The same thing happened to me last year in March got the FK Axis with 15K Limit and kept using it as I was well compensated with 1000 FK Gift Voucher. After that when I tried to apply for My Zone LTF always rejected still January 2024 I applied for the card via offline axis bank agent C2C using a different number but was rejected the next day. Then when I finally applied for the card LTF in March 2024 they called me for my number change request to the new number I previously applied in Jan 24. Suddenly the card was approved and my Limit just Skyrocketed to 2.1L from 15K without any income documents or verification. But they delivered the My Zone card which was not visible in My Axis App. Called the cc they said unable to find my card details after that they sent me a new My Zone card LTF.