Axis Flipkart Credit Card Blocked due to Non Personal Use

[sudhirsiddhi]

Hello Everyone

Please help me, get my earned cashback around 13k at Flipkart Axis Bank Credit Card

My card is blocked due to non Personal Use

I attached all screenshots

Please give me any suggestions to get back my card and cashback

 

[sudhirsiddhi]

That’s about 30-45 mobile phones in ~3 months, which justifies the bank’s suspicion that it has indeed been for “non personal use”.

Frankly, I don’t see you winning the argument. Perhaps it’s better to simply close the card and move on.

I already closed this card and again reissue Flipkart Credit card

 

[0xpratyush]

I already closed this card and again reissue Flipkart Credit card

How ? Can you please share in details. I mostly used my card to order grocery and other normal things from Flipkart and sometimes phone from friends and family. In april cashback was 4k, limit was 53k during that time in may it updated to 1.7L . Still they cancelled my card and asked me to submit invoices from 1april to 30 june . Where there are multiple orders like 300 ,500 ,217 like this.

 

[sudhirsiddhi]

How ? Can you please share in details. I mostly used my card to order grocery and other normal things from Flipkart and sometimes phone from friends and family. In april cashback was 4k, limit was 53k during that time in may it updated to 1.7L . Still they cancelled my card and asked me to submit invoices from 1april to 30 june . Where there are multiple orders like 300 ,500 ,217 like this.

I don't think they are unblocking your card or giving you your cashback.

The best way to handle this is to close the Flipkart credit card and then call customer service to request a new Flipkart credit card

 

[Farhad sekh]

Per month 10-15 around three months

Wow . .

 

[0xpratyush]

I don't think they are unblocking your card or giving you your cashback.

The best way to handle this is to close the Flipkart credit card and then call customer service to request a new Flipkart credit card

How in card section block permanently or what to do, call and request for close and reissue will work ?

 

[0xpratyush]

Or have to go through as a new application process after closing.

 

[SunnyM]

Or have to go through as a new application process after closing.

How many phones did you order?

 

[CreditCardFino]

Per month 10-15 around three months

You are allowed to milk but not to this level ☺️

 

[JohnWick]

Per month 10-15 around three months

Why did you order that many mobiles ? How do you make profit on them ?
Flipkart is not giving you 20-30 % cashback.

 

[CreditCardFino]

Why did you order that many mobiles ? How do you make profit on them ?
Flipkart is not giving you 20-30 % cashback.

They sell it for MRP at local stores in inaccessible areas so its 6% (1% from ESP) profit on multiple units sold.

10k phone 15 units 9k profit per month.

I wonder how FK allowed to buy that many units unless he created multiple accounts.

 

[JohnWick]

They sell it for MRP at local stores in inaccessible areas so its 6% (1% from ESP) profit on multiple units sold.

10k phone 15 units 9k profit per month.

I wonder how FK allowed to buy that many units unless he created multiple accounts.

Why will Flipkart care ? Flipkart is also getting business na

 

[JohnWick]

They sell it for MRP at local stores in inaccessible areas so its 6% (1% from ESP) profit on multiple units sold.

10k phone 15 units 9k profit per month.

I wonder how FK allowed to buy that many units unless he created multiple accounts.

What's ESP ?

 

[CreditCardFino]

Why will Flipkart care ? Flipkart is also getting business na

Generally it won't allow because retailers will buy most of the units and resell. I think reselling is not allowed it will be mentioned on invoice or somewhere. Amazon has separate site for business users they can order in bulk without any issue and claim GST as well..

 

[JohnWick]

Generally it won't allow because retailers will buy most of the units and resell. I think reselling is not allowed it will be mentioned on invoice or somewhere. Amazon has separate site for business users they can order in bulk without any issue and claim GST as well.

Yes ; got you point. They only allow few quantity like 5-10 par account

 

[sudhirsiddhi]

They sell it for MRP at local stores in inaccessible areas so its 6% (1% from ESP) profit on multiple units sold.

10k phone 15 units 9k profit per month.

I wonder how FK allowed to buy that many units unless he created multiple accounts.

I have multiple Flipkart accounts.

 

[sudhirsiddhi]

Yes ; got you point. They only allow few quantity like 5-10 par account

No , I ordered 30 units in one Flipkart account
February to August

 

[CreditCardFino]

No , I ordered 30 units in one Flipkart account
February to August

You have a mobile store?

 

[sudhirsiddhi]

You have a mobile store?

Yeah I have

 

[CreditCardFino]

Yeah I have

You can explore business cards instead of personal cards

 

[sudhirsiddhi]

You can explore business cards instead of personal cards

Which business credit card is best