I want to swap it with Airtel/Ace/Vistara card. I have thought of calling customer care and asking them to swap my card else close it. But I dont want to close this card as I have high limit from Axis bank and dont know next time they will again give this much limit or not. Any suggestions on how to get Flipkart card swapped with any mentioned card. I dont have any other relationship with Axis bank..

 

[CardSeeker]

so without closing the card and directly upgrade from flipkart to other card ? hence cibil reflecting same reference ?

upgrade possible

after upgrading he can close the flipkart card

 

[Shash]

They are not upgrading to vistara cards. What should I do now?

 

[vaibhav111vaibhav111 is verified member.]

They are not upgrading to vistara cards. What should I do now?

so did retention team offered sometime else or you closed the card, since now everyone is getting shared limit message, now this limit of your if it still active will be shared so you can close this card and apply for Vistara card.

 

[Shash]

Retention team didn't offer any deal and they closed the card over call only

 

[bismaj]

I have paid Axis Flipkart credit card with a good limit but as soon as I try to do a big ticket txn, my transaction gets declined. It has been happeing on all offline and online transactions greater than 10000rs. I complained to customer care but no satisfactory response. I have renewal date in 2 weeks and I want to swap it with Airtel/Ace/Vistara card. I have thought of calling customer care and asking them to swap my card else close it. But I dont want to close this card as I have high limit from Axis bank and dont know next time they will again give this much limit or not. Any suggestions on how to get Flipkart card swapped with any mentioned card. I dont have any other relationship with Axis bank..

since axis has limit merged with other cards, so do get the card you want, the card limit will be shared, then close the Flipkart card, in this way you will not loose your limit .

 

[vaibhav111vaibhav111 is verified member.]

Retention team didn't offer any deal and they closed the card over call only

When is this took place request to close did fk limit it now shared with other axis cc

 

[kmehtab]

Block the card and get replacement with new card number and all then try

 

[Shash]

When is this took place request to close did fk limit it now shared with other axis cc

I emailed nodal officer for card upgrade or close my card. They called me regarding card closure and upon asking vard upgrade, they straight away denied Vistara or any other card l. I hung up and called axis customer care, they said they can only upgrade to Myzone , Aura , select. Thats it. No vistara card. Later I again received call from Rentention team and they said they can't offer neither fee reversal nor card upgrade hence I asked them close it and they instantly closed.

 

[Shash]

I hold LTF axis Flipkart Card in family members name so no loss. Also I got to know one new thing that when we apply directly offline c2c, we get same limit as rhe card limit of rhe corresponding card. So I can get back more than rhe limit currently offered this way.

 

[CyberPsych]

Airtel and Ace are not available for all so not sure on those variants.

Why is it not available for all?

 

[WhoU]

Why is it not available for all?

You need to have those cards in the respective apps for you to start an application

 

[CyberPsych]

You need to have those cards in the respective apps for you to start an application

For applying Airtel Axis, I need Airtel Thanks App. What about for Ace?

 

[4uziaul]

For applying Airtel Axis, I need Airtel Thanks App. What about for Ace?

GPay invite

 

[4uziaul]

By the way, if you have an existing relationship with Axis Bank, like holding another card, it is possible that you might see an offer for pre-approved Ace Card.

 

[CyberPsych]

By the way, if you have an existing relationship with Axis Bank, like holding another card, it is possible that you might see an offer for pre-approved Ace Card.

Just last week I got Flipkart Axis card. Haven't received any other offers or info about other cards. The reason I ordered Flipkart card even though my yearly flipkart spends are less is because, I ordered it through cashkaro and got ₹750 coupon and ₹500 welcome benefit (flipkart voucher) which adds to 1250 (covers joining fee and annual fees for 1.5 years). For Ace card, there is no welcome benefit or coupon like this.

Looking to apply for Airtel card as the Airtel Thanks App shows that I am eligible for no-joining fee Airtel card if applied before June 30, 2023. Will they approve 2nd card this sooner (within one month of getting very first axis card?

Airtel card covers Bill payments cashback (vs Ace) and Flipkart card is close to Ace in other spends (1.5% vs 2%). So, I do not see any benefits with Ace card if I already hold these 2. Or Am I missing something?

 

[4uziaul]

Just last week I got Flipkart Axis card. Haven't received any other offers or info about other cards. The reason I ordered Flipkart card even though my yearly flipkart spends are less is because, I ordered it through cashkaro and got ₹750 coupon and ₹500 welcome benefit (flipkart voucher) which adds to 1250 (covers joining fee and annual fees for 1.5 years). For Ace card, there is no welcome benefit or coupon like this.

Looking to apply for Airtel card as the Airtel Thanks App shows that I am eligible for no-joining fee Airtel card if applied before June 30, 2023. Will they approve 2nd card this sooner (within one month of getting very first axis card?

Airtel card covers Bill payments cashback (vs Ace) and Flipkart card is close to Ace in other spends (1.5% vs 2%). So, I do not see any benefits with Ace card if I already hold these 2. Or Am I missing something?

The problem with Axis is that since you received your card last week, it's too soon to apply for a new one. Many people have applied and been rejected. Therefore, in my opinion, it's better to wait and apply after 3 months. If it were an upgrade or a pre-approved offer, you would have easily obtained it without any cooling-off period.

 

[CyberPsych]

The problem with Axis is that since you received your card last week, it's too soon to apply for a new one. Many people have applied and been rejected. Therefore, in my opinion, it's better to wait and apply after 3 months. If it were an upgrade or a pre-approved offer, you would have easily obtained it without any cooling-off period.

Can I try applying? If it gets rejected, will I get any negative value or something?

 

[4uziaul]

Can I try applying? If it gets rejected, will I get any negative value or something?

Just a small impact on your CIBIL score, nothing that won't recover in a few months. You can give it a try, and if you are lucky, please let us know.

 

[CyberPsych]

You can give it a try, and if you are lucky, please let us know.

Sure, I will wait as long as I can (which is 23rd June) giving one week time before the Airtel Thanks app offer expires for approval process.

 

[Trust Me]

Also I got to know one new thing that when we apply directly offline c2c, we get same limit as rhe card limit of rhe corresponding card. So I can get back more than rhe limit currently offered this way.

Were you successful in this? I'd be quite surprised if it worked for you, because my own c2c offline application was approved for only 50k (from 3L)! And that for a Burgundy customer with a very good credit rating too!